Slm (SLM) EBT Margin (2009 - 2026)
Slm (SLM) posted quarterly EBT Margin of 19.08% for Q2 2026, down 46.0% year-over-year from 35.33% in Q2 2025, and down 73.95% quarter-over-quarter from 73.25% in Q1 2026.
Analysis
Slm (SLM) EBT Margin (2009 - 2026) Analysis & Trends
Slm (SLM) has reported EBT Margin for 18 consecutive years, with 19.08% the latest figure, recorded in Q2 2026.
- In Q2 2026, EBT Margin fell 46.0% year-over-year to 19.08%; the TTM figure through Jun 2026 stood at 49.28% (up 1824.0% YoY), while the FY2025 annual figure was 50.02%, up 683.0% from the prior year.
- EBT Margin declined to 19.08% in Q2 2026 per SLM's latest filing, from 73.25% in the prior quarter.
- Across five years, EBT Margin topped out at 79.52% in Q2 2022 and bottomed at 27.93% in Q4 2022.
- Historically, EBT Margin has averaged 39.89% across 5 years, with a median of 37.36% in 2022.
- Annual changes were most pronounced in 2022 — EBT Margin plunged 10349 bps — and 2023, when it jumped 7788 bps.
- Slm's EBT Margin stood at 27.93% in 2022, then jumped by 279 bps to 49.95% in 2023, then retreated by 29 bps to 35.22% in 2024, then surged by 87 bps to 65.83% in 2025, then plunged by 71 bps to 19.08% in 2026.
- Business Quant data shows SLM's EBT Margin at 19.08% in Q2 2026, 73.25% in Q1 2026, and 65.83% in Q4 2025.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 680.39 Bn | 668.03 Bn | - | 58.74% |
| 2 | Mastercard | 518.33 Bn | 504.84 Bn | - | 59.14% |
| 3 | American Express | 224.91 Bn | 175.59 Bn | 17.99 Bn | 20.73% |
| 4 | Capital One Financial | 132.31 Bn | 77.60 Bn | - | 24.09% |
| 5 | PayPal Holdings | 46.25 Bn | 35.00 Bn | - | 15.09% |
| 6 | Affirm Holdings | 26.22 Bn | 24.59 Bn | - | 14.50% |
| 7 | Synchrony Financial | 25.37 Bn | 9.17 Bn | - | 24.62% |
| 8 | SoFi Technologies | 23.30 Bn | 20.18 Bn | 1.02 Bn | 16.76% |
| 9 | Ally Financial | 12.85 Bn | 5.01 Bn | 2.08 Bn | 23.49% |
| 10 | Slm | 4.96 Bn | 168.69 Mn | - | 19.08% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 19.08% |
| Mar 31, 2026 | 71.49% |
| Dec 31, 2025 | 69.59% |
| Sep 30, 2025 | 34.05% |
| Jun 30, 2025 | 19.54% |
| Mar 31, 2025 | 69.38% |
| Dec 31, 2024 | 33.89% |
| Sep 30, 2024 | -13.86% |
| Jun 30, 2024 | 65.87% |
| Mar 31, 2024 | 69.05% |
| Dec 31, 2023 | 51.20% |
| Sep 30, 2023 | 8.90% |
| Jun 30, 2023 | 67.19% |
| Mar 31, 2023 | 33.85% |
| Dec 31, 2022 | -10.97% |
| Sep 30, 2022 | 22.54% |
| Jun 30, 2022 | 73.48% |
| Mar 31, 2022 | 38.70% |
| Dec 31, 2021 | 78.81% |
| Sep 30, 2021 | 21.68% |