Southside Bancshares (SBSI) Interest Coverage Ratio (2010 - 2026)
Southside Bancshares (SBSI) posted Interest Coverage Ratio of 1.7 for Q2 2026, up 3.94% on a QoQ basis from 1.63 in Q1 2026, and up 6.28% year-over-year from 1.6 in Q2 2025.
Analysis
Southside Bancshares (SBSI) Interest Coverage Ratio (2010 - 2026) Analysis & Trends
Southside Bancshares has reported Interest Coverage Ratio for 17 years, with the latest figure at 1.7 in Q2 2026.
- On a quarterly basis, Interest Coverage Ratio rose 6.28% year-over-year to 1.7 in Q2 2026; TTM through Jun 2026 was 1.5, a 3.45% decrease from a year earlier, with the FY2025 full-year figure at 1.45, down 5.69% from the prior year.
- Interest Coverage Ratio was 1.7 for Q2 2026 at Southside Bancshares, up from 1.63 in the prior quarter.
- The five-year high for Interest Coverage Ratio was 6.67 in Q1 2022, with the low at 1.11 in Q3 2025.
- Average Interest Coverage Ratio over 5 years is 2.29, with a median of 1.59 recorded in 2024.
- The sharpest annual moves came in 2022 and 2023: Interest Coverage Ratio increased 28.48% in 2022, then tumbled 68.31% in 2023.
- Over 5 years, Interest Coverage Ratio stood at 2.75 in 2022, then tumbled by 47.63% to 1.44 in 2023, then grew by 7.78% to 1.55 in 2024, then slipped by 0.11% to 1.55 in 2025, then advanced by 9.68% to 1.7 in 2026.
- The last three Interest Coverage Ratio figures came in at 1.7 (Q2 2026), 1.63 (Q1 2026), and 1.55 (Q4 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Banco Santander Chile | 948.96 Bn | 948.96 Bn | - | 0.09 |
| 2 | Truist Financial | 61.64 Bn | 61.64 Bn | - | 1.77 |
| 3 | Fifth Third Bancorp | 49.62 Bn | 25.89 Bn | - | 1.90 |
| 4 | M&T Bank | 34.88 Bn | 34.88 Bn | - | 2.28 |
| 5 | Huntington Bancshares | 33.82 Bn | 29.29 Bn | - | 1.67 |
| 6 | Citizens Financial | 29.46 Bn | 29.46 Bn | - | 1.83 |
| 7 | Regions Financial | 25.57 Bn | 25.57 Bn | - | 2.52 |
| 8 | First Citizens Bancshares | 25.00 Bn | 24.48 Bn | 29.00 Mn | -1.27 |
| 9 | Keycorp | 23.27 Bn | -24.42 Bn | - | 1.80 |
| 10 | Southside Bancshares | 956.78 Mn | 559.52 Mn | - | 1.70 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 1.70 |
| Mar 31, 2026 | 1.63 |
| Dec 31, 2025 | 1.55 |
| Sep 30, 2025 | 1.11 |
| Jun 30, 2025 | 1.60 |
| Mar 31, 2025 | 1.56 |
| Dec 31, 2024 | 1.55 |
| Sep 30, 2024 | 1.50 |
| Jun 30, 2024 | 1.59 |
| Mar 31, 2024 | 1.53 |
| Dec 31, 2023 | 1.44 |
| Sep 30, 2023 | 1.54 |
| Jun 30, 2023 | 1.89 |
| Mar 31, 2023 | 2.11 |
| Dec 31, 2022 | 2.75 |
| Sep 30, 2022 | 3.71 |
| Jun 30, 2022 | 5.77 |
| Mar 31, 2022 | 6.67 |
| Dec 31, 2021 | 7.25 |
| Sep 30, 2021 | 5.99 |