Southern Missouri Bancorp (SMBC) Interest Coverage Ratio (2010 - 2026)

Southern Missouri Bancorp has reported Interest Coverage Ratio for 17 years, with the latest figure at 0.17 in Q1 2026.

• For the quarter ending Q1 2026, Interest Coverage Ratio rose 21.21% year-over-year to 0.17; the trailing twelve-month figure through Mar 2026 stood at 0.15 (up 19.73% YoY), and the FY2025 full-year result was 0.13, up 4.01% from the prior year.
• Interest Coverage Ratio for Q1 2026 stood at 0.17, up from 0.16 in the prior quarter.
• The five-year high for Interest Coverage Ratio was 0.92 in Q2 2022, with the low at 0.04 in Q1 2023.
• Historically, Interest Coverage Ratio has averaged 0.24 across 5 years, with a median of 0.14 in 2025.
• Annual changes were most pronounced in 2023 — Interest Coverage Ratio slumped 94.34% — and 2024, when it soared 133.01%.
• Southern Missouri Bancorp's Interest Coverage Ratio stood at 0.3 in 2022, then sank by 59.74% to 0.12 in 2023, then climbed by 8.21% to 0.13 in 2024, then gained by 25.93% to 0.16 in 2025, then rose by 2.1% to 0.17 in 2026.
• The last three Interest Coverage Ratio figures came in at 0.17 (Q1 2026), 0.16 (Q4 2025), and 0.13 (Q3 2025), per Business Quant data.