Slm (SLM) EBT Margin (2009 - 2026)

Slm (SLM) reported EBT Margin of 71.49% for Q1 2026, up 211.0% year-over-year from 22.99% in Q1 2025, and up 2.74% quarter-over-quarter from 69.59% in Q4 2025.

Slm (SLM) EBT Margin (2009 - 2026) Analysis & Trends

Slm (SLM) has 18 years of EBT Margin data on file, last reported at 71.49% in Q1 2026.

  • EBT Margin for Q1 2026 came in at 71.49%, up 211.0% year-over-year; the trailing twelve-month figure through Mar 2026 was 50.41% (up 684.0% YoY), and the FY2025 annual result was 50.02%, up 683.0% from the prior year.
  • EBT Margin grew to 71.49% in Q1 2026 per SLM's latest filing, from 69.59% in the prior quarter.
  • Over five years, EBT Margin peaked at 73.48% in Q2 2022 and troughed at 28.33% in Q4 2022.
  • A 5-year average of 40.8% and a median of 41.86% in 2022 frame the typical range for EBT Margin.
  • The sharpest annual moves came in 2022 and 2023: EBT Margin slumped 10714 bps in 2022, then surged 7918 bps in 2023.
  • A 5-year view of EBT Margin shows it stood at 28.33% in 2022, then jumped by 280 bps to 50.85% in 2023, then sank by 33 bps to 33.89% in 2024, then jumped by 105 bps to 69.59% in 2025, then rose by 3 bps to 71.49% in 2026.
  • Business Quant data shows SLM's EBT Margin at 71.49% in Q1 2026, 69.59% in Q4 2025, and 34.05% in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) EBT Margin (Qtr)
1 Visa 541.66 Bn 529.25 Bn - 63.88%
2 Mastercard 437.55 Bn 427.34 Bn - 57.30%
3 American Express 212.80 Bn 158.76 Bn 17.43 Bn 19.98%
4 Capital One Financial 112.47 Bn 35.97 Bn - 17.72%
5 PayPal Holdings 37.70 Bn 28.36 Bn 7.84 Bn 16.68%
6 Synchrony Financial 24.26 Bn 3.70 Bn - 21.96%
7 Affirm Holdings 21.24 Bn 19.51 Bn 261.64 Mn 32.10%
8 SoFi Technologies 20.46 Bn 17.06 Bn 929.25 Mn 18.14%
9 Ally Financial 13.30 Bn 12.86 Bn 1.98 Bn 19.03%
10 Slm 4.38 Bn -826.92 Mn - 71.49%

Historic Data

Download Data
DateValue
Mar 31, 2026 71.49%
Dec 31, 2025 69.59%
Sep 30, 2025 34.05%
Jun 30, 2025 21.71%
Mar 31, 2025 69.38%
Dec 31, 2024 33.89%
Sep 30, 2024 -15.51%
Jun 30, 2024 65.87%
Mar 31, 2024 69.05%
Dec 31, 2023 50.85%
Sep 30, 2023 9.93%
Jun 30, 2023 67.19%
Mar 31, 2023 36.52%
Dec 31, 2022 -28.33%
Sep 30, 2022 22.54%
Jun 30, 2022 73.48%
Mar 31, 2022 41.86%
Dec 31, 2021 78.81%
Sep 30, 2021 24.83%
Jun 30, 2021 49.44%