Slm (SLM) Net Cash Flow (2009 - 2026)
Slm (SLM) posted quarterly Net Cash Flow of -$586.4 million for Q2 2026, down 251.26% year-over-year from $387.7 million in Q2 2025, and down 160.9% quarter-over-quarter from $962.8 million in Q1 2026.
Slm (SLM) Net Cash Flow (2009 - 2026) Analysis & Trends
Slm (SLM) has reported Net Cash Flow for 18 consecutive years, with -$586.4 million the latest figure, recorded in Q2 2026.
- In Q2 2026, Net Cash Flow fell 251.26% year-over-year to -$586.4 million; the TTM figure through Jun 2026 stood at $538.8 million (up 146.91% YoY), while the FY2025 annual figure was -$455.7 million, down 179.29% from the prior year.
- Net Cash Flow eased to -$586.4 million in Q2 2026 per SLM's latest filing, from $962.8 million in the prior quarter.
- Across five years, Net Cash Flow topped out at $1.7 billion in Q2 2024 and bottomed at -$1.1 billion in Q1 2022.
- Historically, Net Cash Flow has averaged $13.9 million across 5 years, with a median of -$61.8 million in 2022.
- Annual changes were most pronounced in 2024 — Net Cash Flow soared 1204.88% — and 2026, when it tumbled 251.26%.
- Slm's Net Cash Flow stood at -$251.8 million in 2022, then soared by 328.81% to $576.2 million in 2023, then sank by 62.91% to $213.7 million in 2024, then surged by 220.98% to $686.0 million in 2025, then tumbled by 185.47% to -$586.4 million in 2026.
- Business Quant data shows SLM's Net Cash Flow at -$586.4 million in Q2 2026, $962.8 million in Q1 2026, and $686.0 million in Q4 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | NCF (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 618.21 Bn | 605.85 Bn | - | 172.00 Mn |
| 2 | Mastercard | 506.53 Bn | 493.04 Bn | - | 3.22 Bn |
| 3 | American Express | 232.32 Bn | 183.00 Bn | 17.99 Bn | -8.51 Bn |
| 4 | Capital One Financial | 136.19 Bn | 81.48 Bn | - | -23.38 Bn |
| 5 | PayPal Holdings | 52.34 Bn | 41.08 Bn | - | -499.00 Mn |
| 6 | Eason Technology | 35.89 Bn | 35.89 Bn | - | - |
| 7 | Synchrony Financial | 26.09 Bn | 9.90 Bn | - | -3.36 Bn |
| 8 | Affirm Holdings | 25.93 Bn | 24.20 Bn | - | 383.32 Mn |
| 9 | SoFi Technologies | 23.04 Bn | 22.68 Bn | -41.62 Mn | -1.59 Bn |
| 10 | Slm | 5.17 Bn | 371.05 Mn | - | -586.39 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | -586.39 Mn |
| Jun 30, 2026 | -586.39 Mn |
| Mar 31, 2026 | 962.85 Mn |
| Mar 31, 2026 | 962.85 Mn |
| Dec 31, 2025 | 686.04 Mn |
| Dec 31, 2025 | 686.04 Mn |
| Sep 30, 2025 | -523.74 Mn |
| Sep 30, 2025 | -523.74 Mn |
| Jun 30, 2025 | 387.67 Mn |
| Jun 30, 2025 | 387.67 Mn |
| Mar 31, 2025 | -1.01 Bn |
| Mar 31, 2025 | -1.01 Bn |
| Dec 31, 2024 | 213.74 Mn |
| Dec 31, 2024 | 213.74 Mn |
| Sep 30, 2024 | -744.16 Mn |
| Sep 30, 2024 | -744.16 Mn |
| Jun 30, 2024 | 1.67 Bn |
| Jun 30, 2024 | 1.67 Bn |
| Mar 31, 2024 | -567.69 Mn |
| Mar 31, 2024 | -567.69 Mn |