Richmond Mutual Bancorporation (RMBI) Debt Ratio (2018 - 2026)
Richmond Mutual Bancorporation's (RMBI) quarterly Debt Ratio came in at 0.16 in Q2 2026, down 11.22% on a YoY basis from 0.18 in Q2 2025, and down 6.7% quarter-over-quarter from 0.17 in Q1 2026.
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Analysis
Richmond Mutual Bancorporation (RMBI) Debt Ratio (2018 - 2026) Analysis & Trends
Richmond Mutual Bancorporation (RMBI) has reported Debt Ratio for 9 consecutive years, with 0.16 the latest figure, recorded in Q2 2026.
- For the quarter ending Q2 2026, Debt Ratio fell 11.22% year-over-year to 0.16; the trailing twelve-month figure through Jun 2026 stood at 0.16 (down 11.22% YoY), and the FY2025 full-year result was 0.16, down 10.68% from the prior year.
- Debt Ratio eased to 0.16 in Q2 2026 per RMBI's latest filing, from 0.17 in the prior quarter.
- Across five years, Debt Ratio topped out at 0.19 in Q4 2023 and bottomed at 0.13 in Q1 2023.
- Historically, Debt Ratio has averaged 0.16 across 5 years, with a median of 0.17 in 2023.
- The sharpest annual moves came in 2023 and 2026: Debt Ratio soared 36.85% in 2023, then decreased 11.22% in 2026.
- Over 5 years, Debt Ratio stood at 0.14 in 2022, then jumped by 36.85% to 0.19 in 2023, then dropped by 5.06% to 0.18 in 2024, then declined by 10.68% to 0.16 in 2025, then retreated by 0.05% to 0.16 in 2026.
- According to Business Quant data, Debt Ratio over the past three periods registered 0.16, 0.17, and 0.16 for Q2 2026, Q1 2026, and Q4 2025 respectively.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Debt Ratio (Qtr) |
|---|---|---|---|---|---|
| 1 | Banco Santander Chile | 424.88 Bn | 544.83 Bn | - | 0.01 |
| 2 | Truist Financial | 59.29 Bn | 59.29 Bn | - | 0.17 |
| 3 | Fifth Third Bancorp | 47.98 Bn | 24.26 Bn | - | 0.09 |
| 4 | M&T Bank | 32.82 Bn | 32.82 Bn | - | 0.10 |
| 5 | Huntington Bancshares | 32.08 Bn | 27.60 Bn | - | 0.09 |
| 6 | Citizens Financial | 28.34 Bn | 28.34 Bn | - | 0.07 |
| 7 | Regions Financial | 24.27 Bn | 24.34 Bn | - | 0.07 |
| 8 | Keycorp | 22.19 Bn | -25.51 Bn | - | 0.08 |
| 9 | First Citizens Bancshares | 21.93 Bn | 21.41 Bn | 29.00 Mn | 0.14 |
| 10 | Richmond Mutual Bancorporation | 165.87 Mn | 131.15 Mn | - | 0.16 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 0.16 |
| Mar 31, 2026 | 0.17 |
| Dec 31, 2025 | 0.16 |
| Sep 30, 2025 | 0.17 |
| Jun 30, 2025 | 0.18 |
| Mar 31, 2025 | 0.18 |
| Dec 31, 2024 | 0.18 |
| Sep 30, 2024 | 0.17 |
| Jun 30, 2024 | 0.17 |
| Mar 31, 2024 | 0.18 |
| Dec 31, 2023 | 0.19 |
| Sep 30, 2023 | 0.17 |
| Jun 30, 2023 | 0.16 |
| Mar 31, 2023 | 0.13 |
| Dec 31, 2022 | 0.14 |
| Sep 30, 2022 | 0.15 |
| Jun 30, 2022 | 0.14 |
| Mar 31, 2022 | 0.14 |
| Dec 31, 2021 | 0.14 |
| Sep 30, 2021 | 0.16 |
API Access
Richmond Mutual Bancorporation Debt Ratio API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=debt-ratio&ticker=RMBI&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "debt-ratio", "ticker": "RMBI", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=debt-ratio&ticker=RMBI&period=max&api_key=YOUR_API_KEY");
const data = await res.json();