PennyMac Financial Services (PFSI) Return on Equity [ROE] (2017 - 2026)
PennyMac Financial Services (PFSI) recorded Return on Equity [ROE] of 9.06% in Q2 2026, down 0.68 percentage points from 9.74% a year earlier and down 2.69 percentage points from the prior quarter.
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Analysis
PennyMac Financial Services (PFSI) Return on Equity [ROE] (2017 - 2026) Analysis & Trends
For FY2025, PennyMac Financial Services reported Return on Equity [ROE] of 12.31%, up 3.86 percentage points from FY2024.
- Annual Return on Equity [ROE] has a five-year change of -48.11 percentage points (FY2020 to FY2025).
- Across earlier years, Return on Equity [ROE] came in at 8.45% in FY2024 (+4.33 pp), 4.13% in FY2023 (-9.68 pp), 13.80% in FY2022 (-15.68 pp) and 29.48% in FY2021 (-30.95 pp).
- The Q2 2026 figure is the lowest quarterly Return on Equity [ROE] since Q1 2025.
- On a year-over-year basis, Return on Equity [ROE] rose in six of the last eight quarters, with an average year-over-year change of +3.09 percentage points.
- Peak year-over-year performance for Return on Equity [ROE] in the last five years was a gain of 7.51 percentage points in Q3 2025, against a drop of 26.77 percentage points in Q1 2022 at the low end.
- Per Business Quant, the preceding three quarters came in at 11.75% (Q1 2026), 11.77% (Q4 2025) and 12.10% (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | ROE (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 43.94 Bn | 29.62 Bn | - | 2.01% |
| 2 | Orix | 41.70 Bn | 42.20 Bn | - | 13.99% |
| 3 | Royalty Pharma | 32.87 Bn | 32.78 Bn | - | 13.69% |
| 4 | Federal National Mortgage Association Fannie Mae | 25.52 Bn | 25.52 Bn | - | 13.17% |
| 5 | Affirm Holdings | 23.86 Bn | 17.55 Bn | - | 41.65% |
| 6 | Synchrony Financial | 23.33 Bn | -44.64 Bn | - | 21.08% |
| 7 | Royal Gold | 19.87 Bn | 19.09 Bn | 390.45 Mn | 9.87% |
| 8 | Annaly Capital Management | 13.89 Bn | 4.98 Bn | - | 17.89% |
| 9 | Ares Capital | 13.54 Bn | 10.98 Bn | - | - |
| 10 | PennyMac Financial Services | 3.22 Bn | 273.75 Mn | - | 9.06% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 9.06% |
| Mar 31, 2026 | 11.75% |
| Dec 31, 2025 | 11.77% |
| Sep 30, 2025 | 12.10% |
| Jun 30, 2025 | 9.74% |
| Mar 31, 2025 | 9.01% |
| Dec 31, 2024 | 8.23% |
| Sep 30, 2024 | 4.60% |
| Jun 30, 2024 | 5.35% |
| Mar 31, 2024 | 4.32% |
| Dec 31, 2023 | 4.07% |
| Sep 30, 2023 | 6.21% |
| Jun 30, 2023 | 7.54% |
| Mar 31, 2023 | 9.60% |
| Dec 31, 2022 | 13.68% |
| Sep 30, 2022 | 17.60% |
| Jun 30, 2022 | 21.01% |
| Mar 31, 2022 | 23.33% |
| Dec 31, 2021 | 28.99% |
| Sep 30, 2021 | 36.57% |
API Access
PennyMac Financial Services Return on Equity [ROE] API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=return-on-equity-%5Broe%5D&ticker=PFSI&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "return-on-equity-[roe]", "ticker": "PFSI", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=return-on-equity-%5Broe%5D&ticker=PFSI&period=max&api_key=YOUR_API_KEY");
const data = await res.json();