Sound Financial Bancorp (SFBC) Interest Coverage Ratio (2011 - 2026)
Sound Financial Bancorp recorded quarterly Interest Coverage Ratio of 1.36 in Q1 2026, down 6.69% quarter-over-quarter from 1.46 in Q4 2025, and up 8.18% year-over-year from 1.26 in Q1 2025.
Sound Financial Bancorp's Interest Coverage Ratio history runs 16 years deep, the most recent figure standing at 1.36 for Q1 2026.
- In Q1 2026, Interest Coverage Ratio rose 8.18% year-over-year to 1.36; the TTM figure through Mar 2026 stood at 1.41 (up 13.65% YoY), while the FY2025 annual figure was 1.38, up 13.93% from the prior year.
- Interest Coverage Ratio came in at 1.36 for Q1 2026 at Sound Financial Bancorp, down from 1.46 in the prior quarter.
- In the past five years, Interest Coverage Ratio ranged from a high of 4.67 in Q1 2022 to a low of 1.15 in Q1 2024.
- A 5-year average of 1.98 and a median of 1.37 in 2025 frame the typical range for Interest Coverage Ratio.
- Across the five-year window, Interest Coverage Ratio jumped 50.31% in 2022 and plunged 64.45% in 2023, its largest moves.
- Sound Financial Bancorp's Interest Coverage Ratio stood at 2.62 in 2022, then sank by 52.95% to 1.23 in 2023, then gained by 9.72% to 1.35 in 2024, then climbed by 7.74% to 1.46 in 2025, then retreated by 6.69% to 1.36 in 2026.
- According to Business Quant data, Interest Coverage Ratio over the past three periods registered 1.36, 1.46, and 1.37 for Q1 2026, Q4 2025, and Q3 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 90,891.20 Bn | 90,891.20 Bn | - | -3.29 |
| 2 | Bank Bradesco | 6,807.69 Bn | 6,791.75 Bn | - | - |
| 3 | Lloyds Banking | 426.28 Bn | 426.28 Bn | - | - |
| 4 | NatWest | 184.56 Bn | 184.56 Bn | - | - |
| 5 | First Capital | 181.18 Bn | 181.03 Bn | - | 2.53 |
| 6 | Landmark Bancorp | 164.67 Bn | 164.64 Bn | - | 2.21 |
| 7 | Deutsche Bank Aktiengesellschaft | 161.63 Bn | -151,939.28 Bn | - | 1.32 |
| 8 | KB Financial | 150.02 Bn | 142.15 Bn | - | -36.40 |
| 9 | Pnc Financial Services | 88.79 Bn | 88.84 Bn | - | 1.88 |
| 10 | Sound Financial Bancorp | 106.91 Mn | -31.08 Mn | - | 1.36 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 1.36 |
| Dec 31, 2025 | 1.46 |
| Sep 30, 2025 | 1.37 |
| Jun 30, 2025 | 1.45 |
| Mar 31, 2025 | 1.26 |
| Dec 31, 2024 | 1.35 |
| Sep 30, 2024 | 1.20 |
| Jun 30, 2024 | 1.15 |
| Mar 31, 2024 | 1.15 |
| Dec 31, 2023 | 1.23 |
| Sep 30, 2023 | 1.32 |
| Jun 30, 2023 | 1.95 |
| Mar 31, 2023 | 1.97 |
| Dec 31, 2022 | 2.62 |
| Sep 30, 2022 | 3.72 |
| Jun 30, 2022 | 4.41 |
| Mar 31, 2022 | 4.67 |
| Dec 31, 2021 | 4.53 |
| Sep 30, 2021 | 5.15 |
| Jun 30, 2021 | 3.66 |
| Mar 31, 2021 | 3.10 |
| Dec 31, 2020 | 3.40 |
| Sep 30, 2020 | 2.58 |
| Jun 30, 2020 | 2.47 |
| Mar 31, 2020 | 1.65 |
| Dec 31, 2019 | 2.14 |
| Sep 30, 2019 | 2.01 |
| Jun 30, 2019 | 2.22 |
| Mar 31, 2019 | 2.01 |
| Dec 31, 2018 | 2.16 |
| Sep 30, 2018 | 2.61 |
| Jun 30, 2018 | 3.03 |
| Mar 31, 2018 | 2.98 |
| Dec 31, 2017 | 3.42 |
| Sep 30, 2017 | 3.08 |
| Jun 30, 2017 | 3.54 |
| Mar 31, 2017 | 3.73 |
| Dec 31, 2016 | 3.99 |
| Sep 30, 2016 | 4.03 |
| Jun 30, 2016 | 3.66 |
| Mar 31, 2016 | 3.36 |
| Dec 31, 2015 | 3.63 |
| Sep 30, 2015 | 3.45 |
| Jun 30, 2015 | 3.70 |
| Mar 31, 2015 | 3.52 |
| Dec 31, 2014 | 3.52 |
| Sep 30, 2014 | 3.97 |
| Jun 30, 2014 | 4.00 |
| Mar 31, 2014 | 3.37 |
| Dec 31, 2013 | 3.40 |
| Sep 30, 2013 | 3.45 |
| Jun 30, 2013 | 4.09 |
| Mar 31, 2013 | 3.05 |
| Dec 31, 2012 | 3.29 |
| Sep 30, 2012 | 2.50 |
| Jun 30, 2012 | 2.48 |
| Mar 31, 2012 | 2.32 |
| Dec 31, 2011 | 1.91 |
| Sep 30, 2011 | 1.33 |