PennyMac Financial Services (PFSI) Provisions (2022 - 2026)

PennyMac Financial Services (PFSI) reported Provisions of -$20.0 million for Q1 2026, down 377.1% year-over-year from $7.2 million in Q1 2025, and up 19.78% quarter-over-quarter from -$24.9 million in Q4 2025.

PennyMac Financial Services (PFSI) Provisions (2022 - 2026) Analysis & Trends

PennyMac Financial Services (PFSI) has 5 years of Provisions data on file, last reported at -$20.0 million in Q1 2026.

  • Provisions for Q1 2026 came in at -$20.0 million, down 377.1% year-over-year; the trailing twelve-month figure through Mar 2026 was -$62.8 million (down 62.23% YoY), and the FY2025 annual result was -$47.0 million, down 42.54% from the prior year.
  • Provisions grew to -$20.0 million in Q1 2026 per PFSI's latest filing, from -$24.9 million in the prior quarter.
  • Over five years, Provisions peaked at $3.1 million in Q1 2023 and troughed at -$24.9 million in Q4 2025.
  • A 5-year average of -$7.9 million and a median of -$7.8 million in 2025 frame the typical range for Provisions.
  • The sharpest annual moves came in 2023 and 2024: Provisions jumped 211.46% in 2023, then plunged 475.22% in 2024.
  • A 5-year view of Provisions shows it stood at -$16.0 million in 2022, then jumped by 32.2% to -$10.9 million in 2023, then tumbled by 74.62% to -$19.0 million in 2024, then tumbled by 31.06% to -$24.9 million in 2025, then increased by 19.78% to -$20.0 million in 2026.
  • Business Quant data shows PFSI's Provisions at -$20.0 million in Q1 2026, -$24.9 million in Q4 2025, and -$10.1 million in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Provisions (Qtr)
1 Rocket Companies 34.85 Bn 32.16 Bn - -
2 PennyMac Financial Services 4.14 Bn 3.65 Bn 523.89 Mn -19.96 Mn
3 Walker & Dunlop 1.73 Bn 1.55 Bn - -
4 UWM Holdings 743.45 Mn 1.57 Bn - -
5 Velocity Financial 668.42 Mn 583.96 Mn - -
6 CNFinance Holdings 591.78 Mn 542.97 Mn - -
7 Better Home & Finance Holding 419.52 Mn 349.24 Mn - 584,000.00
8 Onity 306.24 Mn 306.24 Mn - -
9 loanDepot 209.70 Mn -4.79 Mn - -
10 Greystone Housing Impact Investors 120.06 Mn 120.06 Mn - -

Historic Data

Download Data
DateValue
Mar 31, 2026 -19.96 Mn
Dec 31, 2025 -24.89 Mn
Sep 30, 2025 -10.13 Mn
Jun 30, 2025 -7.79 Mn
Mar 31, 2025 -4.18 Mn
Dec 31, 2024 -18.99 Mn
Sep 30, 2024 -9.58 Mn
Jun 30, 2024 -5.93 Mn
Mar 31, 2024 1.54 Mn
Dec 31, 2023 -10.87 Mn
Sep 30, 2023 2.55 Mn
Jun 30, 2023 1.97 Mn
Mar 31, 2023 3.08 Mn
Dec 31, 2022 -16.04 Mn
Sep 30, 2022 820,000.00