Richmond Mutual Bancorporation (RMBI) Interest Coverage Ratio (2018 - 2026)
Richmond Mutual Bancorporation's (RMBI) quarterly Interest Coverage Ratio came in at 1.07 in Q1 2026, up 2.89% YoY from 1.04 in Q1 2025, and down 2.04% on a QoQ basis from 1.09 in Q4 2025.
Richmond Mutual Bancorporation (RMBI) Interest Coverage Ratio (2018 - 2026) Analysis & Trends
Richmond Mutual Bancorporation (RMBI) has 9 years of Interest Coverage Ratio data on file, last reported at 1.07 in Q1 2026.
- Quarterly Interest Coverage Ratio rose 2.89% year-over-year to 1.07 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 4.44 (up 34.52% YoY) and the FY2025 annual result came in at 1.31, up 10.36% from the prior year.
- Interest Coverage Ratio slipped to 1.07 in Q1 2026, from 1.09 in the prior quarter.
- In the past five years, Interest Coverage Ratio ranged from a high of 3.3 in Q2 2022 to a low of 1.04 in Q2 2024.
- A 5-year average of 1.37 and a median of 1.09 in 2025 frame the typical range for Interest Coverage Ratio.
- Annual changes were most pronounced in 2022 — Interest Coverage Ratio slumped 62.85% — and 2023, when it surged 38.52%.
- Tracing RMBI's Interest Coverage Ratio over 5 years: stood at 2.29 in 2022, then slumped by 41.04% to 1.35 in 2023, then fell by 4.94% to 1.28 in 2024, then dropped by 14.78% to 1.09 in 2025, then declined by 2.04% to 1.07 in 2026.
- The last three Interest Coverage Ratio figures came in at 1.07 (Q1 2026), 1.09 (Q4 2025), and 1.09 (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 120.66 Bn | 84.46 Bn | - | - |
| 2 | Pnc Financial Services | 97.86 Bn | 97.86 Bn | - | 2.00 |
| 3 | Us Bancorp | 96.39 Bn | 96.39 Bn | - | 1.84 |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 74.92 Bn | -144.17 Bn | - | 0.27 |
| 6 | Deutsche Bank Aktiengesellschaft | 72.22 Bn | -81.10 Bn | - | 1.49 |
| 7 | Nu Holdings | 70.34 Bn | 56.66 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 61.75 Bn | 61.75 Bn | - | 1.77 |
| 9 | Fifth Third Bancorp | 49.88 Bn | 26.16 Bn | - | 1.90 |
| 10 | Richmond Mutual Bancorporation | 166.25 Mn | 131.53 Mn | - | 1.27 |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 1.06 |
| Mar 31, 2026 | 1.07 |
| Dec 31, 2025 | 1.09 |
| Sep 30, 2025 | 1.09 |
| Jun 30, 2025 | 1.05 |
| Mar 31, 2025 | 1.04 |
| Dec 31, 2024 | 1.28 |
| Sep 30, 2024 | 1.06 |
| Jun 30, 2024 | 1.04 |
| Mar 31, 2024 | 1.05 |
| Dec 31, 2023 | 1.35 |
| Sep 30, 2023 | 1.27 |
| Jun 30, 2023 | 1.46 |
| Mar 31, 2023 | 1.65 |
| Dec 31, 2022 | 2.29 |
| Sep 30, 2022 | 1.09 |
| Jun 30, 2022 | 3.30 |
| Mar 31, 2022 | 1.19 |
| Dec 31, 2021 | 2.73 |
| Sep 30, 2021 | 2.94 |