Slm (SLM) Free Cash Flow (2009 - 2026)
Slm (SLM) posted quarterly Free Cash Flow of -$134.8 million for Q2 2026, up 2.81% year-over-year from -$131.1 million in Q2 2025, and down 77.49% quarter-over-quarter from -$76.0 million in Q1 2026.
Analysis
Slm (SLM) Free Cash Flow (2009 - 2026) Analysis & Trends
Slm (SLM) has reported Free Cash Flow for 18 consecutive years, with -$134.8 million the latest figure, recorded in Q2 2026.
- In Q2 2026, Free Cash Flow rose 2.81% year-over-year to -$134.8 million; the TTM figure through Jun 2026 stood at -$324.6 million (up 17.54% YoY), while the FY2025 annual figure was -$398.6 million, down 21.0% from the prior year.
- Free Cash Flow slipped to -$134.8 million in Q2 2026 per SLM's latest filing, from -$76.0 million in the prior quarter.
- Across five years, Free Cash Flow topped out at $62.8 million in Q1 2022 and bottomed at -$146.1 million in Q1 2025.
- Historically, Free Cash Flow has averaged -$59.9 million across 5 years, with a median of -$62.4 million in 2022.
- Annual changes were most pronounced in 2023 — Free Cash Flow slumped 3001.83% — and 2024, when it surged 116.72%.
- Slm's Free Cash Flow stood at -$875000.0 in 2022, then plunged by 3001.83% to -$27.1 million in 2023, then soared by 116.72% to $4.5 million in 2024, then plunged by 1520.22% to -$64.5 million in 2025, then plunged by 109.16% to -$134.8 million in 2026.
- Business Quant data shows SLM's Free Cash Flow at -$134.8 million in Q2 2026, -$76.0 million in Q1 2026, and -$64.5 million in Q4 2025.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Free Cash Flow (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 680.39 Bn | 668.03 Bn | - | 6.14 Bn |
| 2 | Mastercard | 518.33 Bn | 504.84 Bn | - | 3.51 Bn |
| 3 | American Express | 224.91 Bn | 175.59 Bn | 17.99 Bn | 4.47 Bn |
| 4 | Capital One Financial | 132.31 Bn | 77.60 Bn | - | 8.08 Bn |
| 5 | PayPal Holdings | 46.25 Bn | 35.00 Bn | - | 1.78 Bn |
| 6 | Affirm Holdings | 26.22 Bn | 24.59 Bn | - | -12.97 Bn |
| 7 | Synchrony Financial | 25.37 Bn | 9.17 Bn | - | 2.42 Bn |
| 8 | SoFi Technologies | 23.30 Bn | 20.18 Bn | 1.02 Bn | -3.99 Bn |
| 9 | Ally Financial | 12.85 Bn | 5.01 Bn | 2.08 Bn | 1.35 Bn |
| 10 | Slm | 4.96 Bn | 168.69 Mn | - | -134.83 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | -134.83 Mn |
| Jun 30, 2026 | -134.83 Mn |
| Mar 31, 2026 | -75.96 Mn |
| Mar 31, 2026 | -75.96 Mn |
| Dec 31, 2025 | -64.46 Mn |
| Dec 31, 2025 | -64.46 Mn |
| Sep 30, 2025 | -49.34 Mn |
| Sep 30, 2025 | -49.34 Mn |
| Jun 30, 2025 | -138.73 Mn |
| Jun 30, 2025 | -138.73 Mn |
| Mar 31, 2025 | -146.05 Mn |
| Mar 31, 2025 | -146.05 Mn |
| Dec 31, 2024 | 4.54 Mn |
| Dec 31, 2024 | 4.54 Mn |
| Sep 30, 2024 | -113.42 Mn |
| Sep 30, 2024 | -113.42 Mn |
| Jun 30, 2024 | -143.80 Mn |
| Jun 30, 2024 | -143.80 Mn |
| Mar 31, 2024 | -76.71 Mn |
| Mar 31, 2024 | -76.71 Mn |