Slm SLM
NASDAQ SLM
$25.10 +0.11 (+0.44%)
At close: Sep 18, 2026 · 4:00 PM EDT

Slm (SLM) Net Margin (2009 - 2026)

Slm's (SLM) quarterly Net Margin came in at 13.03% in Q2 2026, down 198.0% year-over-year from 13.29% in Q2 2025, and down 76.03% quarter-over-quarter from 54.36% in Q1 2026.

Analysis

Slm (SLM) Net Margin (2009 - 2026) Analysis & Trends

Slm (SLM) has reported Net Margin for 18 consecutive years, with 13.03% the latest figure, recorded in Q2 2026.

  • On a quarterly basis, Net Margin fell 198.0% year-over-year to 13.03% in Q2 2026; TTM through Jun 2026 was 36.37%, a 1337.0% increase from a year earlier, with the FY2025 full-year figure at 36.74%, up 483.0% from the prior year.
  • Net Margin was 13.03% for Q2 2026 at Slm, down from 54.36% in the prior quarter.
  • Over five years, Net Margin peaked at 54.8% in Q2 2022 and troughed at 23.62% in Q4 2022.
  • A 5-year average of 28.71% and a median of 28.59% in 2022 frame the typical range for Net Margin.
  • Across the five-year window, Net Margin slumped 8228 bps in 2022 and jumped 6083 bps in 2023, its largest moves.
  • Over 5 years, Net Margin stood at 23.62% in 2022, then soared by 257 bps to 37.21% in 2023, then dropped by 26 bps to 27.49% in 2024, then soared by 84 bps to 50.51% in 2025, then slumped by 74 bps to 13.03% in 2026.
  • The last three Net Margin figures came in at 13.03% (Q2 2026), 54.36% (Q1 2026), and 50.51% (Q4 2025), per Business Quant data.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Net Margin (Qtr)
1 Synchrony Financial 24.38 Bn 8.19 Bn - 17.93%
2 Affirm Holdings 24.01 Bn 22.38 Bn - 138.65%
3 FirstCash Holdings 9.50 Bn 9.33 Bn 533.67 Mn 8.70%
4 Credit Acceptance 6.00 Bn 5.51 Bn 569.30 Mn 23.14%
5 Slm 4.72 Bn -77.52 Mn - 13.03%
6 Enova International 4.35 Bn 4.22 Bn 568.07 Mn 11.31%
7 Bread Financial Holdings 4.20 Bn -15.89 Bn 957.00 Mn 14.50%
8 StoneCo 2.99 Bn 1.38 Bn 308.97 Mn 0.00%
9 Ezcorp 1.88 Bn 1.57 Bn 246.19 Mn 9.19%
10 Navient 1.64 Bn 275.03 Mn - 14.12%
Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 13.03%
Mar 31, 2026 54.36%
Dec 31, 2025 50.51%
Sep 30, 2025 24.16%
Jun 30, 2025 15.01%
Mar 31, 2025 51.73%
Dec 31, 2024 27.49%
Sep 30, 2024 -11.59%
Jun 30, 2024 48.13%
Mar 31, 2024 50.84%
Dec 31, 2023 37.21%
Sep 30, 2023 5.42%
Jun 30, 2023 49.14%
Mar 31, 2023 24.86%
Dec 31, 2022 -23.62%
Sep 30, 2022 15.63%
Jun 30, 2022 54.80%
Mar 31, 2022 29.70%
Dec 31, 2021 58.66%
Sep 30, 2021 16.85%