Southside Bancshares (SBSI) Times Interest Earned (2010 - 2026)
Southside Bancshares' Times Interest Earned was 1.70 in Q2 2026, up 6.3% from 1.60 a year earlier and up 3.9% from the prior quarter.
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Analysis
Southside Bancshares (SBSI) Times Interest Earned (2010 - 2026) Analysis & Trends
On a trailing twelve-month basis, Southside Bancshares' Times Interest Earned was 1.50 through Jun 30, 2026, down 3.5% year-over-year; for FY2025, it was 1.45, down 5.7% from FY2024.
- Times Interest Earned has now declined for four consecutive years.
- In earlier years, Times Interest Earned was 1.54 in FY2024 (-9.2%), 1.70 in FY2023 (-56.9%), 3.94 in FY2022 (-33.7%) and 5.95 in FY2021 (+92.1%).
- The Q2 2026 figure marks the highest quarterly Times Interest Earned since Q2 2023.
- Compared with a year earlier, Times Interest Earned was higher in five of the last eight quarters, with an average decline of 0.9%.
- The best year-over-year quarter for Times Interest Earned over five years was Q4 2021 (growth of 41.4%); the worst was Q1 2023 (a decline of 68.3%).
- Per Business Quant data, SBSI's Times Interest Earned in the three quarters before Q2 2026 was 1.63 (Q1 2026), 1.55 (Q4 2025) and 1.11 (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Times Interest Earned (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 879.54 Bn | 909.01 Bn | - | 2.10 |
| 2 | Banco Santander Chile | 418.48 Bn | 538.42 Bn | - | -2.12 |
| 3 | Bank Of America | 381.92 Bn | -1,994.15 Bn | - | 1.65 |
| 4 | Hsbc Holdings | 341.10 Bn | 341.15 Bn | - | - |
| 5 | Morgan Stanley | 295.71 Bn | -213.38 Bn | - | 1.56 |
| 6 | Royal Bank Of Canada | 275.38 Bn | 126.13 Bn | - | 1.43 |
| 7 | Mitsubishi Ufj Financial | 273.79 Bn | -1,314.70 Bn | 10.89 Bn | 0.56 |
| 8 | Goldman Sachs | 262.78 Bn | -3,294.34 Bn | - | 1.47 |
| 9 | Wells Fargo & Company | 242.61 Bn | 244.75 Bn | - | 1.73 |
| 10 | Southside Bancshares | 896.03 Mn | -745.40 Mn | - | 1.70 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 1.70 |
| Mar 31, 2026 | 1.63 |
| Dec 31, 2025 | 1.55 |
| Sep 30, 2025 | 1.11 |
| Jun 30, 2025 | 1.60 |
| Mar 31, 2025 | 1.56 |
| Dec 31, 2024 | 1.55 |
| Sep 30, 2024 | 1.50 |
| Jun 30, 2024 | 1.59 |
| Mar 31, 2024 | 1.53 |
| Dec 31, 2023 | 1.44 |
| Sep 30, 2023 | 1.54 |
| Jun 30, 2023 | 1.89 |
| Mar 31, 2023 | 2.11 |
| Dec 31, 2022 | 2.75 |
| Sep 30, 2022 | 3.71 |
| Jun 30, 2022 | 5.77 |
| Mar 31, 2022 | 6.67 |
| Dec 31, 2021 | 7.25 |
| Sep 30, 2021 | 5.99 |
API Access
Southside Bancshares Times Interest Earned API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=times-interest-earned&ticker=SBSI&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "times-interest-earned", "ticker": "SBSI", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=times-interest-earned&ticker=SBSI&period=max&api_key=YOUR_API_KEY");
const data = await res.json();