Schwab Charles (SCHW) Debt Ratio (2009 - 2026)

Schwab Charles' Debt Ratio history runs 17 years deep, the most recent figure standing at 0.01 for Q4 2025.

• In Q4 2025, Debt Ratio fell 78.27% year-over-year to 0.01; the TTM figure through Dec 2025 stood at 0.01 (down 78.27% YoY), while the FY2025 annual figure was 0.01, down 78.27% from the prior year.
• Debt Ratio for Q4 2025 stood at 0.01, down from 0.04 in the prior quarter.
• The five-year high for Debt Ratio was 0.08 in Q2 2023, with the low at 0.01 in Q4 2025.
• The 5-year median for Debt Ratio is 0.04 (2021), against an average of 0.04.
• The sharpest annual moves came in 2023 and 2025: Debt Ratio soared 133.53% in 2023, then sank 78.27% in 2025.
• Schwab Charles' Debt Ratio stood at 0.04 in 2021, then plunged by 35.65% to 0.02 in 2022, then jumped by 133.53% to 0.05 in 2023, then tumbled by 34.98% to 0.03 in 2024, then tumbled by 78.27% to 0.01 in 2025.
• Business Quant data shows SCHW's Debt Ratio at 0.01 in Q4 2025, 0.04 in Q3 2025, and 0.04 in Q2 2025.