Southern Missouri Bancorp (SMBC) FCF Margin (2010 - 2026)
Southern Missouri Bancorp's (SMBC) quarterly FCF Margin came in at 56.81% in Q1 2026, up 754.0% YoY from 6.65% in Q1 2025, and up 39.94% on a QoQ basis from 40.59% in Q4 2025.
Southern Missouri Bancorp (SMBC) FCF Margin (2010 - 2026) Analysis & Trends
Southern Missouri Bancorp (SMBC) has 17 years of FCF Margin data on file, last reported at 56.81% in Q1 2026.
- Quarterly FCF Margin rose 754.0% year-over-year to 56.81% in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 46.91% (up 1065.0% YoY) and the FY2025 annual result came in at 41.23%, down 48.0% from the prior year.
- FCF Margin improved to 56.81% in Q1 2026, from 40.59% in the prior quarter.
- In the past five years, FCF Margin ranged from a high of 61.93% in Q2 2022 to a low of 19.53% in Q3 2024.
- A 5-year average of 41.79% and a median of 45.14% in 2024 frame the typical range for FCF Margin.
- Annual changes were most pronounced in 2023 — FCF Margin sank 3170 bps — and 2024, when it soared 2845 bps.
- Tracing SMBC's FCF Margin over 5 years: stood at 60.27% in 2022, then sank by 36 bps to 38.79% in 2023, then rose by 16 bps to 45.14% in 2024, then dropped by 10 bps to 40.59% in 2025, then surged by 40 bps to 56.81% in 2026.
- The last three FCF Margin figures came in at 56.81% (Q1 2026), 40.59% (Q4 2025), and 34.81% (Q3 2025), per Business Quant data.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 121.20 Bn | 85.00 Bn | - | - |
| 2 | Pnc Financial Services | 97.59 Bn | 97.59 Bn | - | 31.23% |
| 3 | Us Bancorp | 95.78 Bn | 95.78 Bn | - | 62.71% |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 74.72 Bn | -144.37 Bn | - | - |
| 6 | Deutsche Bank Aktiengesellschaft | 71.75 Bn | -81.57 Bn | - | - |
| 7 | Nu Holdings | 71.00 Bn | 57.31 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 61.56 Bn | 61.56 Bn | - | 18.14% |
| 9 | Fifth Third Bancorp | 49.49 Bn | 25.77 Bn | - | - |
| 10 | Southern Missouri Bancorp | 810.18 Mn | 622.01 Mn | - | 56.81% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 56.81% |
| Dec 31, 2025 | 40.59% |
| Sep 30, 2025 | 34.81% |
| Jun 30, 2025 | 54.29% |
| Mar 31, 2025 | 49.26% |
| Dec 31, 2024 | 45.14% |
| Sep 30, 2024 | 19.53% |
| Jun 30, 2024 | 31.03% |
| Mar 31, 2024 | 48.83% |
| Dec 31, 2023 | 38.79% |
| Sep 30, 2023 | 30.98% |
| Jun 30, 2023 | 46.14% |
| Mar 31, 2023 | 20.38% |
| Dec 31, 2022 | 60.27% |
| Sep 30, 2022 | 19.58% |
| Jun 30, 2022 | 61.93% |
| Mar 31, 2022 | 52.08% |
| Dec 31, 2021 | 48.56% |
| Sep 30, 2021 | 36.95% |
| Jun 30, 2021 | 61.42% |