Slm SLM
NASDAQ SLM
$26.41 -0.36 (-1.34%)
At close: Aug 28, 2026 · 4:00 PM EDT

Slm (SLM) Net Margin (2009 - 2026)

Slm (SLM) posted quarterly Net Margin of 13.03% for Q2 2026, down 198.0% year-over-year from 13.29% in Q2 2025, and down 76.61% quarter-over-quarter from 55.7% in Q1 2026.

Analysis

Slm (SLM) Net Margin (2009 - 2026) Analysis & Trends

Slm (SLM) has reported Net Margin for 18 consecutive years, with 13.03% the latest figure, recorded in Q2 2026.

  • In Q2 2026, Net Margin fell 198.0% year-over-year to 13.03%; the TTM figure through Jun 2026 stood at 36.14% (up 1271.0% YoY), while the FY2025 annual figure was 36.74%, up 483.0% from the prior year.
  • Net Margin fell to 13.03% in Q2 2026 per SLM's latest filing, from 55.7% in the prior quarter.
  • Across five years, Net Margin topped out at 59.3% in Q2 2022 and bottomed at 23.29% in Q4 2022.
  • Historically, Net Margin has averaged 29.23% across 5 years, with a median of 29.44% in 2022.
  • Annual changes were most pronounced in 2022 — Net Margin plunged 7953 bps — and 2023, when it soared 5959 bps.
  • Slm's Net Margin stood at 23.29% in 2022, then jumped by 256 bps to 36.3% in 2023, then decreased by 21 bps to 28.56% in 2024, then jumped by 67 bps to 47.79% in 2025, then sank by 73 bps to 13.03% in 2026.
  • Business Quant data shows SLM's Net Margin at 13.03% in Q2 2026, 55.7% in Q1 2026, and 47.79% in Q4 2025.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Net Margin (Qtr)
1 Visa 680.39 Bn 668.03 Bn - 48.38%
2 Mastercard 518.33 Bn 504.84 Bn - 47.30%
3 American Express 224.91 Bn 175.59 Bn 17.99 Bn 15.84%
4 Capital One Financial 132.31 Bn 77.60 Bn - 18.52%
5 PayPal Holdings 46.25 Bn 35.00 Bn - 12.72%
6 Affirm Holdings 26.22 Bn 24.59 Bn - 138.65%
7 Synchrony Financial 25.37 Bn 9.17 Bn - 17.93%
8 SoFi Technologies 23.30 Bn 20.18 Bn 1.02 Bn 12.85%
9 Ally Financial 12.85 Bn 5.01 Bn 2.08 Bn 16.05%
10 Slm 4.96 Bn 168.69 Mn - 13.03%
Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 13.03%
Mar 31, 2026 54.36%
Dec 31, 2025 50.51%
Sep 30, 2025 24.16%
Jun 30, 2025 15.01%
Mar 31, 2025 51.73%
Dec 31, 2024 27.49%
Sep 30, 2024 -11.59%
Jun 30, 2024 48.13%
Mar 31, 2024 50.84%
Dec 31, 2023 37.21%
Sep 30, 2023 5.42%
Jun 30, 2023 49.14%
Mar 31, 2023 24.86%
Dec 31, 2022 -9.15%
Sep 30, 2022 15.63%
Jun 30, 2022 54.80%
Mar 31, 2022 29.70%
Dec 31, 2021 58.66%
Sep 30, 2021 16.85%