Smartfinancial SMBK
NYSE SMBK
$51.02 +0.07 (+0.14%)
As of: Aug 21, 2026 · 3:19 PM EDT

Smartfinancial (SMBK) Debt Ratio (2011 - 2026)

Smartfinancial (SMBK) posted quarterly Debt Ratio of 0.0 for Q1 2026, down 61.75% year-over-year from 0.0 in Q1 2025, and up 4.78% quarter-over-quarter from 0.0 in Q4 2025.

Smartfinancial (SMBK) Debt Ratio (2011 - 2026) Analysis & Trends

Smartfinancial's Debt Ratio history runs 16 years deep, the most recent figure standing at 0.0 for Q1 2026.

  • In Q1 2026, Debt Ratio fell 61.75% year-over-year to 0.0; the TTM figure through Mar 2026 stood at 0.0 (down 61.75% YoY), while the FY2025 annual figure was 0.0, down 66.7% from the prior year.
  • Debt Ratio for Q1 2026 stood at 0.0, up from 0.0 in the prior quarter.
  • The five-year high for Debt Ratio was 0.01 in Q4 2022, with the low at 0.0 in Q3 2025.
  • The 5-year median for Debt Ratio is 0.0 (2024), against an average of 0.0.
  • The sharpest annual moves came in 2022 and 2023: Debt Ratio slumped 96.16% in 2022, then surged 288.52% in 2023.
  • Smartfinancial's Debt Ratio stood at 0.01 in 2022, then slumped by 70.0% to 0.0 in 2023, then plunged by 43.06% to 0.0 in 2024, then plunged by 66.7% to 0.0 in 2025, then rose by 4.78% to 0.0 in 2026.
  • Business Quant data shows SMBK's Debt Ratio at 0.0 in Q1 2026, 0.0 in Q4 2025, and 0.0 in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Debt Ratio (Qtr)
1 Hdfc Bank 120.89 Bn 84.69 Bn - 0.12
2 Pnc Financial Services 97.97 Bn 97.97 Bn - 0.14
3 Us Bancorp 96.39 Bn 96.39 Bn - 0.05
4 Lloyds Banking 93.61 Bn 93.91 Bn - -
5 NatWest 74.94 Bn -144.15 Bn - 0.10
6 Deutsche Bank Aktiengesellschaft 72.20 Bn -81.12 Bn - 0.07
7 Nu Holdings 70.78 Bn 57.09 Bn 2.35 Bn 0.01
8 Truist Financial 61.81 Bn 61.81 Bn - 0.13
9 Fifth Third Bancorp 49.97 Bn 26.25 Bn - 0.07
10 Smartfinancial 856.85 Mn 370.31 Mn - 0.02

Historic Data

Download Data
DateValue
Jun 30, 2026 0.02
Mar 31, 2026 0.00
Dec 31, 2025 0.00
Sep 30, 2025 0.00
Jun 30, 2025 0.00
Mar 31, 2025 0.00
Dec 31, 2024 0.00
Sep 30, 2024 0.00
Jun 30, 2024 0.00
Mar 31, 2024 0.00
Dec 31, 2023 0.00
Sep 30, 2023 0.00
Jun 30, 2023 0.00
Mar 31, 2023 0.00
Dec 31, 2022 0.01
Sep 30, 2022 0.00
Jun 30, 2022 0.00
Mar 31, 2022 0.00
Dec 31, 2021 0.02
Sep 30, 2021 0.00