Southern Missouri Bancorp (SMBC) Interest Coverage Ratio (2020 - 2026)
Southern Missouri Bancorp's (SMBC) Interest Coverage Ratio came in at 1.81 for fiscal Q4 2026 (quarter ended Jun 30, 2026), up 11.1% from 1.63 a year earlier and up 1.3% from the prior quarter.
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Analysis
Southern Missouri Bancorp (SMBC) Interest Coverage Ratio (2020 - 2026) Analysis & Trends
For FY2026 (ended Jun 30, 2026), Southern Missouri Bancorp's Interest Coverage Ratio stood at 1.75, up 9.2% from FY2025.
- In prior fiscal years, Southern Missouri Bancorp's Interest Coverage Ratio was 1.60 in FY2025 (+1.5%), 1.58 in FY2024 (-20.9%), 2.00 in FY2023 (-63.7%) and 5.50 in FY2022 (+171.7%).
- The fiscal Q4 2026 figure stands as the highest quarterly Interest Coverage Ratio since fiscal Q4 2021.
- On a year-over-year basis, Interest Coverage Ratio has increased in each of the last seven quarters, with growth averaging 5.4% over the last eight quarters.
- The strongest year-over-year quarter for Interest Coverage Ratio in the past five years was fiscal Q3 2025, with growth of 11.6%; the weakest was fiscal Q1 2025, with a decline of 12.5%.
- According to Business Quant data, Interest Coverage Ratio for the three prior fiscal quarters was 1.79 (Q3 2026), 1.77 (Q2 2026) and 1.64 (Q1 2026).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 890.60 Bn | 920.07 Bn | - | 2.10 |
| 2 | Banco Santander Chile | 421.74 Bn | 541.68 Bn | - | -2.12 |
| 3 | Bank Of America | 385.85 Bn | -1,990.22 Bn | - | 1.65 |
| 4 | Hsbc Holdings | 345.94 Bn | 345.99 Bn | - | - |
| 5 | Morgan Stanley | 303.15 Bn | -205.95 Bn | - | 1.56 |
| 6 | Royal Bank Of Canada | 279.82 Bn | 130.57 Bn | - | 1.43 |
| 7 | Mitsubishi Ufj Financial | 274.62 Bn | -1,313.87 Bn | 10.89 Bn | 0.56 |
| 8 | Goldman Sachs | 267.07 Bn | -3,290.04 Bn | - | 1.47 |
| 9 | Wells Fargo & Company | 243.79 Bn | 245.93 Bn | - | 1.73 |
| 10 | Southern Missouri Bancorp | 781.39 Mn | 339.22 Mn | - | 1.81 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 1.81 |
| Mar 31, 2026 | 1.79 |
| Dec 31, 2025 | 1.77 |
| Sep 30, 2025 | 1.64 |
| Jun 30, 2025 | 1.63 |
| Mar 31, 2025 | 1.65 |
| Dec 31, 2024 | 1.61 |
| Sep 30, 2024 | 1.52 |
| Jun 30, 2024 | 1.57 |
| Mar 31, 2024 | 1.48 |
| Dec 31, 2023 | 1.57 |
| Sep 30, 2023 | 1.73 |
| Jun 30, 2021 | 5.80 |
| Mar 31, 2021 | 4.68 |
| Dec 31, 2020 | 4.50 |
| Sep 30, 2020 | 3.59 |
API Access
Southern Missouri Bancorp Interest Coverage Ratio API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=interest-coverage-ratio&ticker=SMBC&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "interest-coverage-ratio", "ticker": "SMBC", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=interest-coverage-ratio&ticker=SMBC&period=max&api_key=YOUR_API_KEY");
const data = await res.json();