Sb Financial (SBFG) Net Margin (2010 - 2026)
Sb Financial's Net Margin was 25.07% in Q2 2026, up 2.64 percentage points from 22.43% a year earlier and up 0.41 percentage points from the prior quarter.
Sb Financial (SBFG) Net Margin (2010 - 2026) Analysis & Trends
On a trailing twelve-month basis, Sb Financial's Net Margin was 24.51% through Jun 30, 2026, up 5.26 percentage points year-over-year; for FY2025, it was 21.31%, up 1.23 percentage points from FY2024.
- Net Margin shows a five-year change of -1.15 percentage points (FY2020 to FY2025).
- In earlier years, Net Margin was 20.08% in FY2024 (-1.09 pp), 21.17% in FY2023 (-0.51 pp), 21.68% in FY2022 (-4.97 pp) and 26.65% in FY2021 (+4.19 pp).
- The Q2 2026 figure marks the highest quarterly Net Margin since Q4 2023.
- Compared with a year earlier, Net Margin has increased for five straight quarters, with an average year-over-year change of +1.57 percentage points over the last eight quarters.
- The best year-over-year quarter for Net Margin over five years was Q1 2026 (a gain of 10.63 percentage points); the worst was Q1 2022 (a drop of 14.76 percentage points).
- Per Business Quant data, SBFG's Net Margin in the three quarters before Q2 2026 was 24.66% (Q1 2026), 23.86% (Q4 2025) and 24.41% (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 918.91 Bn | 918.91 Bn | - | 29.77% |
| 2 | Banco Santander Chile | 870.35 Bn | 846.93 Bn | - | - |
| 3 | Bank Of America | 358.55 Bn | -2,017.56 Bn | - | 21.83% |
| 4 | Hsbc Holdings | 315.74 Bn | -668.95 Bn | - | - |
| 5 | Morgan Stanley | 290.88 Bn | -253.14 Bn | - | 23.36% |
| 6 | Royal Bank Of Canada | 287.92 Bn | 137.98 Bn | - | 32.48% |
| 7 | Goldman Sachs | 270.57 Bn | -3,472.88 Bn | - | 27.42% |
| 8 | Wells Fargo & Company | 258.79 Bn | 258.79 Bn | - | 26.08% |
| 9 | Mitsubishi Ufj Financial | 247.94 Bn | 129.81 Bn | - | - |
| 10 | Sb Financial | 177.83 Mn | 177.83 Mn | - | 21.83% |
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 21.83% |
| Jun 30, 2026 | 25.07% |
| Mar 31, 2026 | 24.66% |
| Dec 31, 2025 | 23.86% |
| Sep 30, 2025 | 24.41% |
| Jun 30, 2025 | 22.43% |
| Mar 31, 2025 | 14.03% |
| Dec 31, 2024 | 23.52% |
| Sep 30, 2024 | 16.45% |
| Jun 30, 2024 | 22.16% |
| Mar 31, 2024 | 18.03% |
| Dec 31, 2023 | 25.65% |
| Sep 30, 2023 | 19.56% |
| Jun 30, 2023 | 21.67% |
| Mar 31, 2023 | 17.51% |
| Dec 31, 2022 | 24.14% |
| Sep 30, 2022 | 23.04% |
| Jun 30, 2022 | 19.87% |
| Mar 31, 2022 | 19.70% |
| Dec 31, 2021 | 21.27% |
Sb Financial Net Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=net-margin&ticker=SBFG&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "net-margin", "ticker": "SBFG", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=net-margin&ticker=SBFG&period=max&api_key=YOUR_API_KEY");
const data = await res.json();