Smartfinancial (SMBK) Debt Ratio (2011 - 2026)

Smartfinancial (SMBK) recorded quarterly Debt Ratio of 0.0 in Q1 2026, down 96.8% quarter-over-quarter from 0.02 in Q4 2025, and down 27.23% on a YoY basis from 0.0 in Q1 2025.

Smartfinancial (SMBK) Debt Ratio (2011 - 2026) Analysis & Trends

Smartfinancial's Debt Ratio history runs 16 years deep, the most recent figure standing at 0.0 for Q1 2026.

  • In Q1 2026, Debt Ratio fell 27.23% year-over-year to 0.0; the TTM figure through Mar 2026 stood at 0.0 (down 27.23% YoY), while the FY2025 annual figure was 0.02, up 991.77% from the prior year.
  • Debt Ratio was 0.0 for Q1 2026 at Smartfinancial, down from 0.02 in the prior quarter.
  • In the past five years, Debt Ratio ranged from a high of 0.02 in Q3 2025 to a low of 0.0 in Q1 2026.
  • Historically, Debt Ratio has averaged 0.01 across 5 years, with a median of 0.0 in 2022.
  • The sharpest annual moves came in 2022 and 2025: Debt Ratio plunged 87.85% in 2022, then soared 991.77% in 2025.
  • A 5-year view of Debt Ratio shows it stood at 0.01 in 2022, then slumped by 70.11% to 0.0 in 2023, then sank by 43.06% to 0.0 in 2024, then jumped by 991.77% to 0.02 in 2025, then tumbled by 96.8% to 0.0 in 2026.
  • The last three Debt Ratio figures came in at 0.0 (Q1 2026), 0.02 (Q4 2025), and 0.02 (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Debt Ratio (Qtr)
1 Bank Of Chile 97,765.53 Bn 97,765.53 Bn - 0.00
2 Bank Bradesco 6,846.93 Bn 6,830.99 Bn - 0.05
3 Lloyds Banking 384.13 Bn 384.40 Bn - 0.03
4 First Capital 215.78 Bn 215.63 Bn - -
5 Itau Unibanco Holding 202.78 Bn 202.78 Bn - 0.09
6 Landmark Bancorp 180.37 Bn 180.34 Bn - 0.01
7 NatWest 168.65 Bn -51.67 Bn - 0.09
8 Shinhan Financial 136.54 Bn 104.11 Bn - 0.01
9 Mizuho Financial 112.02 Bn 112.56 Bn - 0.12
10 Smartfinancial 765.04 Mn 319.08 Mn - 0.00

Historic Data

Download Data
DateValue
Mar 31, 2026 0.00
Dec 31, 2025 0.02
Sep 30, 2025 0.02
Jun 30, 2025 0.01
Mar 31, 2025 0.00
Dec 31, 2024 0.00
Sep 30, 2024 0.01
Jun 30, 2024 0.00
Mar 31, 2024 0.00
Dec 31, 2023 0.00
Sep 30, 2023 0.00
Jun 30, 2023 0.01
Mar 31, 2023 0.00
Dec 31, 2022 0.01
Sep 30, 2022 0.00
Jun 30, 2022 0.00
Mar 31, 2022 0.00
Dec 31, 2021 0.01
Sep 30, 2021 0.00
Jun 30, 2021 0.02