Southern Missouri Bancorp (SMBC) Interest Expense - Deposits (2010 - 2026)
Southern Missouri Bancorp's (SMBC) quarterly Interest Expense - Deposits came in at $26.2 million in Q1 2026, down 9.11% YoY from $28.8 million in Q1 2025, and down 5.51% on a QoQ basis from $27.7 million in Q4 2025.
Southern Missouri Bancorp (SMBC) Interest Expense - Deposits (2010 - 2026) Analysis & Trends
Southern Missouri Bancorp (SMBC) has 17 years of Interest Expense - Deposits data on file, last reported at $26.2 million in Q1 2026.
- Quarterly Interest Expense - Deposits fell 9.11% year-over-year to $26.2 million in Q1 2026, while the trailing twelve-month figure through Mar 2026 was $111.5 million (down 3.19% YoY) and the FY2025 annual result came in at $115.8 million, up 13.83% from the prior year.
- Interest Expense - Deposits retreated to $26.2 million in Q1 2026, from $27.7 million in the prior quarter.
- In the past five years, Interest Expense - Deposits ranged from a high of $29.5 million in Q4 2024 to a low of $2.9 million in Q1 2022.
- A 5-year average of $20.6 million and a median of $26.2 million in 2026 frame the typical range for Interest Expense - Deposits.
- Annual changes were most pronounced in 2022 — Interest Expense - Deposits declined 17.83% — and 2023, when it jumped 380.89%.
- Tracing SMBC's Interest Expense - Deposits over 5 years: stood at $8.6 million in 2022, then surged by 196.07% to $25.4 million in 2023, then rose by 16.09% to $29.5 million in 2024, then decreased by 6.23% to $27.7 million in 2025, then fell by 5.51% to $26.2 million in 2026.
- The last three Interest Expense - Deposits figures came in at $26.2 million (Q1 2026), $27.7 million (Q4 2025), and $28.9 million (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Expense - Deposits (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 120.66 Bn | 84.46 Bn | - | - |
| 2 | Pnc Financial Services | 97.86 Bn | 97.86 Bn | - | 1.68 Bn |
| 3 | Us Bancorp | 96.39 Bn | 96.39 Bn | - | 2.33 Bn |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 74.92 Bn | -144.17 Bn | - | - |
| 6 | Deutsche Bank Aktiengesellschaft | 72.22 Bn | -81.10 Bn | - | - |
| 7 | Nu Holdings | 70.34 Bn | 56.66 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 61.75 Bn | 61.75 Bn | - | 1.58 Bn |
| 9 | Fifth Third Bancorp | 49.88 Bn | 26.16 Bn | - | 891.00 Mn |
| 10 | Southern Missouri Bancorp | 820.45 Mn | 632.27 Mn | - | 26.17 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 26.17 Mn |
| Dec 31, 2025 | 27.70 Mn |
| Sep 30, 2025 | 28.94 Mn |
| Jun 30, 2025 | 28.64 Mn |
| Mar 31, 2025 | 28.80 Mn |
| Dec 31, 2024 | 29.54 Mn |
| Sep 30, 2024 | 28.80 Mn |
| Jun 30, 2024 | 28.00 Mn |
| Mar 31, 2024 | 27.89 Mn |
| Dec 31, 2023 | 25.44 Mn |
| Sep 30, 2023 | 20.37 Mn |
| Jun 30, 2023 | 16.33 Mn |
| Mar 31, 2023 | 13.71 Mn |
| Dec 31, 2022 | 8.59 Mn |
| Sep 30, 2022 | 5.76 Mn |
| Jun 30, 2022 | 3.40 Mn |
| Mar 31, 2022 | 2.87 Mn |
| Dec 31, 2021 | 2.74 Mn |
| Sep 30, 2021 | 2.82 Mn |
| Jun 30, 2021 | 3.14 Mn |