Simmons First National (SFNC) Interest Coverage Ratio (2010 - 2026)
Simmons First National's (SFNC) quarterly Interest Coverage Ratio came in at 1.78 in Q2 2026, up 23.16% on a YoY basis from 1.44 in Q2 2025, and down 2.39% quarter-over-quarter from 1.82 in Q1 2026.
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Simmons First National (SFNC) Interest Coverage Ratio (2010 - 2026) Analysis & Trends
Simmons First National (SFNC) has reported Interest Coverage Ratio for 17 consecutive years, with 1.78 the latest figure, recorded in Q2 2026.
- For the quarter ending Q2 2026, Interest Coverage Ratio rose 23.16% year-over-year to 1.78; the trailing twelve-month figure through Jun 2026 stood at 0.03 (down 101.96% YoY), and the FY2025 full-year result was 0.01, down 100.46% from the prior year.
- Interest Coverage Ratio fell to 1.78 in Q2 2026 per SFNC's latest filing, from 1.82 in the prior quarter.
- Across five years, Interest Coverage Ratio topped out at 5.92 in Q1 2022 and bottomed at 4.71 in Q3 2025.
- Historically, Interest Coverage Ratio has averaged 1.59 across 5 years, with a median of 1.48 in 2023.
- The sharpest annual moves came in 2025 and 2026: Interest Coverage Ratio plunged 511.36% in 2025, then soared 44.13% in 2026.
- Over 5 years, Interest Coverage Ratio stood at 2.33 in 2022, then sank by 52.08% to 1.12 in 2023, then climbed by 19.71% to 1.34 in 2024, then surged by 38.73% to 1.85 in 2025, then slipped by 3.99% to 1.78 in 2026.
- According to Business Quant data, Interest Coverage Ratio over the past three periods registered 1.78, 1.82, and 1.85 for Q2 2026, Q1 2026, and Q4 2025 respectively.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Banco Santander Chile | 948.96 Bn | 948.96 Bn | - | 0.09 |
| 2 | Truist Financial | 61.64 Bn | 61.64 Bn | - | 1.77 |
| 3 | Fifth Third Bancorp | 49.62 Bn | 25.89 Bn | - | 1.90 |
| 4 | M&T Bank | 34.88 Bn | 34.88 Bn | - | 2.28 |
| 5 | Huntington Bancshares | 33.82 Bn | 29.29 Bn | - | 1.67 |
| 6 | Citizens Financial | 29.46 Bn | 29.46 Bn | - | 1.83 |
| 7 | Regions Financial | 25.57 Bn | 25.57 Bn | - | 2.52 |
| 8 | First Citizens Bancshares | 25.00 Bn | 24.48 Bn | 29.00 Mn | -1.27 |
| 9 | Keycorp | 23.27 Bn | -24.42 Bn | - | 1.80 |
| 10 | Simmons First National | 3.35 Bn | 2.74 Bn | - | 1.78 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 1.78 |
| Mar 31, 2026 | 1.82 |
| Dec 31, 2025 | 1.85 |
| Sep 30, 2025 | -4.71 |
| Jun 30, 2025 | 1.44 |
| Mar 31, 2025 | 1.26 |
| Dec 31, 2024 | 1.34 |
| Sep 30, 2024 | 1.14 |
| Jun 30, 2024 | 1.27 |
| Mar 31, 2024 | 1.26 |
| Dec 31, 2023 | 1.12 |
| Sep 30, 2023 | 1.36 |
| Jun 30, 2023 | 1.51 |
| Mar 31, 2023 | 1.56 |
| Dec 31, 2022 | 2.33 |
| Sep 30, 2022 | 3.63 |
| Jun 30, 2022 | 2.76 |
| Mar 31, 2022 | 5.92 |
| Dec 31, 2021 | 4.36 |
| Sep 30, 2021 | 6.32 |