PayPal Holdings (PYPL) Return on Assets [ROA] (2015 - 2026)
PayPal Holdings (PYPL) reported Return on Assets [ROA] of 5.75% for Q3 2026, down 0.41 percentage points from 6.16% a year earlier and down 0.25 percentage points from the prior quarter.
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Analysis
PayPal Holdings (PYPL) Return on Assets [ROA] (2015 - 2026) Analysis & Trends
For FY2025, PayPal Holdings posted Return on Assets [ROA] of 6.59%, up 1.43 percentage points from FY2024.
- Return on Assets [ROA] has a five-year change of -0.32 percentage points (FY2020 to FY2025).
- By year, Return on Assets [ROA] came in at 5.16% in FY2024 (-0.13 pp), 5.28% in FY2023 (+2.15 pp), 3.13% in FY2022 (-2.57 pp) and 5.70% in FY2021 (-1.20 pp).
- The Q3 2026 figure ranks as the lowest quarterly Return on Assets [ROA] since Q1 2025.
- Year over year, Return on Assets [ROA] gained in six of the last eight quarters, with an average year-over-year change of +0.43 percentage points.
- The high point for year-over-year Return on Assets [ROA] in five years was Q2 2023 (a gain of 2.69 percentage points); the low point was Q2 2022 (a drop of 3.98 percentage points).
- Per Business Quant data, the three quarters before Q3 2026 came in at 6.00% (Q2 2026), 6.30% (Q1 2026) and 6.54% (Q4 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | ROA (Qtr) |
|---|---|---|---|---|---|
| 1 | Block | 50.48 Bn | 22.26 Bn | 3.24 Bn | 1.14% |
| 2 | PayPal Holdings | 49.98 Bn | 8.68 Bn | - | 5.75% |
| 3 | Coinbase Global | 35.58 Bn | -4.06 Bn | - | -2.61% |
| 4 | Fiserv | 33.13 Bn | 29.81 Bn | 2.90 Bn | 3.49% |
| 5 | Corpay | 29.68 Bn | 19.56 Bn | - | 4.19% |
| 6 | Global Payments | 25.91 Bn | 3.70 Bn | 2.03 Bn | -1.33% |
| 7 | Guidewire Software | 14.09 Bn | 10.65 Bn | 269.68 Mn | 5.45% |
| 8 | Jack Henry & Associates | 12.97 Bn | 12.87 Bn | 273.85 Mn | 16.23% |
| 9 | Chime Financial | 11.46 Bn | 7.25 Bn | 594.87 Mn | -0.92% |
| 10 | Bitmine Immersion Technologies | 10.41 Bn | 7.79 Bn | 40.81 Mn | -81.35% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 5.75% |
| Jun 30, 2026 | 6.00% |
| Mar 31, 2026 | 6.30% |
| Dec 31, 2025 | 6.54% |
| Sep 30, 2025 | 6.16% |
| Jun 30, 2025 | 5.81% |
| Mar 31, 2025 | 5.68% |
| Dec 31, 2024 | 5.11% |
| Sep 30, 2024 | 5.29% |
| Jun 30, 2024 | 5.30% |
| Mar 31, 2024 | 5.24% |
| Dec 31, 2023 | 5.35% |
| Sep 30, 2023 | 4.99% |
| Jun 30, 2023 | 5.37% |
| Mar 31, 2023 | 3.47% |
| Dec 31, 2022 | 3.12% |
| Sep 30, 2022 | 2.98% |
| Jun 30, 2022 | 2.68% |
| Mar 31, 2022 | 4.72% |
| Dec 31, 2021 | 5.55% |
API Access
PayPal Holdings Return on Assets [ROA] API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=return-on-assets-%5Broa%5D&ticker=PYPL&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "return-on-assets-[roa]", "ticker": "PYPL", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=return-on-assets-%5Broa%5D&ticker=PYPL&period=max&api_key=YOUR_API_KEY");
const data = await res.json();