Regional Management (RM) Debt to Equity (2011 - 2025)

Regional Management (RM) posted quarterly Debt to Equity of $0.6 for Q4 2025, down 54.2% YoY from $1.31 in Q4 2024, and down 54.2% sequentially from $1.31 in Q4 2024.

Regional Management (RM) Debt to Equity (2011 - 2025) Analysis & Trends

Regional Management has disclosed Debt to Equity across 9 years of filings, most recently posting $0.6 for Q4 2025.

  • In Q4 2025, Debt to Equity fell 54.2% year-over-year to $0.6; the TTM figure through Dec 2025 stood at $0.6 (down 54.2% YoY), while the FY2025 annual figure was $0.6, down 54.2% from the prior year.
  • Debt to Equity eased to $0.6 in Q4 2025, from $1.31 in the prior quarter.
  • Over the last five years, Debt to Equity for RM reached as high as $1.37 in Q4 2023 and fell as low as $0.1 in Q4 2022.
  • The 5-year median for Debt to Equity is $0.6 (2025), against an average of $0.73.
  • Annual changes were most pronounced in 2022 — Debt to Equity sank 60.54% — and 2023, when it surged 1213.52%.
  • A 5-year view of Debt to Equity shows it stood at $0.26 in 2021, then slumped by 60.54% to $0.1 in 2022, then surged by 1213.52% to $1.37 in 2023, then declined by 4.57% to $1.31 in 2024, then slumped by 54.2% to $0.6 in 2025.
  • According to Business Quant data, Debt to Equity over the past three periods registered $0.6, $1.31, and $1.37 for Q4 2025, Q4 2024, and Q4 2023 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Debt/Equity (Qtr)
1 Visa 587.74 Bn 575.34 Bn - 0.67
2 Mastercard 465.55 Bn 455.34 Bn - 2.82
3 American Express 238.39 Bn 184.35 Bn 17.43 Bn 0.05
4 PayPal Holdings 40.24 Bn 30.89 Bn 7.84 Bn 0.47
5 Affirm Holdings 28.27 Bn 26.55 Bn 261.64 Mn 0.64
6 SoFi Technologies 23.54 Bn 20.13 Bn 929.25 Mn -
7 Ally Financial 14.34 Bn 13.89 Bn 1.98 Bn 0.26
8 Credit Acceptance 7.51 Bn 7.49 Bn 562.70 Mn 3.39
9 FinVolution 6.22 Bn 4.97 Bn 311.24 Mn 5.33
10 Regional Management 64.34 Mn 59.48 Mn 163.11 Mn -

Historic Data

Download Data
DateValue
Dec 31, 2025 0.60
Dec 31, 2024 1.31
Dec 31, 2023 1.37
Dec 31, 2022 0.10
Dec 31, 2021 0.26
Dec 31, 2020 0.36
Mar 31, 2013 1.97
Dec 31, 2012 2.24
Sep 30, 2012 2.09
Jun 30, 2012 1.82
Mar 31, 2012 0.92
Dec 31, 2011 0.49