Slm SLM
NASDAQ SLM
$26.41 -0.36 (-1.34%)
At close: Aug 28, 2026 · 4:00 PM EDT

Slm (SLM) EBT Margin (2009 - 2026)

Slm (SLM) posted quarterly EBT Margin of 19.08% for Q2 2026, down 46.0% year-over-year from 35.33% in Q2 2025, and down 73.95% quarter-over-quarter from 73.25% in Q1 2026.

Analysis

Slm (SLM) EBT Margin (2009 - 2026) Analysis & Trends

Slm (SLM) has reported EBT Margin for 18 consecutive years, with 19.08% the latest figure, recorded in Q2 2026.

  • In Q2 2026, EBT Margin fell 46.0% year-over-year to 19.08%; the TTM figure through Jun 2026 stood at 49.28% (up 1824.0% YoY), while the FY2025 annual figure was 50.02%, up 683.0% from the prior year.
  • EBT Margin declined to 19.08% in Q2 2026 per SLM's latest filing, from 73.25% in the prior quarter.
  • Across five years, EBT Margin topped out at 79.52% in Q2 2022 and bottomed at 27.93% in Q4 2022.
  • Historically, EBT Margin has averaged 39.89% across 5 years, with a median of 37.36% in 2022.
  • Annual changes were most pronounced in 2022 — EBT Margin plunged 10349 bps — and 2023, when it jumped 7788 bps.
  • Slm's EBT Margin stood at 27.93% in 2022, then jumped by 279 bps to 49.95% in 2023, then retreated by 29 bps to 35.22% in 2024, then surged by 87 bps to 65.83% in 2025, then plunged by 71 bps to 19.08% in 2026.
  • Business Quant data shows SLM's EBT Margin at 19.08% in Q2 2026, 73.25% in Q1 2026, and 65.83% in Q4 2025.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) EBT Margin (Qtr)
1 Visa 680.39 Bn 668.03 Bn - 58.74%
2 Mastercard 518.33 Bn 504.84 Bn - 59.14%
3 American Express 224.91 Bn 175.59 Bn 17.99 Bn 20.73%
4 Capital One Financial 132.31 Bn 77.60 Bn - 24.09%
5 PayPal Holdings 46.25 Bn 35.00 Bn - 15.09%
6 Affirm Holdings 26.22 Bn 24.59 Bn - 14.50%
7 Synchrony Financial 25.37 Bn 9.17 Bn - 24.62%
8 SoFi Technologies 23.30 Bn 20.18 Bn 1.02 Bn 16.76%
9 Ally Financial 12.85 Bn 5.01 Bn 2.08 Bn 23.49%
10 Slm 4.96 Bn 168.69 Mn - 19.08%
Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 19.08%
Mar 31, 2026 71.49%
Dec 31, 2025 69.59%
Sep 30, 2025 34.05%
Jun 30, 2025 19.54%
Mar 31, 2025 69.38%
Dec 31, 2024 33.89%
Sep 30, 2024 -13.86%
Jun 30, 2024 65.87%
Mar 31, 2024 69.05%
Dec 31, 2023 51.20%
Sep 30, 2023 8.90%
Jun 30, 2023 67.19%
Mar 31, 2023 33.85%
Dec 31, 2022 -10.97%
Sep 30, 2022 22.54%
Jun 30, 2022 73.48%
Mar 31, 2022 38.70%
Dec 31, 2021 78.81%
Sep 30, 2021 21.68%