Slm (SLM) Net Margin (2009 - 2026)
Slm (SLM) reported Net Margin of 54.36% for Q1 2026, up 262.0% year-over-year from 15.02% in Q1 2025, and up 7.61% quarter-over-quarter from 50.51% in Q4 2025.
Slm (SLM) Net Margin (2009 - 2026) Analysis & Trends
Slm (SLM) has 18 years of Net Margin data on file, last reported at 54.36% in Q1 2026.
- Net Margin for Q1 2026 came in at 54.36%, up 262.0% year-over-year; the trailing twelve-month figure through Mar 2026 was 37.33% (up 494.0% YoY), and the FY2025 annual result was 36.74%, up 483.0% from the prior year.
- Net Margin grew to 54.36% in Q1 2026 per SLM's latest filing, from 50.51% in the prior quarter.
- Over five years, Net Margin peaked at 54.8% in Q2 2022 and troughed at 23.62% in Q4 2022.
- A 5-year average of 29.93% and a median of 32.13% in 2022 frame the typical range for Net Margin.
- The sharpest annual moves came in 2022 and 2023: Net Margin sank 8228 bps in 2022, then surged 6058 bps in 2023.
- A 5-year view of Net Margin shows it stood at 23.62% in 2022, then jumped by 256 bps to 36.96% in 2023, then decreased by 26 bps to 27.49% in 2024, then jumped by 84 bps to 50.51% in 2025, then gained by 8 bps to 54.36% in 2026.
- Business Quant data shows SLM's Net Margin at 54.36% in Q1 2026, 50.51% in Q4 2025, and 24.16% in Q3 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 541.66 Bn | 529.25 Bn | - | 53.62% |
| 2 | Mastercard | 437.55 Bn | 427.34 Bn | - | 46.23% |
| 3 | American Express | 212.80 Bn | 158.76 Bn | 17.43 Bn | 15.71% |
| 4 | Capital One Financial | 112.47 Bn | 35.97 Bn | - | 13.66% |
| 5 | PayPal Holdings | 37.70 Bn | 28.36 Bn | 7.84 Bn | 13.32% |
| 6 | Synchrony Financial | 24.26 Bn | 3.70 Bn | - | 16.44% |
| 7 | Affirm Holdings | 21.24 Bn | 19.51 Bn | 261.64 Mn | 30.76% |
| 8 | SoFi Technologies | 20.46 Bn | 17.06 Bn | 929.25 Mn | 15.15% |
| 9 | Ally Financial | 13.30 Bn | 12.86 Bn | 1.98 Bn | 13.84% |
| 10 | Slm | 4.38 Bn | -826.92 Mn | - | 54.36% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 54.36% |
| Dec 31, 2025 | 50.51% |
| Sep 30, 2025 | 24.16% |
| Jun 30, 2025 | 16.68% |
| Mar 31, 2025 | 51.73% |
| Dec 31, 2024 | 27.49% |
| Sep 30, 2024 | -12.97% |
| Jun 30, 2024 | 48.13% |
| Mar 31, 2024 | 50.84% |
| Dec 31, 2023 | 36.96% |
| Sep 30, 2023 | 6.05% |
| Jun 30, 2023 | 49.14% |
| Mar 31, 2023 | 26.82% |
| Dec 31, 2022 | -23.62% |
| Sep 30, 2022 | 15.63% |
| Jun 30, 2022 | 54.80% |
| Mar 31, 2022 | 32.13% |
| Dec 31, 2021 | 58.66% |
| Sep 30, 2021 | 19.30% |
| Jun 30, 2021 | 35.54% |