Smartfinancial SMBK
NYSE SMBK
$51.86 -0.06 (-0.12%)
At close: Sep 18, 2026 · 4:00 PM EDT

Smartfinancial (SMBK) Debt Ratio (2011 - 2026)

Smartfinancial (SMBK) posted Debt Ratio of 0.02 for Q2 2026, down 3.32% on a QoQ basis from 0.02 in Q1 2026, and up 123.32% year-over-year from 0.01 in Q2 2025.

Analysis

Smartfinancial (SMBK) Debt Ratio (2011 - 2026) Analysis & Trends

Smartfinancial has reported Debt Ratio for 16 years, with the latest figure at 0.02 in Q2 2026.

  • On a quarterly basis, Debt Ratio rose 123.32% year-over-year to 0.02 in Q2 2026; TTM through Jun 2026 was 0.02, a 123.32% increase from a year earlier, with the FY2025 full-year figure at 0.02, up 123.81% from the prior year.
  • Debt Ratio was 0.02 for Q2 2026 at Smartfinancial, down from 0.02 in the prior quarter.
  • The five-year high for Debt Ratio was 0.02 in Q3 2025, with the low at 0.01 in Q2 2025.
  • Average Debt Ratio over 5 years is 0.01, with a median of 0.01 recorded in 2023.
  • The sharpest annual moves came in 2022 and 2025: Debt Ratio slumped 61.73% in 2022, then jumped 196.53% in 2025.
  • Over 5 years, Debt Ratio stood at 0.01 in 2022, then declined by 3.78% to 0.01 in 2023, then fell by 13.71% to 0.01 in 2024, then surged by 123.81% to 0.02 in 2025, then retreated by 4.02% to 0.02 in 2026.
  • The last three Debt Ratio figures came in at 0.02 (Q2 2026), 0.02 (Q1 2026), and 0.02 (Q4 2025), per Business Quant data.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Debt Ratio (Qtr)
1 Banco Santander Chile 424.88 Bn 544.83 Bn - 0.01
2 Truist Financial 59.29 Bn 59.29 Bn - 0.17
3 Fifth Third Bancorp 47.98 Bn 24.26 Bn - 0.09
4 M&T Bank 32.82 Bn 32.82 Bn - 0.10
5 Huntington Bancshares 32.08 Bn 27.60 Bn - 0.09
6 Citizens Financial 28.34 Bn 28.34 Bn - 0.07
7 Regions Financial 24.27 Bn 24.34 Bn - 0.07
8 Keycorp 22.19 Bn -25.51 Bn - 0.08
9 First Citizens Bancshares 21.93 Bn 21.41 Bn 29.00 Mn 0.14
10 Smartfinancial 886.73 Mn 400.30 Mn - 0.02
Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 0.02
Mar 31, 2026 0.02
Dec 31, 2025 0.02
Sep 30, 2025 0.02
Jun 30, 2025 0.01
Mar 31, 2025 0.01
Dec 31, 2024 0.01
Sep 30, 2024 0.01
Jun 30, 2024 0.01
Mar 31, 2024 0.01
Dec 31, 2023 0.01
Sep 30, 2023 0.01
Jun 30, 2023 0.01
Mar 31, 2023 0.01
Dec 31, 2022 0.01
Sep 30, 2022 0.01
Jun 30, 2022 0.01
Mar 31, 2022 0.01
Dec 31, 2021 0.02
Sep 30, 2021 0.02