Regional Management (RM) Debt to Equity (2011 - 2025)
Regional Management (RM) posted quarterly Debt to Equity of $0.6 for Q4 2025, down 54.2% YoY from $1.31 in Q4 2024, and down 54.2% sequentially from $1.31 in Q4 2024.
Regional Management (RM) Debt to Equity (2011 - 2025) Analysis & Trends
Regional Management has disclosed Debt to Equity across 9 years of filings, most recently posting $0.6 for Q4 2025.
- In Q4 2025, Debt to Equity fell 54.2% year-over-year to $0.6; the TTM figure through Dec 2025 stood at $0.6 (down 54.2% YoY), while the FY2025 annual figure was $0.6, down 54.2% from the prior year.
- Debt to Equity eased to $0.6 in Q4 2025, from $1.31 in the prior quarter.
- Over the last five years, Debt to Equity for RM reached as high as $1.37 in Q4 2023 and fell as low as $0.1 in Q4 2022.
- The 5-year median for Debt to Equity is $0.6 (2025), against an average of $0.73.
- Annual changes were most pronounced in 2022 — Debt to Equity sank 60.54% — and 2023, when it surged 1213.52%.
- A 5-year view of Debt to Equity shows it stood at $0.26 in 2021, then slumped by 60.54% to $0.1 in 2022, then surged by 1213.52% to $1.37 in 2023, then declined by 4.57% to $1.31 in 2024, then slumped by 54.2% to $0.6 in 2025.
- According to Business Quant data, Debt to Equity over the past three periods registered $0.6, $1.31, and $1.37 for Q4 2025, Q4 2024, and Q4 2023 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Debt/Equity (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - | 0.67 |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - | 2.82 |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn | 0.05 |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn | 0.47 |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn | 0.64 |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn | - |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn | 0.26 |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn | 3.39 |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn | 5.33 |
| 10 | Regional Management | 64.34 Mn | 59.48 Mn | 163.11 Mn | - |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 0.60 |
| Dec 31, 2024 | 1.31 |
| Dec 31, 2023 | 1.37 |
| Dec 31, 2022 | 0.10 |
| Dec 31, 2021 | 0.26 |
| Dec 31, 2020 | 0.36 |
| Mar 31, 2013 | 1.97 |
| Dec 31, 2012 | 2.24 |
| Sep 30, 2012 | 2.09 |
| Jun 30, 2012 | 1.82 |
| Mar 31, 2012 | 0.92 |
| Dec 31, 2011 | 0.49 |