Plumas Bancorp (PLBC) Interest Coverage Ratio (2010 - 2025)

Plumas Bancorp's (PLBC) quarterly Interest Coverage Ratio came in at 3.94 in Q4 2025, up 335.88% year-on-year from 0.9 in Q4 2024, and up 57.83% quarter-over-quarter from 2.5 in Q3 2025.

Plumas Bancorp (PLBC) Interest Coverage Ratio (2010 - 2025) Analysis & Trends

Plumas Bancorp's Interest Coverage Ratio history runs 16 years deep, the most recent figure standing at 3.94 for Q4 2025.

  • On a quarterly basis, Interest Coverage Ratio rose 335.88% year-over-year to 3.94 in Q4 2025; TTM through Dec 2025 was 30.11, a 238.3% increase from a year earlier, with the FY2025 full-year figure at 2.5, down 110.92% from the prior year.
  • Interest Coverage Ratio improved to 3.94 in Q4 2025 per PLBC's latest filing, from 2.5 in the prior quarter.
  • Across five years, Interest Coverage Ratio topped out at 30.21 in Q4 2022 and bottomed at 8.33 in Q4 2021.
  • The 5-year median for Interest Coverage Ratio is 1.26 (2024), against an average of 2.27.
  • Across the five-year window, Interest Coverage Ratio tumbled 134.06% in 2021 and soared 462.85% in 2022, its largest moves.
  • Year by year, Interest Coverage Ratio stood at 8.33 in 2021, then jumped by 462.85% to 30.21 in 2022, then sank by 117.3% to 5.23 in 2023, then jumped by 68.05% to 1.67 in 2024, then surged by 335.88% to 3.94 in 2025.
  • Per Business Quant, the three latest PLBC Interest Coverage Ratio figures stand at 3.94 (Q4 2025), 2.5 (Q3 2025), and 1.27 (Q2 2025).

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Interest Cover (Qtr)
1 KB Financial 43,124.21 Bn 43,125.44 Bn -775,612.08 7,084.59
2 Shinhan Financial 33,971.34 Bn 33,973.00 Bn - -0.53
3 Bank Of Chile 4,105.33 Bn 4,105.33 Bn 167,623.00 -22.98
4 NatWest 768.74 Bn 572.78 Bn 1.79 Bn -
5 Mizuho Financial 385.64 Bn 389.59 Bn - 1.66
6 Lloyds Banking 358.14 Bn 358.14 Bn - -
7 First Capital 200.03 Bn 199.69 Bn - 1.27
8 Landmark Bancorp 187.97 Bn 187.94 Bn - 2.19
9 Pnc Financial Services 100.96 Bn 101.01 Bn - 1.86
10 Plumas Bancorp 422.12 Mn 340.72 Mn - 3.94

Historic Data

Download Data
DateValue
Dec 31, 2025 3.94
Sep 30, 2025 2.50
Jun 30, 2025 1.27
Mar 31, 2025 1.31
Dec 31, 2024 -1.67
Sep 30, 2024 1.41
Jun 30, 2024 1.26
Mar 31, 2024 1.24
Dec 31, 2023 -5.23
Sep 30, 2023 1.14
Jun 30, 2023 1.16
Mar 31, 2023 1.21
Dec 31, 2022 30.21
Sep 30, 2022 1.16
Jun 30, 2022 1.20
Mar 31, 2022 1.35
Dec 31, 2021 -8.33
Sep 30, 2021 4.04
Jun 30, 2021 2.86
Mar 31, 2021 3.29