Q2 Holdings (QTWO) FCF Margin (2013 - 2026)
Q2 Holdings' (QTWO) quarterly FCF Margin came in at 24.47% in Q2 2026, up 243.0% year-over-year from 7.13% in Q2 2025, and up 6.54% quarter-over-quarter from 22.97% in Q1 2026.
Analysis
Q2 Holdings (QTWO) FCF Margin (2013 - 2026) Analysis & Trends
Q2 Holdings has disclosed FCF Margin across 14 years of filings, most recently posting 24.47% for Q2 2026.
- In Q2 2026, FCF Margin rose 243.0% year-over-year to 24.47%; the TTM figure through Jun 2026 stood at 23.88% (up 269.0% YoY), while the FY2025 annual figure was 22.67%, up 639.0% from the prior year.
- FCF Margin came in at 24.47% for Q2 2026 at Q2 Holdings, up from 22.97% in the prior quarter.
- In the past five years, FCF Margin ranged from a high of 28.14% in Q4 2025 to a low of 10.34% in Q2 2022.
- Average FCF Margin over 5 years is 13.42%, with a median of 19.45% recorded in 2025.
- Year-over-year, FCF Margin plunged 1295 bps in 2022 and jumped 1587 bps in 2025.
- Over 5 years, FCF Margin stood at 27.72% in 2022, then tumbled by 31 bps to 19.08% in 2023, then grew by 10 bps to 20.92% in 2024, then surged by 35 bps to 28.14% in 2025, then fell by 13 bps to 24.47% in 2026.
- Per Business Quant data, the three most recent FCF Margin figures were 24.47% in Q2 2026, 22.97% in Q1 2026, and 28.14% in Q4 2025.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Chime Financial | 12.78 Bn | 11.72 Bn | 594.87 Mn | -179.53% |
| 2 | Jack Henry & Associates | 11.61 Bn | 11.60 Bn | 273.85 Mn | 40.13% |
| 3 | Dave | 4.36 Bn | 4.10 Bn | 159.27 Mn | 38.60% |
| 4 | Q2 Holdings | 3.87 Bn | 3.77 Bn | 130.20 Mn | 24.47% |
| 5 | nCino | 2.43 Bn | 2.36 Bn | 100.77 Mn | - |
| 6 | Alkami Technology | 2.11 Bn | 2.02 Bn | 73.81 Mn | 15.51% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 24.47% |
| Mar 31, 2026 | 22.97% |
| Dec 31, 2025 | 28.14% |
| Sep 30, 2025 | 19.81% |
| Jun 30, 2025 | 22.04% |
| Mar 31, 2025 | 20.35% |
| Dec 31, 2024 | 20.92% |
| Sep 30, 2024 | 21.42% |
| Jun 30, 2024 | 17.47% |
| Mar 31, 2024 | 4.49% |
| Dec 31, 2023 | 19.08% |
| Sep 30, 2023 | 6.81% |
| Jun 30, 2023 | 3.88% |
| Mar 31, 2023 | -1.41% |
| Dec 31, 2022 | 27.72% |
| Sep 30, 2022 | 0.23% |
| Jun 30, 2022 | -10.34% |
| Mar 31, 2022 | -6.56% |
| Dec 31, 2021 | 27.13% |
| Sep 30, 2021 | -12.68% |