Slm (SLM) Free Cash Flow (2009 - 2026)
Slm's (SLM) quarterly Free Cash Flow came in at -$134.8 million in Q2 2026, up 2.81% year-over-year from -$131.1 million in Q2 2025, and down 77.49% quarter-over-quarter from -$76.0 million in Q1 2026.
Analysis
Slm (SLM) Free Cash Flow (2009 - 2026) Analysis & Trends
Slm (SLM) has reported Free Cash Flow for 18 consecutive years, with -$134.8 million the latest figure, recorded in Q2 2026.
- On a quarterly basis, Free Cash Flow rose 2.81% year-over-year to -$134.8 million in Q2 2026; TTM through Jun 2026 was -$324.6 million, a 17.54% increase from a year earlier, with the FY2025 full-year figure at -$398.6 million, down 21.0% from the prior year.
- Free Cash Flow was -$134.8 million for Q2 2026 at Slm, down from -$76.0 million in the prior quarter.
- Over five years, Free Cash Flow peaked at $62.8 million in Q1 2022 and troughed at -$146.1 million in Q1 2025.
- A 5-year average of -$59.9 million and a median of -$62.4 million in 2022 frame the typical range for Free Cash Flow.
- Across the five-year window, Free Cash Flow tumbled 3001.83% in 2023 and jumped 116.72% in 2024, its largest moves.
- Over 5 years, Free Cash Flow stood at -$875000.0 in 2022, then plunged by 3001.83% to -$27.1 million in 2023, then jumped by 116.72% to $4.5 million in 2024, then plunged by 1520.22% to -$64.5 million in 2025, then plunged by 109.16% to -$134.8 million in 2026.
- The last three Free Cash Flow figures came in at -$134.8 million (Q2 2026), -$76.0 million (Q1 2026), and -$64.5 million (Q4 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Free Cash Flow (Qtr) |
|---|---|---|---|---|---|
| 1 | Synchrony Financial | 24.38 Bn | 8.19 Bn | - | 2.42 Bn |
| 2 | Affirm Holdings | 24.01 Bn | 22.38 Bn | - | -12.97 Bn |
| 3 | FirstCash Holdings | 9.50 Bn | 9.33 Bn | 533.67 Mn | 83.04 Mn |
| 4 | Credit Acceptance | 6.00 Bn | 5.51 Bn | 569.30 Mn | 307.90 Mn |
| 5 | Slm | 4.72 Bn | -77.52 Mn | - | -134.83 Mn |
| 6 | Enova International | 4.35 Bn | 4.22 Bn | 568.07 Mn | 531.42 Mn |
| 7 | Bread Financial Holdings | 4.20 Bn | -15.89 Bn | 957.00 Mn | 533.00 Mn |
| 8 | StoneCo | 2.99 Bn | 1.38 Bn | 308.97 Mn | 367.51 Mn |
| 9 | Ezcorp | 1.88 Bn | 1.57 Bn | 246.19 Mn | 32.88 Mn |
| 10 | Navient | 1.64 Bn | 275.03 Mn | - | 143.00 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | -134.83 Mn |
| Mar 31, 2026 | -75.96 Mn |
| Dec 31, 2025 | -64.46 Mn |
| Sep 30, 2025 | -49.34 Mn |
| Jun 30, 2025 | -138.73 Mn |
| Mar 31, 2025 | -146.05 Mn |
| Dec 31, 2024 | 4.54 Mn |
| Sep 30, 2024 | -113.42 Mn |
| Jun 30, 2024 | -143.80 Mn |
| Mar 31, 2024 | -76.71 Mn |
| Dec 31, 2023 | -27.14 Mn |
| Sep 30, 2023 | -59.35 Mn |
| Jun 30, 2023 | -67.03 Mn |
| Mar 31, 2023 | 8.89 Mn |
| Dec 31, 2022 | -875,000.00 |
| Sep 30, 2022 | 3.37 Mn |
| Jun 30, 2022 | -60.29 Mn |
| Mar 31, 2022 | 62.79 Mn |
| Dec 31, 2021 | 45.60 Mn |
| Sep 30, 2021 | 84.81 Mn |