Southside Bancshares (SBSI) Interest Coverage Ratio (2010 - 2026)
Southside Bancshares' quarterly Interest Coverage Ratio came in at 1.63 in Q1 2026, up 4.48% year-on-year from 1.56 in Q1 2025, and up 5.52% quarter-over-quarter from 1.55 in Q4 2025.
Southside Bancshares has reported Interest Coverage Ratio for 17 years, with the latest figure at 1.63 in Q1 2026.
- For the quarter ending Q1 2026, Interest Coverage Ratio rose 4.48% year-over-year to 1.63; the trailing twelve-month figure through Mar 2026 stood at 1.47 (down 5.17% YoY), and the FY2025 full-year result was 1.45, down 5.69% from the prior year.
- Interest Coverage Ratio for Q1 2026 stood at 1.63, up from 1.55 in the prior quarter.
- The five-year high for Interest Coverage Ratio was 6.67 in Q1 2022, with the low at 1.11 in Q3 2025.
- Average Interest Coverage Ratio over 5 years is 2.32, with a median of 1.59 recorded in 2024.
- Year-over-year, Interest Coverage Ratio rose 28.48% in 2022 and plunged 68.31% in 2023.
- Tracing SBSI's Interest Coverage Ratio over 5 years: stood at 2.75 in 2022, then tumbled by 47.63% to 1.44 in 2023, then grew by 7.78% to 1.55 in 2024, then slipped by 0.11% to 1.55 in 2025, then grew by 5.52% to 1.63 in 2026.
- The last three Interest Coverage Ratio figures came in at 1.63 (Q1 2026), 1.55 (Q4 2025), and 1.11 (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 90,891.20 Bn | 90,891.20 Bn | - | -3.29 |
| 2 | Bank Bradesco | 6,807.69 Bn | 6,791.75 Bn | - | - |
| 3 | Lloyds Banking | 426.28 Bn | 426.28 Bn | - | - |
| 4 | NatWest | 184.56 Bn | 184.56 Bn | - | - |
| 5 | First Capital | 181.18 Bn | 181.03 Bn | - | 2.53 |
| 6 | Landmark Bancorp | 164.67 Bn | 164.64 Bn | - | 2.21 |
| 7 | Deutsche Bank Aktiengesellschaft | 161.63 Bn | -151,939.28 Bn | - | 1.32 |
| 8 | KB Financial | 150.02 Bn | 142.15 Bn | - | -36.40 |
| 9 | Pnc Financial Services | 88.79 Bn | 88.84 Bn | - | 1.88 |
| 10 | Southside Bancshares | 973.49 Mn | 586.02 Mn | - | 1.63 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 1.63 |
| Dec 31, 2025 | 1.55 |
| Sep 30, 2025 | 1.11 |
| Jun 30, 2025 | 1.60 |
| Mar 31, 2025 | 1.56 |
| Dec 31, 2024 | 1.55 |
| Sep 30, 2024 | 1.50 |
| Jun 30, 2024 | 1.59 |
| Mar 31, 2024 | 1.53 |
| Dec 31, 2023 | 1.44 |
| Sep 30, 2023 | 1.54 |
| Jun 30, 2023 | 1.89 |
| Mar 31, 2023 | 2.11 |
| Dec 31, 2022 | 2.75 |
| Sep 30, 2022 | 3.71 |
| Jun 30, 2022 | 5.77 |
| Mar 31, 2022 | 6.67 |
| Dec 31, 2021 | 7.25 |
| Sep 30, 2021 | 5.99 |
| Jun 30, 2021 | 4.49 |
| Mar 31, 2021 | 6.35 |
| Dec 31, 2020 | 5.13 |
| Sep 30, 2020 | 4.39 |
| Jun 30, 2020 | 3.17 |
| Mar 31, 2020 | 1.28 |
| Dec 31, 2019 | 2.16 |
| Sep 30, 2019 | 2.29 |
| Jun 30, 2019 | 2.26 |
| Mar 31, 2019 | 2.23 |
| Dec 31, 2018 | 2.27 |
| Sep 30, 2018 | 2.53 |
| Jun 30, 2018 | 2.72 |
| Mar 31, 2018 | 2.40 |
| Dec 31, 2017 | 2.37 |
| Sep 30, 2017 | 2.60 |
| Jun 30, 2017 | 2.68 |
| Mar 31, 2017 | 2.87 |
| Dec 31, 2016 | 2.48 |
| Sep 30, 2016 | 3.17 |
| Jun 30, 2016 | 3.11 |
| Mar 31, 2016 | 3.58 |
| Dec 31, 2015 | 3.49 |
| Sep 30, 2015 | 3.79 |
| Jun 30, 2015 | 3.71 |
| Mar 31, 2015 | 3.34 |
| Dec 31, 2014 | -0.85 |
| Sep 30, 2014 | 2.42 |
| Jun 30, 2014 | 3.67 |
| Mar 31, 2014 | 3.16 |
| Dec 31, 2013 | 4.09 |
| Sep 30, 2013 | 3.19 |
| Jun 30, 2013 | 3.94 |
| Mar 31, 2013 | 3.13 |
| Dec 31, 2012 | 2.64 |
| Sep 30, 2012 | 2.57 |
| Jun 30, 2012 | 2.35 |
| Mar 31, 2012 | 2.71 |
| Dec 31, 2011 | 2.47 |
| Sep 30, 2011 | 2.23 |
| Jun 30, 2011 | 2.88 |
| Mar 31, 2011 | 2.14 |
| Dec 31, 2010 | 1.79 |
| Sep 30, 2010 | 2.32 |
| Jun 30, 2010 | 2.07 |
| Mar 31, 2010 | 2.35 |