Plumas Bancorp (PLBC) Interest Coverage Ratio (2010 - 2026)
Plumas Bancorp's (PLBC) Interest Coverage Ratio stood at 4.14 in Q2 2026, down 8.9% from 4.54 a year earlier but up 0.5% from the prior quarter.
Plumas Bancorp (PLBC) Interest Coverage Ratio (2010 - 2026) Analysis & Trends
On a TTM basis, Plumas Bancorp's Interest Coverage Ratio came in at 3.66 as of Jun 30, 2026, down 28.0% year-over-year; for FY2025, it came in at 3.85, down 17.5% from FY2024.
- Annual Interest Coverage Ratio has declined for three straight years.
- Across earlier years, Interest Coverage Ratio came in at 4.67 in FY2024 (-50.2%), 9.38 in FY2023 (-68.3%), 29.56 in FY2022 (+13.4%) and 26.08 in FY2021 (+51.2%).
- Quarterly Interest Coverage Ratio has ranged from 2.50 in Q3 2025 to 34.81 in Q3 2022 over the past five years.
- On a year-over-year basis, Interest Coverage Ratio has declined for four consecutive quarters, with an average decline of 16.9% over the last eight quarters.
- Peak year-over-year performance for Interest Coverage Ratio in the last five years was growth of 46.4% in Q3 2021, against a decline of 78.2% in Q4 2023 at the low end.
- Per Business Quant, the preceding three quarters came in at 4.12 (Q1 2026), 3.94 (Q4 2025) and 2.50 (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 879.54 Bn | 909.01 Bn | - | 2.10 |
| 2 | Banco Santander Chile | 418.48 Bn | 538.42 Bn | - | -2.12 |
| 3 | Bank Of America | 381.92 Bn | -1,994.15 Bn | - | 1.65 |
| 4 | Hsbc Holdings | 341.10 Bn | 341.15 Bn | - | - |
| 5 | Morgan Stanley | 295.71 Bn | -213.38 Bn | - | 1.56 |
| 6 | Royal Bank Of Canada | 275.38 Bn | 126.13 Bn | - | 1.43 |
| 7 | Mitsubishi Ufj Financial | 273.79 Bn | -1,314.70 Bn | 10.89 Bn | 0.56 |
| 8 | Goldman Sachs | 262.78 Bn | -3,294.34 Bn | - | 1.47 |
| 9 | Wells Fargo & Company | 242.61 Bn | 244.75 Bn | - | 1.73 |
| 10 | Plumas Bancorp | 426.59 Mn | 60.27 Mn | - | 4.14 |
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 4.14 |
| Mar 31, 2026 | 4.12 |
| Dec 31, 2025 | 3.94 |
| Sep 30, 2025 | 2.50 |
| Jun 30, 2025 | 4.54 |
| Mar 31, 2025 | 5.89 |
| Dec 31, 2024 | 5.60 |
| Sep 30, 2024 | 4.57 |
| Jun 30, 2024 | 4.37 |
| Mar 31, 2024 | 4.26 |
| Dec 31, 2023 | 6.41 |
| Sep 30, 2023 | 9.30 |
| Jun 30, 2023 | 10.08 |
| Mar 31, 2023 | 17.18 |
| Dec 31, 2022 | 29.43 |
| Sep 30, 2022 | 34.81 |
| Jun 30, 2022 | 27.50 |
| Mar 31, 2022 | 26.64 |
| Dec 31, 2021 | 24.86 |
| Sep 30, 2021 | 28.27 |
Plumas Bancorp Interest Coverage Ratio API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=interest-coverage-ratio&ticker=PLBC&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "interest-coverage-ratio", "ticker": "PLBC", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=interest-coverage-ratio&ticker=PLBC&period=max&api_key=YOUR_API_KEY");
const data = await res.json();