Schwab Charles (SCHW) Debt Ratio (2009 - 2025)

Schwab Charles' Debt Ratio history runs 17 years deep, the most recent figure standing at 0.05 for Q4 2025.

• In Q4 2025, Debt Ratio rose 4.85% year-over-year to 0.05; the TTM figure through Dec 2025 stood at 0.05 (up 4.85% YoY), while the FY2025 annual figure was 0.05, up 4.85% from the prior year.
• Debt Ratio was 0.05 for Q4 2025 at Schwab Charles, up from 0.04 in the prior quarter.
• In the past five years, Debt Ratio ranged from a high of 0.09 in Q1 2023 to a low of 0.02 in Q4 2022.
• Historically, Debt Ratio has averaged 0.05 across 5 years, with a median of 0.04 in 2025.
• The sharpest annual moves came in 2023 and 2025: Debt Ratio jumped 131.12% in 2023, then plunged 49.07% in 2025.
• A 5-year view of Debt Ratio shows it stood at 0.04 in 2021, then slumped by 35.77% to 0.02 in 2022, then surged by 131.12% to 0.05 in 2023, then decreased by 11.78% to 0.05 in 2024, then increased by 4.85% to 0.05 in 2025.
• The last three Debt Ratio figures came in at 0.05 (Q4 2025), 0.04 (Q3 2025), and 0.04 (Q2 2025), per Business Quant data.