Southside Bancshares (SBSI) Interest Coverage Ratio (2009 - 2026)
Southside Bancshares' (SBSI) Interest Coverage Ratio stood at 1.74 in Q3 2026, up 56.3% from 1.11 a year earlier and up 2.1% from the prior quarter.
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Analysis
Southside Bancshares (SBSI) Interest Coverage Ratio (2009 - 2026) Analysis & Trends
On a TTM basis, Southside Bancshares' Interest Coverage Ratio came in at 1.66 as of Sep 30, 2026, up 13.7% year-over-year; for FY2025, it was 1.45, down 5.7% from FY2024.
- Annual Interest Coverage Ratio has declined for four straight years.
- Across earlier years, Interest Coverage Ratio came in at 1.54 in FY2024 (-9.2%), 1.70 in FY2023 (-56.9%), 3.94 in FY2022 (-33.7%) and 5.95 in FY2021 (+92.1%).
- The Q3 2026 figure is the highest quarterly Interest Coverage Ratio since Q2 2023.
- On a year-over-year basis, Interest Coverage Ratio has increased for three consecutive quarters, with growth averaging 6.5% over the last eight quarters.
- Peak year-over-year performance for Interest Coverage Ratio in the last five years was growth of 56.3% in Q3 2026, against a decline of 68.3% in Q1 2023 at the low end.
- Per Business Quant, the preceding three quarters came in at 1.70 (Q2 2026), 1.63 (Q1 2026) and 1.55 (Q4 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 909.02 Bn | 886.77 Bn | - | 1.77 |
| 2 | Banco Santander Chile | 406.67 Bn | -7,110.43 Bn | - | - |
| 3 | Bank Of America | 350.91 Bn | -2,025.20 Bn | - | 1.50 |
| 4 | Hsbc Holdings | 308.71 Bn | -2,966.46 Bn | - | - |
| 5 | Morgan Stanley | 293.66 Bn | -249.15 Bn | - | 1.50 |
| 6 | Royal Bank Of Canada | 283.56 Bn | -546.44 Bn | - | 1.43 |
| 7 | Goldman Sachs | 262.71 Bn | -3,480.74 Bn | - | 1.37 |
| 8 | Wells Fargo & Company | 257.44 Bn | 92.87 Bn | - | 1.62 |
| 9 | Mitsubishi Ufj Financial | 256.82 Bn | -75.42 Bn | 10.89 Bn | 0.56 |
| 10 | Southside Bancshares | 1.05 Bn | -562.60 Mn | - | 1.74 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 1.74 |
| Jun 30, 2026 | 1.70 |
| Mar 31, 2026 | 1.63 |
| Dec 31, 2025 | 1.55 |
| Sep 30, 2025 | 1.11 |
| Jun 30, 2025 | 1.60 |
| Mar 31, 2025 | 1.56 |
| Dec 31, 2024 | 1.55 |
| Sep 30, 2024 | 1.50 |
| Jun 30, 2024 | 1.59 |
| Mar 31, 2024 | 1.53 |
| Dec 31, 2023 | 1.44 |
| Sep 30, 2023 | 1.54 |
| Jun 30, 2023 | 1.75 |
| Mar 31, 2023 | 1.90 |
| Dec 31, 2022 | 2.29 |
| Sep 30, 2022 | 2.75 |
| Jun 30, 2022 | 3.29 |
| Mar 31, 2022 | 3.43 |
| Dec 31, 2021 | 3.74 |
API Access
Southside Bancshares Interest Coverage Ratio API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=interest-coverage-ratio&ticker=SBSI&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "interest-coverage-ratio", "ticker": "SBSI", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=interest-coverage-ratio&ticker=SBSI&period=max&api_key=YOUR_API_KEY");
const data = await res.json();