Slm (SLM) EBITDA Margin (2013 - 2026)
Slm (SLM) posted EBITDA Margin of 60.13% for Q3 2026, down 27.49 percentage points from 87.62% a year earlier and down 28.96 percentage points from the prior quarter.
Slm (SLM) EBITDA Margin (2013 - 2026) Analysis & Trends
For the trailing twelve months through Sep 30, 2026, EBITDA Margin at Slm was 104.44%, up 1.08 percentage points year-over-year; for FY2025, it came in at 108.32%, up 1.90 percentage points from FY2024.
- Annual EBITDA Margin has increased for three consecutive years, with a five-year change of +12.55 percentage points (FY2020 to FY2025).
- In prior years, Slm's EBITDA Margin was 106.42% in FY2024 (+4.78 pp), 101.64% in FY2023 (+35.08 pp), 66.56% in FY2022 (-29.85 pp) and 96.41% in FY2021 (+0.64 pp).
- The Q3 2026 figure stands as the lowest quarterly EBITDA Margin since Q4 2022.
- On a year-over-year basis, EBITDA Margin increased in three of the last eight quarters, with an average year-over-year change of -1.89 percentage points.
- The strongest year-over-year quarter for EBITDA Margin in the past five years was Q4 2023, with a gain of 82.40 percentage points; the weakest was Q4 2021, with a drop of 87.23 percentage points.
- According to Business Quant data, EBITDA Margin for the three prior quarters was 89.09% (Q2 2026), 121.94% (Q1 2026) and 133.05% (Q4 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBITDA Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 41.00 Bn | 29.82 Bn | - | 44.58% |
| 2 | Royalty Pharma | 39.88 Bn | 40.21 Bn | - | - |
| 3 | Orix | 36.75 Bn | 7.39 Bn | 13.83 Bn | - |
| 4 | Federal National Mortgage Association Fannie Mae | 25.40 Bn | -16,108.71 Bn | - | - |
| 5 | Royal Gold | 23.20 Bn | 22.41 Bn | 402.46 Mn | 82.99% |
| 6 | Affirm Holdings | 22.35 Bn | 15.40 Bn | - | 22.34% |
| 7 | Synchrony Financial | 22.29 Bn | -45.34 Bn | - | 47.01% |
| 8 | Annaly Capital Management | 14.69 Bn | 5.72 Bn | - | 49.93% |
| 9 | Ares Capital | 14.04 Bn | 11.79 Bn | - | - |
| 10 | Slm | 3.07 Bn | -13.28 Bn | - | 60.30% |
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 60.30% |
| Jun 30, 2026 | 89.26% |
| Mar 31, 2026 | 122.07% |
| Dec 31, 2025 | 133.23% |
| Sep 30, 2025 | 87.78% |
| Jun 30, 2025 | 93.19% |
| Mar 31, 2025 | 119.28% |
| Dec 31, 2024 | 113.05% |
| Sep 30, 2024 | 63.05% |
| Jun 30, 2024 | 120.01% |
| Mar 31, 2024 | 119.96% |
| Dec 31, 2023 | 129.64% |
| Sep 30, 2023 | 78.00% |
| Jun 30, 2023 | 115.64% |
| Mar 31, 2023 | 93.40% |
| Dec 31, 2022 | 33.92% |
| Sep 30, 2022 | 57.09% |
| Jun 30, 2022 | 91.30% |
| Mar 31, 2022 | 66.96% |
| Dec 31, 2021 | 98.01% |
Slm EBITDA Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=ebitda-margin&ticker=SLM&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "ebitda-margin", "ticker": "SLM", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=ebitda-margin&ticker=SLM&period=max&api_key=YOUR_API_KEY");
const data = await res.json();