CNFinance Holdings (CNF) Times Interest Earned (2017 - 2023)
CNFinance Holdings' (CNF) quarterly Times Interest Earned came in at 0.42 in Q4 2023, up 131.76% on a YoY basis from 0.18 in Q4 2022, and up 144.85% quarter-over-quarter from 0.94 in Q3 2023.
Analysis
CNFinance Holdings (CNF) Times Interest Earned (2017 - 2023) Analysis & Trends
CNFinance Holdings (CNF) has reported Times Interest Earned for 7 consecutive years, with 0.42 the latest figure, recorded in Q4 2023.
- For the quarter ending Q4 2023, Times Interest Earned rose 131.76% year-over-year to 0.42; the trailing twelve-month figure through Dec 2023 stood at 0.69 (up 30.25% YoY), and the FY2025 full-year result was 2.65, up 22.21% from the prior year.
- Times Interest Earned improved to 0.42 in Q4 2023 per CNF's latest filing, from 0.94 in the prior quarter.
- Across five years, Times Interest Earned topped out at 5.64 in Q4 2021 and bottomed at 5.8 in Q3 2019.
- Historically, Times Interest Earned has averaged 1.05 across 5 years, with a median of 1.14 in 2023.
- The sharpest annual moves came in 2020 and 2022: Times Interest Earned soared 273.52% in 2020, then sank 8435.02% in 2022.
- Over 5 years, Times Interest Earned stood at 0.32 in 2019, then sank by 1052.03% to 3.68 in 2020, then surged by 253.14% to 5.64 in 2021, then slumped by 123.62% to 1.33 in 2022, then surged by 131.76% to 0.42 in 2023.
- According to Business Quant data, Times Interest Earned over the past three periods registered 0.42, 0.94, and 0.52 for Q4 2023, Q3 2023, and Q2 2023 respectively.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Times Interest Earned (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 46.15 Bn | 43.05 Bn | - | 1.75 |
| 2 | Federal National Mortgage Association Fannie Mae | 30.33 Bn | 30.33 Bn | - | 1.15 |
| 3 | Figure Technology Solutions | 7.94 Bn | 6.40 Bn | 196.67 Mn | 3.95 |
| 4 | PennyMac Financial Services | 3.45 Bn | 2.70 Bn | 480.08 Mn | 0.05 |
| 5 | Federal Agricultural Mortgage | 2.40 Bn | 1.36 Bn | - | 1.25 |
| 6 | UWM Holdings | 2.01 Bn | 2.36 Bn | - | -1.98 |
| 7 | Walker & Dunlop | 1.26 Bn | 1.11 Bn | - | 1.12 |
| 8 | CNFinance Holdings | 1.25 Bn | 1.25 Bn | - | - |
| 9 | Velocity Financial | 630.27 Mn | -6.82 Bn | - | 1.38 |
| 10 | Onity | 266.14 Mn | 69.84 Mn | - | 0.85 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Dec 31, 2023 | 0.42 |
| Sep 30, 2023 | -0.94 |
| Jun 30, 2023 | -0.52 |
| Mar 31, 2023 | -1.81 |
| Dec 31, 2022 | -1.33 |
| Sep 30, 2022 | -2.08 |
| Jun 30, 2022 | 0.26 |
| Mar 31, 2022 | -1.46 |
| Dec 31, 2021 | 5.64 |
| Sep 30, 2021 | 0.02 |
| Jun 30, 2021 | -2.96 |
| Mar 31, 2021 | -2.86 |
| Dec 31, 2020 | -3.68 |
| Sep 30, 2020 | -0.90 |
| Jun 30, 2020 | -0.17 |
| Mar 31, 2020 | 5.16 |
| Dec 31, 2019 | -0.32 |
| Sep 30, 2019 | -5.80 |
| Jun 30, 2019 | -4.67 |
| Mar 31, 2019 | -2.97 |