Regional Management (RM) Debt to Equity (2011 - 2025)
Regional Management (RM) reported Debt to Equity of $0.6 for Q4 2025, down 54.2% year-over-year from $1.31 in Q4 2024, and down 54.2% quarter-over-quarter from $1.31 in Q4 2024.
Regional Management (RM) Debt to Equity (2011 - 2025) Analysis & Trends
Regional Management (RM) has 9 years of Debt to Equity data on file, last reported at $0.6 in Q4 2025.
- Debt to Equity for Q4 2025 came in at $0.6, down 54.2% year-over-year; the trailing twelve-month figure through Dec 2025 was $0.6 (down 54.2% YoY), and the FY2025 annual result was $0.6, down 54.2% from the prior year.
- Debt to Equity retreated to $0.6 in Q4 2025 per RM's latest filing, from $1.31 in the prior quarter.
- Over five years, Debt to Equity peaked at $1.37 in Q4 2023 and troughed at $0.1 in Q4 2022.
- A 5-year average of $0.73 and a median of $0.6 in 2025 frame the typical range for Debt to Equity.
- The sharpest annual moves came in 2022 and 2023: Debt to Equity tumbled 60.54% in 2022, then surged 1213.52% in 2023.
- A 5-year view of Debt to Equity shows it stood at $0.26 in 2021, then plunged by 60.54% to $0.1 in 2022, then surged by 1213.52% to $1.37 in 2023, then declined by 4.57% to $1.31 in 2024, then plunged by 54.2% to $0.6 in 2025.
- Business Quant data shows RM's Debt to Equity at $0.6 in Q4 2025, $1.31 in Q4 2024, and $1.37 in Q4 2023.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Debt/Equity (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 541.66 Bn | 529.25 Bn | - | 0.67 |
| 2 | Mastercard | 437.55 Bn | 427.34 Bn | - | 2.82 |
| 3 | American Express | 212.80 Bn | 158.76 Bn | 17.43 Bn | 0.05 |
| 4 | Capital One Financial | 112.47 Bn | 35.97 Bn | - | 0.34 |
| 5 | PayPal Holdings | 37.70 Bn | 28.36 Bn | 7.84 Bn | 0.47 |
| 6 | Synchrony Financial | 24.26 Bn | 3.70 Bn | - | 0.46 |
| 7 | Affirm Holdings | 21.24 Bn | 19.51 Bn | 261.64 Mn | 0.64 |
| 8 | SoFi Technologies | 20.46 Bn | 17.06 Bn | 929.25 Mn | - |
| 9 | Ally Financial | 13.30 Bn | 12.86 Bn | 1.98 Bn | 0.26 |
| 10 | Regional Management | 329.23 Mn | 324.37 Mn | 163.11 Mn | - |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 0.60 |
| Dec 31, 2024 | 1.31 |
| Dec 31, 2023 | 1.37 |
| Dec 31, 2022 | 0.10 |
| Dec 31, 2021 | 0.26 |
| Dec 31, 2020 | 0.36 |
| Mar 31, 2013 | 1.97 |
| Dec 31, 2012 | 2.24 |
| Sep 30, 2012 | 2.09 |
| Jun 30, 2012 | 1.82 |
| Mar 31, 2012 | 0.92 |
| Dec 31, 2011 | 0.49 |