Southside Bancshares (SBSI) Interest Coverage Ratio (2010 - 2026)
Southside Bancshares (SBSI) recorded quarterly Interest Coverage Ratio of 1.63 in Q1 2026, up 5.52% quarter-over-quarter from 1.55 in Q4 2025, and up 4.48% on a YoY basis from 1.56 in Q1 2025.
Southside Bancshares (SBSI) Interest Coverage Ratio (2010 - 2026) Analysis & Trends
Southside Bancshares' Interest Coverage Ratio history runs 17 years deep, the most recent figure standing at 1.63 for Q1 2026.
- In Q1 2026, Interest Coverage Ratio rose 4.48% year-over-year to 1.63; the TTM figure through Mar 2026 stood at 1.47 (down 5.17% YoY), while the FY2025 annual figure was 1.45, down 5.69% from the prior year.
- Interest Coverage Ratio was 1.63 for Q1 2026 at Southside Bancshares, up from 1.55 in the prior quarter.
- In the past five years, Interest Coverage Ratio ranged from a high of 6.67 in Q1 2022 to a low of 1.11 in Q3 2025.
- Historically, Interest Coverage Ratio has averaged 2.32 across 5 years, with a median of 1.59 in 2024.
- The sharpest annual moves came in 2022 and 2023: Interest Coverage Ratio grew 28.48% in 2022, then plunged 68.31% in 2023.
- A 5-year view of Interest Coverage Ratio shows it stood at 2.75 in 2022, then plunged by 47.63% to 1.44 in 2023, then climbed by 7.78% to 1.55 in 2024, then decreased by 0.11% to 1.55 in 2025, then climbed by 5.52% to 1.63 in 2026.
- The last three Interest Coverage Ratio figures came in at 1.63 (Q1 2026), 1.55 (Q4 2025), and 1.11 (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 97,765.53 Bn | 97,765.53 Bn | - | -1.52 |
| 2 | Bank Bradesco | 6,846.93 Bn | 6,830.99 Bn | - | - |
| 3 | Lloyds Banking | 384.13 Bn | 384.40 Bn | - | - |
| 4 | First Capital | 215.78 Bn | 215.63 Bn | - | 2.53 |
| 5 | Itau Unibanco Holding | 202.78 Bn | 202.78 Bn | - | - |
| 6 | Landmark Bancorp | 180.37 Bn | 180.34 Bn | - | 2.21 |
| 7 | NatWest | 168.65 Bn | -51.67 Bn | - | - |
| 8 | Shinhan Financial | 136.54 Bn | 104.11 Bn | - | 0.04 |
| 9 | Mizuho Financial | 112.02 Bn | 112.56 Bn | - | - |
| 10 | Southside Bancshares | 1.02 Bn | 635.08 Mn | - | 1.63 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 1.63 |
| Dec 31, 2025 | 1.55 |
| Sep 30, 2025 | 1.11 |
| Jun 30, 2025 | 1.60 |
| Mar 31, 2025 | 1.56 |
| Dec 31, 2024 | 1.55 |
| Sep 30, 2024 | 1.50 |
| Jun 30, 2024 | 1.59 |
| Mar 31, 2024 | 1.53 |
| Dec 31, 2023 | 1.44 |
| Sep 30, 2023 | 1.54 |
| Jun 30, 2023 | 1.89 |
| Mar 31, 2023 | 2.11 |
| Dec 31, 2022 | 2.75 |
| Sep 30, 2022 | 3.71 |
| Jun 30, 2022 | 5.77 |
| Mar 31, 2022 | 6.67 |
| Dec 31, 2021 | 7.25 |
| Sep 30, 2021 | 5.99 |
| Jun 30, 2021 | 4.49 |