PennyMac Financial Services, Inc. (PFSI) Times Interest Earned (2017 - 2026)
PennyMac Financial Services' Times Interest Earned was 1.12 in Q2 2026, down 15.4% from 1.32 a year earlier and down 21.3% from the prior quarter.
PennyMac Financial Services, Inc. (PFSI) Times Interest Earned (2017 - 2026) Analysis & Trends
On a trailing twelve-month basis, PennyMac Financial Services' Times Interest Earned was 1.49 through Jun 30, 2026, up 2.7% year-over-year; for FY2025, it was 1.57, up 5.7% from FY2024.
- In earlier years, Times Interest Earned was 1.49 in FY2024 (+15.6%), 1.29 in FY2023 (-56.8%), 2.98 in FY2022 (-33.4%) and 4.48 in FY2021 (-51.6%).
- The Q2 2026 figure marks the lowest quarterly Times Interest Earned since Q4 2023.
- Compared with a year earlier, Times Interest Earned has declined for three straight quarters, with growth averaging 14.9% over the last eight quarters.
- The best year-over-year quarter for Times Interest Earned over five years was Q4 2024 (growth of 129.8%); the worst was Q1 2023 (a decline of 68.0%).
- Per Business Quant data, PFSI's Times Interest Earned in the three quarters before Q2 2026 was 1.42 (Q1 2026), 1.51 (Q4 2025) and 1.95 (Q3 2025).
Peer Comparison
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 1.12 |
| Mar 31, 2026 | 1.42 |
| Dec 31, 2025 | 1.51 |
| Sep 30, 2025 | 1.95 |
| Jun 30, 2025 | 1.32 |
| Mar 31, 2025 | 1.50 |
| Dec 31, 2024 | 1.57 |
| Sep 30, 2024 | 1.43 |
| Jun 30, 2024 | 1.64 |
| Mar 31, 2024 | 1.26 |
| Dec 31, 2023 | 0.68 |
| Sep 30, 2023 | 1.81 |
| Jun 30, 2023 | 1.41 |
| Mar 31, 2023 | 1.29 |
| Dec 31, 2022 | 1.65 |
| Sep 30, 2022 | 3.24 |
| Jun 30, 2022 | 3.50 |
| Mar 31, 2022 | 4.03 |
| Dec 31, 2021 | 3.61 |
| Sep 30, 2021 | 4.74 |
PennyMac Financial Services, Inc. Times Interest Earned API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=times-interest-earned&ticker=PFSI&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "times-interest-earned", "ticker": "PFSI", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=times-interest-earned&ticker=PFSI&period=max&api_key=YOUR_API_KEY");
const data = await res.json();