Pagaya Technologies (PGY) Return on Assets [ROA] (2024 - 2026)
Pagaya Technologies' Return on Assets [ROA] was 8.02% in Q3 2026, up 23.07 percentage points from -15.05% a year earlier and up 0.91 percentage points from the prior quarter.
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Analysis
Pagaya Technologies (PGY) Return on Assets [ROA] (2024 - 2026) Analysis & Trends
For FY2025, Return on Assets [ROA] at Pagaya Technologies came in at 5.03%, up 40.70 percentage points from FY2024.
- Return on Assets [ROA] shows a three-year change of +40.84 percentage points (FY2022 to FY2025).
- In earlier years, Return on Assets [ROA] was -35.66% in FY2024 (-18.20 pp), -17.46% in FY2023 (+18.34 pp) and -35.81% in FY2022.
- The Q3 2026 figure marks the highest quarterly Return on Assets [ROA] in data going back to Q1 2024.
- Compared with a year earlier, Return on Assets [ROA] has increased for four straight quarters, with an average year-over-year change of +13.70 percentage points over the last seven quarters.
- Per Business Quant data, PGY's Return on Assets [ROA] in the three quarters before Q3 2026 was 7.11% (Q2 2026), 5.82% (Q1 2026) and 4.76% (Q4 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | ROA (Qtr) |
|---|---|---|---|---|---|
| 1 | Block | 51.56 Bn | 23.34 Bn | 3.24 Bn | 1.14% |
| 2 | PayPal Holdings | 50.29 Bn | 8.99 Bn | - | 5.75% |
| 3 | Coinbase Global | 35.53 Bn | -4.11 Bn | - | -2.61% |
| 4 | Fiserv | 33.43 Bn | 30.64 Bn | 2.76 Bn | -5.11% |
| 5 | Corpay | 29.86 Bn | 18.68 Bn | - | 4.45% |
| 6 | Global Payments | 25.78 Bn | 604.58 Mn | 2.01 Bn | -1.94% |
| 7 | Guidewire Software | 13.57 Bn | 10.14 Bn | 269.68 Mn | 5.45% |
| 8 | Jack Henry & Associates | 12.44 Bn | 12.35 Bn | 273.85 Mn | 16.23% |
| 9 | Chime Financial | 11.95 Bn | 7.64 Bn | 646.07 Mn | 3.82% |
| 10 | Pagaya Technologies | 1.47 Bn | 418.52 Mn | 174.79 Mn | 8.02% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 8.02% |
| Jun 30, 2026 | 7.11% |
| Mar 31, 2026 | 5.82% |
| Dec 31, 2025 | 4.76% |
| Sep 30, 2025 | -15.05% |
| Jun 30, 2025 | -23.33% |
| Mar 31, 2025 | -32.03% |
| Dec 31, 2024 | -33.49% |
| Sep 30, 2024 | -14.78% |
| Jun 30, 2024 | -12.28% |
| Mar 31, 2024 | -9.64% |
API Access
Pagaya Technologies Return on Assets [ROA] API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=return-on-assets-%5Broa%5D&ticker=PGY&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "return-on-assets-[roa]", "ticker": "PGY", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=return-on-assets-%5Broa%5D&ticker=PGY&period=max&api_key=YOUR_API_KEY");
const data = await res.json();