Richmond Mutual Bancorporation (RMBI) Interest Coverage Ratio (2018 - 2026)
Richmond Mutual Bancorporation's (RMBI) quarterly Interest Coverage Ratio came in at 1.27 in Q2 2026, down 0.85% on a YoY basis from 1.28 in Q2 2025, and down 5.47% quarter-over-quarter from 1.34 in Q1 2026.
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Analysis
Richmond Mutual Bancorporation (RMBI) Interest Coverage Ratio (2018 - 2026) Analysis & Trends
Richmond Mutual Bancorporation (RMBI) has reported Interest Coverage Ratio for 9 consecutive years, with 1.27 the latest figure, recorded in Q2 2026.
- For the quarter ending Q2 2026, Interest Coverage Ratio fell 0.85% year-over-year to 1.27; the trailing twelve-month figure through Jun 2026 stood at 1.36 (up 7.69% YoY), and the FY2025 full-year result was 1.32, up 5.15% from the prior year.
- Interest Coverage Ratio fell to 1.27 in Q2 2026 per RMBI's latest filing, from 1.34 in the prior quarter.
- Across five years, Interest Coverage Ratio topped out at 3.3 in Q2 2022 and bottomed at 1.22 in Q1 2025.
- Historically, Interest Coverage Ratio has averaged 1.63 across 5 years, with a median of 1.31 in 2025.
- The sharpest annual moves came in 2022 and 2023: Interest Coverage Ratio climbed 18.7% in 2022, then plunged 55.76% in 2023.
- Over 5 years, Interest Coverage Ratio stood at 2.05 in 2022, then sank by 39.81% to 1.24 in 2023, then rose by 2.94% to 1.27 in 2024, then gained by 9.87% to 1.4 in 2025, then declined by 9.03% to 1.27 in 2026.
- According to Business Quant data, Interest Coverage Ratio over the past three periods registered 1.27, 1.34, and 1.4 for Q2 2026, Q1 2026, and Q4 2025 respectively.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Banco Santander Chile | 424.88 Bn | 544.83 Bn | - | 0.09 |
| 2 | Truist Financial | 59.29 Bn | 59.29 Bn | - | 1.77 |
| 3 | Fifth Third Bancorp | 47.98 Bn | 24.26 Bn | - | 1.90 |
| 4 | M&T Bank | 32.82 Bn | 32.82 Bn | - | 2.28 |
| 5 | Huntington Bancshares | 32.08 Bn | 27.60 Bn | - | 1.67 |
| 6 | Citizens Financial | 28.34 Bn | 28.34 Bn | - | 1.83 |
| 7 | Regions Financial | 24.27 Bn | 24.34 Bn | - | 2.52 |
| 8 | Keycorp | 22.19 Bn | -25.51 Bn | - | 1.80 |
| 9 | First Citizens Bancshares | 21.93 Bn | 21.41 Bn | 29.00 Mn | -1.27 |
| 10 | Richmond Mutual Bancorporation | 165.87 Mn | 131.15 Mn | - | 1.27 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 1.27 |
| Mar 31, 2026 | 1.34 |
| Dec 31, 2025 | 1.40 |
| Sep 30, 2025 | 1.40 |
| Jun 30, 2025 | 1.28 |
| Mar 31, 2025 | 1.22 |
| Dec 31, 2024 | 1.27 |
| Sep 30, 2024 | 1.26 |
| Jun 30, 2024 | 1.23 |
| Mar 31, 2024 | 1.28 |
| Dec 31, 2023 | 1.24 |
| Sep 30, 2023 | 1.27 |
| Jun 30, 2023 | 1.46 |
| Mar 31, 2023 | 1.65 |
| Dec 31, 2022 | 2.05 |
| Sep 30, 2022 | 2.42 |
| Jun 30, 2022 | 3.30 |
| Mar 31, 2022 | 2.92 |
| Dec 31, 2021 | 2.68 |
| Sep 30, 2021 | 2.94 |
API Access
Richmond Mutual Bancorporation Interest Coverage Ratio API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=interest-coverage-ratio&ticker=RMBI&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "interest-coverage-ratio", "ticker": "RMBI", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=interest-coverage-ratio&ticker=RMBI&period=max&api_key=YOUR_API_KEY");
const data = await res.json();