Slm (SLM) Free Cash Flow (2009 - 2026)
Slm (SLM) posted quarterly Free Cash Flow of -$134.8 million for Q2 2026, up 2.81% year-over-year from -$131.1 million in Q2 2025, and down 77.49% quarter-over-quarter from -$76.0 million in Q1 2026.
Slm (SLM) Free Cash Flow (2009 - 2026) Analysis & Trends
Slm (SLM) has reported Free Cash Flow for 18 consecutive years, with -$134.8 million the latest figure, recorded in Q2 2026.
- In Q2 2026, Free Cash Flow rose 2.81% year-over-year to -$134.8 million; the TTM figure through Jun 2026 stood at -$324.6 million (up 17.54% YoY), while the FY2025 annual figure was -$398.6 million, down 21.0% from the prior year.
- Free Cash Flow slipped to -$134.8 million in Q2 2026 per SLM's latest filing, from -$76.0 million in the prior quarter.
- Across five years, Free Cash Flow topped out at $62.8 million in Q1 2022 and bottomed at -$146.1 million in Q1 2025.
- Historically, Free Cash Flow has averaged -$59.9 million across 5 years, with a median of -$62.4 million in 2022.
- Annual changes were most pronounced in 2023 — Free Cash Flow slumped 3001.83% — and 2024, when it surged 116.72%.
- Slm's Free Cash Flow stood at -$875000.0 in 2022, then plunged by 3001.83% to -$27.1 million in 2023, then soared by 116.72% to $4.5 million in 2024, then plunged by 1520.22% to -$64.5 million in 2025, then plunged by 109.16% to -$134.8 million in 2026.
- Business Quant data shows SLM's Free Cash Flow at -$134.8 million in Q2 2026, -$76.0 million in Q1 2026, and -$64.5 million in Q4 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Free Cash Flow (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 618.21 Bn | 605.85 Bn | - | 6.14 Bn |
| 2 | Mastercard | 506.53 Bn | 493.04 Bn | - | 3.51 Bn |
| 3 | American Express | 232.32 Bn | 183.00 Bn | 17.99 Bn | 4.47 Bn |
| 4 | Capital One Financial | 136.19 Bn | 81.48 Bn | - | 8.08 Bn |
| 5 | PayPal Holdings | 52.34 Bn | 41.08 Bn | - | 1.78 Bn |
| 6 | Eason Technology | 35.89 Bn | 35.89 Bn | - | - |
| 7 | Synchrony Financial | 26.09 Bn | 9.90 Bn | - | 2.42 Bn |
| 8 | Affirm Holdings | 25.93 Bn | 24.20 Bn | - | -32.90 Bn |
| 9 | SoFi Technologies | 23.04 Bn | 22.68 Bn | -41.62 Mn | -2.38 Bn |
| 10 | Slm | 5.17 Bn | 371.05 Mn | - | -134.83 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | -134.83 Mn |
| Jun 30, 2026 | -134.83 Mn |
| Mar 31, 2026 | -75.96 Mn |
| Mar 31, 2026 | -75.96 Mn |
| Dec 31, 2025 | -64.46 Mn |
| Dec 31, 2025 | -64.46 Mn |
| Sep 30, 2025 | -49.34 Mn |
| Sep 30, 2025 | -49.34 Mn |
| Jun 30, 2025 | -138.73 Mn |
| Jun 30, 2025 | -138.73 Mn |
| Mar 31, 2025 | -146.05 Mn |
| Mar 31, 2025 | -146.05 Mn |
| Dec 31, 2024 | 4.54 Mn |
| Dec 31, 2024 | 4.54 Mn |
| Sep 30, 2024 | -113.42 Mn |
| Sep 30, 2024 | -113.42 Mn |
| Jun 30, 2024 | -143.80 Mn |
| Jun 30, 2024 | -143.80 Mn |
| Mar 31, 2024 | -76.71 Mn |
| Mar 31, 2024 | -76.71 Mn |