Southside Bancshares (SBSI) Interest Coverage Ratio (2010 - 2026)
Southside Bancshares (SBSI) posted quarterly Interest Coverage Ratio of 1.7 for Q2 2026, up 22.59% year-over-year from 1.39 in Q2 2025, and up 7.21% quarter-over-quarter from 1.59 in Q1 2026.
Southside Bancshares (SBSI) Interest Coverage Ratio (2010 - 2026) Analysis & Trends
Southside Bancshares' Interest Coverage Ratio history runs 17 years deep, the most recent figure standing at 1.7 for Q2 2026.
- In Q2 2026, Interest Coverage Ratio rose 22.59% year-over-year to 1.7; the TTM figure through Jun 2026 stood at 1.5 (down 68.83% YoY), while the FY2025 annual figure was 1.45, down 5.62% from the prior year.
- Interest Coverage Ratio for Q2 2026 stood at 1.7, up from 1.59 in the prior quarter.
- The five-year high for Interest Coverage Ratio was 2.66 in Q4 2022, with the low at 1.11 in Q3 2025.
- The 5-year median for Interest Coverage Ratio is 1.46 (2023), against an average of 1.5.
- The sharpest annual moves came in 2022 and 2024: Interest Coverage Ratio slumped 79.19% in 2022, then grew 29.29% in 2024.
- Southside Bancshares' Interest Coverage Ratio stood at 2.66 in 2022, then sank by 47.05% to 1.41 in 2023, then rose by 9.63% to 1.55 in 2024, then increased by 3.15% to 1.59 in 2025, then increased by 6.55% to 1.7 in 2026.
- Business Quant data shows SBSI's Interest Coverage Ratio at 1.7 in Q2 2026, 1.59 in Q1 2026, and 1.59 in Q4 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 120.66 Bn | 84.46 Bn | - | - |
| 2 | Pnc Financial Services | 97.86 Bn | 97.86 Bn | - | 2.00 |
| 3 | Us Bancorp | 96.39 Bn | 96.39 Bn | - | 1.84 |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 74.92 Bn | -144.17 Bn | - | 0.27 |
| 6 | Deutsche Bank Aktiengesellschaft | 72.22 Bn | -81.10 Bn | - | 1.49 |
| 7 | Nu Holdings | 70.34 Bn | 56.66 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 61.75 Bn | 61.75 Bn | - | 1.77 |
| 9 | Fifth Third Bancorp | 49.88 Bn | 26.16 Bn | - | 1.90 |
| 10 | Southside Bancshares | 952.76 Mn | 555.50 Mn | - | 1.70 |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 1.70 |
| Mar 31, 2026 | 1.59 |
| Dec 31, 2025 | 1.59 |
| Sep 30, 2025 | 1.11 |
| Jun 30, 2025 | 1.39 |
| Mar 31, 2025 | 1.45 |
| Dec 31, 2024 | 1.55 |
| Sep 30, 2024 | 1.50 |
| Jun 30, 2024 | 1.59 |
| Mar 31, 2024 | 1.51 |
| Dec 31, 2023 | 1.41 |
| Sep 30, 2023 | 1.16 |
| Jun 30, 2023 | 1.42 |
| Mar 31, 2023 | 1.47 |
| Dec 31, 2022 | 2.66 |
| Sep 30, 2022 | 1.18 |
| Jun 30, 2022 | 1.33 |
| Mar 31, 2022 | 1.43 |
| Dec 31, 2021 | 9.10 |
| Sep 30, 2021 | 5.68 |