Balance Sheet
Cash Flow Statement
Daily Values
Growth Metrics
Income Statement
Others
Ratios
Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

PennyMac Financial Services (PFSI) Times Interest Earned (2017 - 2026)

PennyMac Financial Services has reported Times Interest Earned over the past 9 years, most recently at $6.15 for Q4 2025.

  • Quarterly Times Interest Earned rose 197.14% to $6.15 in Q4 2025 from the year-ago period, while the trailing twelve-month figure was $1.64 through Dec 2025, up 170.72% year-over-year, with the annual reading at $0.12 for FY2025, 17.29% up from the prior year.
  • Times Interest Earned was $6.15 for Q4 2025 at PennyMac Financial Services, up from $0.89 in the prior quarter.
  • Over five years, Times Interest Earned peaked at $16.35 in Q4 2022 and troughed at -$32.75 in Q4 2021.
  • The 5-year median for Times Interest Earned is $0.32 (2023), against an average of -$0.91.
  • Year-over-year, Times Interest Earned tumbled 531.47% in 2021 and then soared 197.14% in 2025.
  • A 5-year view of Times Interest Earned shows it stood at -$32.75 in 2021, then soared by 149.91% to $16.35 in 2022, then crashed by 65.08% to $5.71 in 2023, then crashed by 210.99% to -$6.34 in 2024, then soared by 197.14% to $6.15 in 2025.
  • Per Business Quant, the three most recent readings for PFSI's Times Interest Earned are $6.15 (Q4 2025), $0.89 (Q3 2025), and $0.27 (Q2 2025).