PennyMac Financial Services (PFSI) Times Interest Earned (2017 - 2026)
PennyMac Financial Services (PFSI) reported Times Interest Earned of $0.33 for Q1 2026, down 26.49% year-over-year from $0.46 in Q1 2025, and down 94.56% quarter-over-quarter from $6.15 in Q4 2025.
PennyMac Financial Services (PFSI) Times Interest Earned (2017 - 2026) Analysis & Trends
PennyMac Financial Services (PFSI) has 10 years of Times Interest Earned data on file, last reported at $0.33 in Q1 2026.
- Times Interest Earned for Q1 2026 came in at $0.33, down 26.49% year-over-year; the trailing twelve-month figure through Mar 2026 was $1.36 (up 376.61% YoY), and the FY2025 annual result was $0.12, up 17.29% from the prior year.
- Times Interest Earned fell to $0.33 in Q1 2026 per PFSI's latest filing, from $6.15 in the prior quarter.
- Over five years, Times Interest Earned peaked at $16.35 in Q4 2022 and troughed at -$3.56 in Q3 2022.
- A 5-year average of $1.43 and a median of $0.38 in 2023 frame the typical range for Times Interest Earned.
- The sharpest annual moves came in 2022 and 2025: Times Interest Earned jumped 575.11% in 2022, then plunged 497.9% in 2025.
- A 5-year view of Times Interest Earned shows it stood at $16.35 in 2022, then sank by 65.08% to $5.71 in 2023, then tumbled by 126.45% to -$1.51 in 2024, then jumped by 507.61% to $6.15 in 2025, then slumped by 94.56% to $0.33 in 2026.
- Business Quant data shows PFSI's Times Interest Earned at $0.33 in Q1 2026, $6.15 in Q4 2025, and -$1.62 in Q3 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Times Interest Earned (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 34.85 Bn | 32.16 Bn | - | 2.15 |
| 2 | PennyMac Financial Services | 4.14 Bn | 3.65 Bn | 523.89 Mn | 0.33 |
| 3 | Walker & Dunlop | 1.73 Bn | 1.55 Bn | - | 2.74 |
| 4 | UWM Holdings | 743.45 Mn | 1.57 Bn | - | 2.26 |
| 5 | Velocity Financial | 668.42 Mn | 583.96 Mn | - | 1.34 |
| 6 | CNFinance Holdings | 591.78 Mn | 542.97 Mn | - | - |
| 7 | Better Home & Finance Holding | 419.52 Mn | 349.24 Mn | - | -7.89 |
| 8 | Onity | 306.24 Mn | 306.24 Mn | - | 1.10 |
| 9 | loanDepot | 209.70 Mn | -4.79 Mn | - | -0.28 |
| 10 | Greystone Housing Impact Investors | 120.06 Mn | 120.06 Mn | - | - |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 0.33 |
| Dec 31, 2025 | 6.15 |
| Sep 30, 2025 | -1.62 |
| Jun 30, 2025 | 0.27 |
| Mar 31, 2025 | 0.46 |
| Dec 31, 2024 | -1.51 |
| Sep 30, 2024 | 0.41 |
| Jun 30, 2024 | -1.26 |
| Mar 31, 2024 | -1.58 |
| Dec 31, 2023 | 5.71 |
| Sep 30, 2023 | 0.78 |
| Jun 30, 2023 | 0.38 |
| Mar 31, 2023 | -2.02 |
| Dec 31, 2022 | 16.35 |
| Sep 30, 2022 | -3.56 |
| Jun 30, 2022 | 2.31 |
| Mar 31, 2022 | 2.74 |
| Dec 31, 2021 | 2.42 |
| Sep 30, 2021 | 3.62 |
| Jun 30, 2021 | -4.59 |