Slm (SLM) Net Margin (2009 - 2026)
Slm (SLM) posted quarterly Net Margin of 13.03% for Q2 2026, down 198.0% year-over-year from 13.29% in Q2 2025, and down 76.61% quarter-over-quarter from 55.7% in Q1 2026.
Analysis
Slm (SLM) Net Margin (2009 - 2026) Analysis & Trends
Slm (SLM) has reported Net Margin for 18 consecutive years, with 13.03% the latest figure, recorded in Q2 2026.
- In Q2 2026, Net Margin fell 198.0% year-over-year to 13.03%; the TTM figure through Jun 2026 stood at 36.14% (up 1271.0% YoY), while the FY2025 annual figure was 36.74%, up 483.0% from the prior year.
- Net Margin fell to 13.03% in Q2 2026 per SLM's latest filing, from 55.7% in the prior quarter.
- Across five years, Net Margin topped out at 59.3% in Q2 2022 and bottomed at 23.29% in Q4 2022.
- Historically, Net Margin has averaged 29.23% across 5 years, with a median of 29.44% in 2022.
- Annual changes were most pronounced in 2022 — Net Margin plunged 7953 bps — and 2023, when it soared 5959 bps.
- Slm's Net Margin stood at 23.29% in 2022, then jumped by 256 bps to 36.3% in 2023, then decreased by 21 bps to 28.56% in 2024, then jumped by 67 bps to 47.79% in 2025, then sank by 73 bps to 13.03% in 2026.
- Business Quant data shows SLM's Net Margin at 13.03% in Q2 2026, 55.7% in Q1 2026, and 47.79% in Q4 2025.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 680.39 Bn | 668.03 Bn | - | 48.38% |
| 2 | Mastercard | 518.33 Bn | 504.84 Bn | - | 47.30% |
| 3 | American Express | 224.91 Bn | 175.59 Bn | 17.99 Bn | 15.84% |
| 4 | Capital One Financial | 132.31 Bn | 77.60 Bn | - | 18.52% |
| 5 | PayPal Holdings | 46.25 Bn | 35.00 Bn | - | 12.72% |
| 6 | Affirm Holdings | 26.22 Bn | 24.59 Bn | - | 138.65% |
| 7 | Synchrony Financial | 25.37 Bn | 9.17 Bn | - | 17.93% |
| 8 | SoFi Technologies | 23.30 Bn | 20.18 Bn | 1.02 Bn | 12.85% |
| 9 | Ally Financial | 12.85 Bn | 5.01 Bn | 2.08 Bn | 16.05% |
| 10 | Slm | 4.96 Bn | 168.69 Mn | - | 13.03% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 13.03% |
| Mar 31, 2026 | 54.36% |
| Dec 31, 2025 | 50.51% |
| Sep 30, 2025 | 24.16% |
| Jun 30, 2025 | 15.01% |
| Mar 31, 2025 | 51.73% |
| Dec 31, 2024 | 27.49% |
| Sep 30, 2024 | -11.59% |
| Jun 30, 2024 | 48.13% |
| Mar 31, 2024 | 50.84% |
| Dec 31, 2023 | 37.21% |
| Sep 30, 2023 | 5.42% |
| Jun 30, 2023 | 49.14% |
| Mar 31, 2023 | 24.86% |
| Dec 31, 2022 | -9.15% |
| Sep 30, 2022 | 15.63% |
| Jun 30, 2022 | 54.80% |
| Mar 31, 2022 | 29.70% |
| Dec 31, 2021 | 58.66% |
| Sep 30, 2021 | 16.85% |