Slm (SLM) EBT Margin (2009 - 2026)
Slm's (SLM) quarterly EBT Margin came in at 19.08% in Q2 2026, down 46.0% year-over-year from 35.33% in Q2 2025, and down 73.31% quarter-over-quarter from 71.49% in Q1 2026.
Analysis
Slm (SLM) EBT Margin (2009 - 2026) Analysis & Trends
Slm (SLM) has reported EBT Margin for 18 consecutive years, with 19.08% the latest figure, recorded in Q2 2026.
- On a quarterly basis, EBT Margin fell 46.0% year-over-year to 19.08% in Q2 2026; TTM through Jun 2026 was 49.59%, a 1912.0% increase from a year earlier, with the FY2025 full-year figure at 50.02%, up 683.0% from the prior year.
- EBT Margin was 19.08% for Q2 2026 at Slm, down from 71.49% in the prior quarter.
- Over five years, EBT Margin peaked at 73.48% in Q2 2022 and troughed at 28.33% in Q4 2022.
- A 5-year average of 39.2% and a median of 36.38% in 2022 frame the typical range for EBT Margin.
- Across the five-year window, EBT Margin tumbled 10714 bps in 2022 and jumped 7953 bps in 2023, its largest moves.
- Over 5 years, EBT Margin stood at 28.33% in 2022, then surged by 281 bps to 51.2% in 2023, then slumped by 34 bps to 33.89% in 2024, then soared by 105 bps to 69.59% in 2025, then tumbled by 73 bps to 19.08% in 2026.
- The last three EBT Margin figures came in at 19.08% (Q2 2026), 71.49% (Q1 2026), and 69.59% (Q4 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Synchrony Financial | 24.38 Bn | 8.19 Bn | - | 24.62% |
| 2 | Affirm Holdings | 24.01 Bn | 22.38 Bn | - | 14.50% |
| 3 | FirstCash Holdings | 9.50 Bn | 9.33 Bn | 533.67 Mn | 11.82% |
| 4 | Credit Acceptance | 6.00 Bn | 5.51 Bn | 569.30 Mn | 28.70% |
| 5 | Slm | 4.72 Bn | -77.52 Mn | - | 19.08% |
| 6 | Enova International | 4.35 Bn | 4.22 Bn | 568.07 Mn | 15.08% |
| 7 | Bread Financial Holdings | 4.20 Bn | -15.89 Bn | 957.00 Mn | 19.84% |
| 8 | StoneCo | 2.99 Bn | 1.38 Bn | 308.97 Mn | 19.43% |
| 9 | Ezcorp | 1.88 Bn | 1.57 Bn | 246.19 Mn | 12.42% |
| 10 | Navient | 1.64 Bn | 275.03 Mn | - | 22.03% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 19.08% |
| Mar 31, 2026 | 71.49% |
| Dec 31, 2025 | 69.59% |
| Sep 30, 2025 | 34.05% |
| Jun 30, 2025 | 19.54% |
| Mar 31, 2025 | 69.38% |
| Dec 31, 2024 | 33.89% |
| Sep 30, 2024 | -13.86% |
| Jun 30, 2024 | 65.87% |
| Mar 31, 2024 | 69.05% |
| Dec 31, 2023 | 51.20% |
| Sep 30, 2023 | 8.90% |
| Jun 30, 2023 | 67.19% |
| Mar 31, 2023 | 33.85% |
| Dec 31, 2022 | -28.33% |
| Sep 30, 2022 | 22.54% |
| Jun 30, 2022 | 73.48% |
| Mar 31, 2022 | 38.70% |
| Dec 31, 2021 | 78.81% |
| Sep 30, 2021 | 21.68% |