PennyMac Financial Services (PFSI) Times Interest Earned (2017 - 2026)
PennyMac Financial Services' (PFSI) quarterly Times Interest Earned came in at $0.34 in Q1 2026, down 26.36% year-on-year from $0.46 in Q1 2025, and up 121.63% on a QoQ basis from -$1.55 in Q4 2025.
PennyMac Financial Services (PFSI) Times Interest Earned (2017 - 2026) Analysis & Trends
PennyMac Financial Services (PFSI) has 10 years of Times Interest Earned data on file, last reported at $0.34 in Q1 2026.
- On a quarterly basis, Times Interest Earned fell 26.36% year-over-year to $0.34 in Q1 2026; TTM through Mar 2026 was -$0.48, a 1135.71% decrease from a year earlier, with the FY2025 full-year figure at -$1.58, down 9.24% from the prior year.
- Times Interest Earned for Q1 2026 stood at $0.34, up from -$1.55 in the prior quarter.
- Over the last five years, Times Interest Earned for PFSI reached as high as $16.35 in Q4 2022 and fell as low as -$8.48 in Q4 2023.
- Historically, Times Interest Earned has averaged -$0.15 across 5 years, with a median of $0.24 in 2024.
- Across the five-year window, Times Interest Earned soared 1975.42% in 2022 and tumbled 354.17% in 2025, its largest moves.
- Year by year, Times Interest Earned stood at $16.35 in 2022, then tumbled by 151.91% to -$8.48 in 2023, then jumped by 80.29% to -$1.67 in 2024, then advanced by 7.27% to -$1.55 in 2025, then jumped by 121.63% to $0.34 in 2026.
- Per Business Quant data, the three most recent Times Interest Earned figures were $0.34 in Q1 2026, -$1.55 in Q4 2025, and $0.89 in Q3 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Times Interest Earned (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 38.33 Bn | 35.64 Bn | - | 2.15 |
| 2 | Federal National Mortgage Association Fannie Mae | 35.67 Bn | 35.67 Bn | - | 1.13 |
| 3 | Federal Home Loan Mortgage | 18.11 Bn | 13.64 Bn | - | 1.15 |
| 4 | PennyMac Financial Services | 4.41 Bn | 3.76 Bn | 523.89 Mn | 0.34 |
| 5 | CNFinance Holdings | 3.28 Bn | 3.20 Bn | - | - |
| 6 | Walker & Dunlop | 1.64 Bn | 1.44 Bn | - | 2.52 |
| 7 | Velocity Financial | 681.36 Mn | -6.51 Bn | - | 1.31 |
| 8 | UWM Holdings | 540.43 Mn | 116.43 Mn | - | 2.22 |
| 9 | Better Home & Finance Holding | 362.34 Mn | 298.07 Mn | - | -7.89 |
| 10 | Onity | 340.51 Mn | 215.81 Mn | - | 1.11 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 0.34 |
| Dec 31, 2025 | -1.55 |
| Sep 30, 2025 | 0.89 |
| Jun 30, 2025 | -1.57 |
| Mar 31, 2025 | 0.46 |
| Dec 31, 2024 | -1.67 |
| Sep 30, 2024 | 0.41 |
| Jun 30, 2024 | 0.62 |
| Mar 31, 2024 | 0.24 |
| Dec 31, 2023 | -8.48 |
| Sep 30, 2023 | 0.78 |
| Jun 30, 2023 | -1.49 |
| Mar 31, 2023 | -2.02 |
| Dec 31, 2022 | 16.35 |
| Sep 30, 2022 | -3.56 |
| Jun 30, 2022 | -4.84 |
| Mar 31, 2022 | 2.58 |
| Dec 31, 2021 | -0.87 |
| Sep 30, 2021 | -5.04 |
| Jun 30, 2021 | 2.63 |