Banco Santander (SAN) EBT Margin (2009 - 2026)
Banco Santander (SAN) posted EBT Margin of 30.38% for Q3 2026, down 2.13 percentage points from 32.51% a year earlier and down 1.07 percentage points from the prior quarter.
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Analysis
Banco Santander (SAN) EBT Margin (2009 - 2026) Analysis & Trends
For the trailing twelve months through Sep 30, 2026, EBT Margin at Banco Santander was 31.86%, up 0.94 percentage points year-over-year; for FY2025, it was 30.93%, up 2.57 percentage points from FY2024.
- Annual EBT Margin shows a five-year change of +35.55 percentage points (FY2020 to FY2025).
- In prior years, Banco Santander's EBT Margin was 28.36% in FY2024 (+1.98 pp), 26.38% in FY2023 (-1.26 pp), 27.63% in FY2022 (-2.92 pp) and 30.56% in FY2021 (+35.18 pp).
- The Q3 2026 figure stands as the lowest quarterly EBT Margin since Q4 2024.
- On a year-over-year basis, EBT Margin increased in six of the last eight quarters, with an average year-over-year change of +0.77 percentage points.
- The strongest year-over-year quarter for EBT Margin in the past five years was Q4 2021, with a gain of 21.59 percentage points; the weakest was Q4 2022, with a drop of 6.73 percentage points.
- According to Business Quant data, EBT Margin for the three prior quarters was 31.45% (Q2 2026), 33.22% (Q1 2026) and 32.45% (Q4 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 905.34 Bn | 905.34 Bn | - | 40.13% |
| 2 | Bank Of America | 358.56 Bn | -2,017.55 Bn | - | 29.93% |
| 3 | Hsbc Holdings | 307.13 Bn | -1,796.46 Bn | - | 51.73% |
| 4 | Royal Bank Of Canada | 287.97 Bn | -542.07 Bn | - | 41.80% |
| 5 | Morgan Stanley | 284.27 Bn | -224.82 Bn | - | 34.42% |
| 6 | Goldman Sachs | 257.96 Bn | -3,485.49 Bn | - | 37.49% |
| 7 | Wells Fargo & Company | 256.22 Bn | 256.22 Bn | - | 32.46% |
| 8 | Mitsubishi Ufj Financial | 241.27 Bn | -100.12 Bn | 10.89 Bn | 70.61% |
| 9 | American Express | 219.29 Bn | 18.77 Bn | - | 22.58% |
| 10 | Banco Santander | 179.20 Bn | -506.19 Bn | 10.56 Bn | 30.38% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 30.38% |
| Jun 30, 2026 | 31.45% |
| Mar 31, 2026 | 33.22% |
| Dec 31, 2025 | 32.45% |
| Jun 30, 2025 | 30.44% |
| Mar 31, 2025 | 32.16% |
| Dec 31, 2024 | 28.70% |
| Sep 30, 2024 | 32.50% |
| Jun 30, 2024 | 31.43% |
| Mar 31, 2024 | 30.46% |
| Dec 31, 2023 | 26.95% |
| Sep 30, 2023 | 29.92% |
| Jun 30, 2023 | 30.22% |
| Mar 31, 2023 | 27.52% |
| Dec 31, 2022 | 25.80% |
| Sep 30, 2022 | 28.54% |
| Jun 30, 2022 | 29.22% |
| Mar 31, 2022 | 33.90% |
| Dec 31, 2021 | 32.53% |
| Sep 30, 2021 | 31.87% |
API Access
Banco Santander EBT Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=ebt-margin&ticker=SAN&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "ebt-margin", "ticker": "SAN", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=ebt-margin&ticker=SAN&period=max&api_key=YOUR_API_KEY");
const data = await res.json();