Southern Missouri Bancorp (SMBC) Times Interest Earned (2010 - 2026)
Southern Missouri Bancorp's (SMBC) quarterly Times Interest Earned came in at $1.79 in Q1 2026, up 8.37% YoY from $1.65 in Q1 2025, and up 0.91% on a QoQ basis from $1.77 in Q4 2025.
Southern Missouri Bancorp (SMBC) Times Interest Earned (2010 - 2026) Analysis & Trends
Southern Missouri Bancorp (SMBC) has 17 years of Times Interest Earned data on file, last reported at $1.79 in Q1 2026.
- Quarterly Times Interest Earned rose 8.37% year-over-year to $1.79 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was $1.7 (up 7.31% YoY) and the FY2025 annual result came in at $1.6, up 1.47% from the prior year.
- Times Interest Earned advanced to $1.79 in Q1 2026, from $1.77 in the prior quarter.
- In the past five years, Times Interest Earned ranged from a high of $5.37 in Q2 2022 to a low of $1.21 in Q1 2023.
- A 5-year average of $2.15 and a median of $1.65 in 2025 frame the typical range for Times Interest Earned.
- Annual changes were most pronounced in 2023 — Times Interest Earned sank 73.96% — and 2024, when it gained 22.68%.
- Tracing SMBC's Times Interest Earned over 5 years: stood at $2.41 in 2022, then plunged by 34.93% to $1.57 in 2023, then rose by 2.97% to $1.61 in 2024, then advanced by 9.86% to $1.77 in 2025, then gained by 0.91% to $1.79 in 2026.
- The last three Times Interest Earned figures came in at $1.79 (Q1 2026), $1.77 (Q4 2025), and $1.64 (Q3 2025), per Business Quant data.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Times Interest Earned (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 120.66 Bn | 84.46 Bn | - | - |
| 2 | Pnc Financial Services | 97.86 Bn | 97.86 Bn | - | 2.00 |
| 3 | Us Bancorp | 96.39 Bn | 96.39 Bn | - | 1.84 |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 74.92 Bn | -144.17 Bn | - | 0.27 |
| 6 | Deutsche Bank Aktiengesellschaft | 72.22 Bn | -81.10 Bn | - | 1.49 |
| 7 | Nu Holdings | 70.34 Bn | 56.66 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 61.75 Bn | 61.75 Bn | - | 1.77 |
| 9 | Fifth Third Bancorp | 49.88 Bn | 26.16 Bn | - | 1.90 |
| 10 | Southern Missouri Bancorp | 820.45 Mn | 632.27 Mn | - | 1.79 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 1.79 |
| Dec 31, 2025 | 1.77 |
| Sep 30, 2025 | 1.64 |
| Jun 30, 2025 | 1.63 |
| Mar 31, 2025 | 1.65 |
| Dec 31, 2024 | 1.61 |
| Sep 30, 2024 | 1.52 |
| Jun 30, 2024 | 1.57 |
| Mar 31, 2024 | 1.48 |
| Dec 31, 2023 | 1.57 |
| Sep 30, 2023 | 1.73 |
| Jun 30, 2023 | 2.08 |
| Mar 31, 2023 | 1.21 |
| Dec 31, 2022 | 2.41 |
| Sep 30, 2022 | 2.86 |
| Jun 30, 2022 | 5.37 |
| Mar 31, 2022 | 4.63 |
| Dec 31, 2021 | 6.03 |
| Sep 30, 2021 | 6.04 |
| Jun 30, 2021 | 5.80 |