Southside Bancshares (SBSI) Interest Coverage Ratio (2010 - 2026)

Southside Bancshares (SBSI) has reported Interest Coverage Ratio for 17 consecutive years, with 1.7 the latest figure, recorded in Q2 2026.

• Quarterly Interest Coverage Ratio rose 22.59% year-over-year to 1.7 in Q2 2026, while the trailing twelve-month figure through Jun 2026 was 12.25 (up 155.04% YoY) and the FY2025 annual result came in at 1.45, down 5.62% from the prior year.
• Interest Coverage Ratio advanced to 1.7 in Q2 2026 per SBSI's latest filing, from 1.59 in the prior quarter.
• Over the last five years, Interest Coverage Ratio for SBSI reached as high as 1.7 in Q2 2026 and fell as low as 0.57 in Q4 2022.
• A 5-year average of 1.28 and a median of 1.42 in 2022 frame the typical range for Interest Coverage Ratio.
• Annual changes were most pronounced in 2022 — Interest Coverage Ratio plunged 110.56% — and 2023, when it soared 337.6%.
• Year by year, Interest Coverage Ratio stood at 0.57 in 2022, then jumped by 337.6% to 1.35 in 2023, then gained by 14.11% to 1.55 in 2024, then tumbled by 47.36% to 0.81 in 2025, then jumped by 108.8% to 1.7 in 2026.
• According to Business Quant data, Interest Coverage Ratio over the past three periods registered 1.7, 1.59, and 0.81 for Q2 2026, Q1 2026, and Q4 2025 respectively.