Sound Financial Bancorp (SFBC) Interest Coverage Ratio (2011 - 2026)
Sound Financial Bancorp (SFBC) posted Interest Coverage Ratio of 1.35 for Q1 2026, down 6.97% sequentially from 1.45 in Q4 2025, and up 7.95% YoY from 1.25 in Q1 2025.
Sound Financial Bancorp (SFBC) Interest Coverage Ratio (2011 - 2026) Analysis & Trends
Sound Financial Bancorp has reported Interest Coverage Ratio for 16 years, with the latest figure at 1.35 in Q1 2026.
- Quarterly Interest Coverage Ratio rose 7.95% year-over-year to 1.35 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 1.4 (up 13.51% YoY) and the FY2025 annual result came in at 1.38, up 13.84% from the prior year.
- Interest Coverage Ratio eased to 1.35 in Q1 2026 per SFBC's latest filing, from 1.45 in the prior quarter.
- Over five years, Interest Coverage Ratio peaked at 5.68 in Q2 2022 and troughed at 0.86 in Q4 2023.
- A 5-year average of 1.88 and a median of 1.37 in 2025 frame the typical range for Interest Coverage Ratio.
- The sharpest annual moves came in 2022 and 2023: Interest Coverage Ratio soared 122.52% in 2022, then slumped 68.08% in 2023.
- Over 5 years, Interest Coverage Ratio stood at 2.7 in 2022, then plunged by 68.08% to 0.86 in 2023, then jumped by 56.51% to 1.35 in 2024, then grew by 7.75% to 1.45 in 2025, then dropped by 6.97% to 1.35 in 2026.
- According to Business Quant data, Interest Coverage Ratio over the past three periods registered 1.35, 1.45, and 1.37 for Q1 2026, Q4 2025, and Q3 2025 respectively.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 119.58 Bn | 83.39 Bn | - | - |
| 2 | Pnc Financial Services | 97.75 Bn | 97.75 Bn | - | 2.00 |
| 3 | Us Bancorp | 96.33 Bn | 96.33 Bn | - | 1.84 |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 73.86 Bn | -145.23 Bn | - | 0.27 |
| 6 | Deutsche Bank Aktiengesellschaft | 71.72 Bn | -81.60 Bn | - | 1.49 |
| 7 | Nu Holdings | 68.51 Bn | 54.82 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 61.69 Bn | 61.69 Bn | - | 1.77 |
| 9 | Fifth Third Bancorp | 49.73 Bn | 26.00 Bn | - | 1.90 |
| 10 | Sound Financial Bancorp | 122.44 Mn | 2.37 Mn | - | 1.59 |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 1.59 |
| Mar 31, 2026 | 1.35 |
| Dec 31, 2025 | 1.45 |
| Sep 30, 2025 | 1.37 |
| Jun 30, 2025 | 1.45 |
| Mar 31, 2025 | 1.25 |
| Dec 31, 2024 | 1.35 |
| Sep 30, 2024 | 1.20 |
| Jun 30, 2024 | 1.15 |
| Mar 31, 2024 | 1.15 |
| Dec 31, 2023 | 0.86 |
| Sep 30, 2023 | 1.27 |
| Jun 30, 2023 | 1.95 |
| Mar 31, 2023 | 1.97 |
| Dec 31, 2022 | 2.70 |
| Sep 30, 2022 | 2.97 |
| Jun 30, 2022 | 5.68 |
| Mar 31, 2022 | 2.84 |
| Dec 31, 2021 | 4.53 |
| Sep 30, 2021 | 1.46 |