Republic Bancorp (RBCAA) Interest Coverage Ratio (2010 - 2026)
Republic Bancorp's (RBCAA) quarterly Interest Coverage Ratio came in at 2.52 in Q2 2026, down 32.98% year-over-year from 3.77 in Q2 2025, and down 24.05% quarter-over-quarter from 2.04 in Q1 2026.
Analysis
Republic Bancorp (RBCAA) Interest Coverage Ratio (2010 - 2026) Analysis & Trends
Republic Bancorp has disclosed Interest Coverage Ratio across 17 years of filings, most recently posting 2.52 for Q2 2026.
- In Q2 2026, Interest Coverage Ratio fell 32.98% year-over-year to 2.52; the TTM figure through Jun 2026 stood at 2.23 (down 25.18% YoY), while the FY2025 annual figure was 2.02, down 24.29% from the prior year.
- Interest Coverage Ratio came in at 2.52 for Q2 2026 at Republic Bancorp, down from 2.04 in the prior quarter.
- In the past five years, Interest Coverage Ratio ranged from a high of 1.67 in Q1 2023 to a low of 47.64 in Q1 2022.
- Average Interest Coverage Ratio over 5 years is 7.87, with a median of 2.04 recorded in 2023.
- Year-over-year, Interest Coverage Ratio plunged 136.39% in 2022 and soared 89.94% in 2023.
- Over 5 years, Interest Coverage Ratio stood at 13.44 in 2022, then soared by 84.77% to 2.05 in 2023, then rose by 0.95% to 2.03 in 2024, then fell by 18.96% to 2.41 in 2025, then slipped by 4.68% to 2.52 in 2026.
- Per Business Quant data, the three most recent Interest Coverage Ratio figures were 2.52 in Q2 2026, 2.04 in Q1 2026, and 2.41 in Q4 2025.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Banco Santander Chile | 948.96 Bn | 948.96 Bn | - | 0.09 |
| 2 | Truist Financial | 61.64 Bn | 61.64 Bn | - | 1.77 |
| 3 | Fifth Third Bancorp | 49.62 Bn | 25.89 Bn | - | 1.90 |
| 4 | M&T Bank | 34.88 Bn | 34.88 Bn | - | 2.28 |
| 5 | Huntington Bancshares | 33.82 Bn | 29.29 Bn | - | 1.67 |
| 6 | Citizens Financial | 29.46 Bn | 29.46 Bn | - | 1.83 |
| 7 | Regions Financial | 25.57 Bn | 25.57 Bn | - | 2.52 |
| 8 | First Citizens Bancshares | 25.00 Bn | 24.48 Bn | 29.00 Mn | -1.27 |
| 9 | Keycorp | 23.27 Bn | -24.42 Bn | - | 1.80 |
| 10 | Republic Bancorp | 1.92 Bn | 1.48 Bn | 971,000.00 | -2.52 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | -2.52 |
| Mar 31, 2026 | -2.04 |
| Dec 31, 2025 | -2.41 |
| Sep 30, 2025 | -2.01 |
| Jun 30, 2025 | -1.90 |
| Mar 31, 2025 | -1.68 |
| Dec 31, 2024 | -2.03 |
| Sep 30, 2024 | -1.55 |
| Jun 30, 2024 | -1.66 |
| Mar 31, 2024 | -1.25 |
| Dec 31, 2023 | -2.05 |
| Sep 30, 2023 | -2.23 |
| Jun 30, 2023 | -3.41 |
| Mar 14, 2023 | 1.67 |
| Dec 31, 2022 | -13.44 |
| Sep 30, 2022 | -22.13 |
| Jun 30, 2022 | -33.43 |
| Mar 31, 2022 | -47.64 |
| Dec 31, 2021 | -63.73 |
| Sep 30, 2021 | -31.64 |