Southside Bancshares (SBSI) Debt Ratio (2010 - 2026)

Southside Bancshares (SBSI) posted quarterly Debt Ratio of 0.11 for Q2 2026, up 85.27% year-on-year from 0.06 in Q2 2025, and up 216.58% on a QoQ basis from 0.04 in Q1 2026.

Southside Bancshares (SBSI) Debt Ratio (2010 - 2026) Analysis & Trends

Southside Bancshares (SBSI) has reported Debt Ratio for 17 consecutive years, with 0.11 the latest figure, recorded in Q2 2026.

  • Quarterly Debt Ratio rose 85.27% year-over-year to 0.11 in Q2 2026, while the trailing twelve-month figure through Jun 2026 was 0.11 (up 85.27% YoY) and the FY2025 annual result came in at 0.03, down 67.24% from the prior year.
  • Debt Ratio improved to 0.11 in Q2 2026 per SBSI's latest filing, from 0.04 in the prior quarter.
  • Over the last five years, Debt Ratio for SBSI reached as high as 0.11 in Q2 2026 and fell as low as 0.01 in Q1 2022.
  • A 5-year average of 0.05 and a median of 0.03 in 2026 frame the typical range for Debt Ratio.
  • Annual changes were most pronounced in 2022 — Debt Ratio plunged 85.44% — and 2024, when it soared 240.47%.
  • Year by year, Debt Ratio stood at 0.02 in 2022, then gained by 26.51% to 0.03 in 2023, then soared by 234.79% to 0.09 in 2024, then plunged by 67.24% to 0.03 in 2025, then jumped by 303.68% to 0.11 in 2026.
  • According to Business Quant data, Debt Ratio over the past three periods registered 0.11, 0.04, and 0.03 for Q2 2026, Q1 2026, and Q4 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Debt Ratio (Qtr)
1 KB Financial 43,124.21 Bn 43,125.44 Bn -775,612.08 0.10
2 Shinhan Financial 33,971.34 Bn 33,973.00 Bn - 0.07
3 Bank Of Chile 4,105.33 Bn 4,105.33 Bn 167,623.00 0.02
4 NatWest 768.74 Bn 572.78 Bn 1.79 Bn 0.09
5 Mizuho Financial 385.64 Bn 389.59 Bn - 0.13
6 Lloyds Banking 358.14 Bn 358.14 Bn - 0.03
7 First Capital 200.03 Bn 199.69 Bn - -
8 Landmark Bancorp 187.97 Bn 187.94 Bn - 0.00
9 Pnc Financial Services 100.96 Bn 101.01 Bn - 0.04
10 Southside Bancshares 1.01 Bn 626.16 Mn - 0.11

Historic Data

Download Data
DateValue
Jun 30, 2026 0.11
Mar 31, 2026 0.04
Dec 31, 2025 0.03
Sep 30, 2025 0.03
Jun 30, 2025 0.06
Mar 31, 2025 0.07
Dec 31, 2024 0.09
Sep 30, 2024 0.09
Jun 30, 2024 0.07
Mar 31, 2024 0.04
Dec 31, 2023 0.03
Sep 30, 2023 0.03
Jun 30, 2023 0.02
Mar 31, 2023 0.04
Dec 31, 2022 0.02
Sep 30, 2022 0.03
Jun 30, 2022 0.02
Mar 31, 2022 0.01
Dec 31, 2021 0.05
Sep 30, 2021 0.09