Sun Life Financial (SLF) EBT Margin (2009 - 2025)
Sun Life Financial (SLF) posted quarterly EBT Margin of 2.88% for Q4 2025, up 61.0% year-over-year from 1.79% in Q4 2024, and up 26.89% quarter-over-quarter from 2.27% in Q4 2024.
Sun Life Financial (SLF) EBT Margin (2009 - 2025) Analysis & Trends
Sun Life Financial (SLF) has reported EBT Margin for 17 consecutive years, with 2.88% the latest figure, recorded in Q4 2025.
- In Q4 2025, EBT Margin rose 61.0% year-over-year to 2.88%; the TTM figure through Dec 2025 stood at 2.84% (down 23.0% YoY), while the FY2025 annual figure was 11.45%, up 27.0% from the prior year.
- EBT Margin rose to 2.88% in Q4 2025 per SLF's latest filing, from 2.27% in the prior quarter.
- Across five years, EBT Margin topped out at 305.26% in Q1 2022 and bottomed at 21.57% in Q4 2022.
- Historically, EBT Margin has averaged 36.34% across 5 years, with a median of 4.53% in 2024.
- On a YoY basis, EBT Margin climbed as much as 21702 bps in 2022 and fell as far as 2223 bps in 2022.
- Sun Life Financial's EBT Margin stood at 0.65% in 2021, then plunged by 3398 bps to 21.57% in 2022, then surged by 115 bps to 3.24% in 2023, then dropped by 30 bps to 2.27% in 2024, then rose by 27 bps to 2.88% in 2025.
- Business Quant data shows SLF's EBT Margin at 2.88% in Q4 2025, 2.27% in Q4 2024, and 4.53% in Q3 2024.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Berkshire Hathaway | 1,073.67 Bn | 746.69 Bn | 55.86 Bn | 31.49% |
| 2 | Sun Life Financial | 44.06 Bn | 32.82 Bn | - | - |
| 3 | American International | 40.50 Bn | 2.69 Bn | 3.50 Bn | 17.84% |
| 4 | Hartford Insurance | 37.67 Bn | 21.35 Bn | 3.18 Bn | 16.95% |
| 5 | Arch Capital | 34.23 Bn | 33.12 Bn | 2.47 Bn | 25.17% |
| 6 | Aegon | 28.14 Bn | 28.14 Bn | - | -66.03% |
| 7 | Pelagos Insurance Capital | 2.03 Bn | 1.59 Bn | 357.40 Mn | 8.14% |
| 8 | Exzeo | 1.45 Bn | 1.31 Bn | 36.84 Mn | 54.38% |
| 9 | International General Insurance Holdings | 1.14 Bn | 903.35 Mn | -5.60 Mn | 120.00% |
| 10 | Waterdrop | 359.77 Mn | 230.46 Mn | 109.06 Mn | 8.74% |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 2.88% |
| Dec 31, 2024 | 2.27% |
| Sep 30, 2024 | 4.53% |
| Dec 31, 2023 | 3.24% |
| Sep 30, 2023 | 3.48% |
| Dec 31, 2022 | -21.57% |
| Sep 30, 2022 | 7.75% |
| Jun 30, 2022 | 51.22% |
| Mar 31, 2022 | 305.26% |
| Dec 31, 2021 | 0.65% |
| Sep 30, 2021 | 14.85% |
| Jun 30, 2021 | 9.65% |
| Mar 31, 2021 | 88.24% |
| Dec 31, 2020 | 2.22% |
| Sep 30, 2020 | 9.86% |
| Jun 30, 2020 | 4.70% |
| Mar 31, 2020 | 10.28% |
| Dec 31, 2019 | 13.72% |
| Sep 30, 2019 | 7.97% |
| Jun 30, 2019 | 7.43% |