Banco Santander (SAN) EBT Margin (2015 - 2025)
Banco Santander's (SAN) quarterly EBT Margin came in at 32.45% in Q4 2025, down 7580.0% year-on-year from 0.43% in Q4 2024, and little changed quarter-over-quarter from 32.51% in Q3 2025.
Banco Santander (SAN) EBT Margin (2015 - 2025) Analysis & Trends
Banco Santander has disclosed EBT Margin across 11 years of filings, most recently posting 32.45% for Q4 2025.
- EBT Margin for Q4 2025 came in at 32.45%, down 7580.0% year-over-year; the trailing twelve-month figure through Dec 2025 was 52.37% (up 1739.0% YoY), and the FY2025 annual result was 254.65%, down 362.0% from the prior year.
- EBT Margin came in at 32.45% for Q4 2025 at Banco Santander, roughly flat from 32.51% in the prior quarter.
- In the past five years, EBT Margin ranged from a high of 108.24% in Q4 2024 to a low of 6.69% in Q4 2022.
- The 5-year median for EBT Margin is 30.19% (2023), against an average of 31.32%.
- Across the five-year window, EBT Margin soared 11309 bps in 2021 and slumped 7580 bps in 2025, its largest moves.
- Banco Santander's EBT Margin stood at 8.26% in 2021, then decreased by 19 bps to 6.69% in 2022, then surged by 303 bps to 26.95% in 2023, then jumped by 302 bps to 108.24% in 2024, then slumped by 70 bps to 32.45% in 2025.
- The last three EBT Margin figures came in at 32.45% (Q4 2025), 32.51% (Q3 2025), and 36.26% (Q2 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Canadian Imperial Bank Of Commerce | 1,329,940,501.22 Bn | 1,329,940,501.43 Bn | - | 40.00% |
| 2 | Hsbc Holdings | 37,228.00 Bn | 37,228.45 Bn | - | 50.34% |
| 3 | Royal Bank Of Canada | 2,913.28 Bn | 2,841.72 Bn | - | 1.82% |
| 4 | Toronto Dominion Bank | 959.65 Bn | 952.85 Bn | - | - |
| 5 | Bank Of Montreal | 416.15 Bn | 416.15 Bn | - | 33.85% |
| 6 | Bank Of America | 390.60 Bn | -216.10 Bn | 29.24 Bn | 34.37% |
| 7 | Barclays | 379.37 Bn | -269.24 Bn | - | - |
| 8 | Mitsubishi Ufj Financial | 271.88 Bn | -414.40 Bn | 3.81 Bn | - |
| 9 | Wells Fargo & Company | 252.38 Bn | 177.30 Bn | - | 27.89% |
| 10 | Banco Santander | 91.48 Bn | 102.63 Bn | - | - |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 32.45% |
| Sep 30, 2025 | 32.51% |
| Jun 30, 2025 | 36.26% |
| Mar 31, 2025 | 32.16% |
| Dec 31, 2024 | 108.24% |
| Sep 30, 2024 | 11.37% |
| Jun 30, 2024 | 31.43% |
| Mar 31, 2024 | 30.46% |
| Dec 31, 2023 | 26.95% |
| Sep 30, 2023 | 29.92% |
| Jun 30, 2023 | 27.66% |
| Mar 31, 2023 | 27.52% |
| Dec 31, 2022 | 6.69% |
| Sep 30, 2022 | 28.54% |
| Jun 30, 2022 | 29.22% |
| Mar 31, 2022 | 33.90% |
| Dec 31, 2021 | 8.26% |
| Sep 30, 2021 | 31.87% |
| Jun 30, 2021 | 33.72% |
| Mar 31, 2021 | 27.23% |