Smartfinancial (SMBK) Debt Ratio (2011 - 2026)

Smartfinancial's Debt Ratio history runs 16 years deep, the most recent figure standing at 0.0 for Q1 2026.

• On a quarterly basis, Debt Ratio fell 61.75% year-over-year to 0.0 in Q1 2026; TTM through Mar 2026 was 0.0, a 61.75% decrease from a year earlier, with the FY2025 full-year figure at 0.0, down 66.7% from the prior year.
• Debt Ratio grew to 0.0 in Q1 2026 per SMBK's latest filing, from 0.0 in the prior quarter.
• Across five years, Debt Ratio topped out at 0.01 in Q4 2022 and bottomed at 0.0 in Q3 2025.
• The 5-year median for Debt Ratio is 0.0 (2024), against an average of 0.0.
• Across the five-year window, Debt Ratio tumbled 96.16% in 2022 and surged 288.52% in 2023, its largest moves.
• Year by year, Debt Ratio stood at 0.01 in 2022, then sank by 70.0% to 0.0 in 2023, then tumbled by 43.06% to 0.0 in 2024, then tumbled by 66.7% to 0.0 in 2025, then gained by 4.78% to 0.0 in 2026.
• Per Business Quant, the three latest SMBK Debt Ratio figures stand at 0.0 (Q1 2026), 0.0 (Q4 2025), and 0.0 (Q3 2025).