PennyMac Financial Services (PFSI) Provisions (2022 - 2026)

PennyMac Financial Services' (PFSI) quarterly Provisions came in at -$20.0 million in Q1 2026, down 377.1% year-on-year from $7.2 million in Q1 2025, and up 19.78% on a QoQ basis from -$24.9 million in Q4 2025.

PennyMac Financial Services (PFSI) Provisions (2022 - 2026) Analysis & Trends

PennyMac Financial Services (PFSI) has 5 years of Provisions data on file, last reported at -$20.0 million in Q1 2026.

  • On a quarterly basis, Provisions fell 377.1% year-over-year to -$20.0 million in Q1 2026; TTM through Mar 2026 was -$62.8 million, a 62.23% decrease from a year earlier, with the FY2025 full-year figure at -$47.0 million, down 42.54% from the prior year.
  • Provisions for Q1 2026 stood at -$20.0 million, up from -$24.9 million in the prior quarter.
  • Over the last five years, Provisions for PFSI reached as high as $3.1 million in Q1 2023 and fell as low as -$24.9 million in Q4 2025.
  • Historically, Provisions has averaged -$7.9 million across 5 years, with a median of -$7.8 million in 2025.
  • Across the five-year window, Provisions surged 211.46% in 2023 and slumped 475.22% in 2024, its largest moves.
  • Year by year, Provisions stood at -$16.0 million in 2022, then jumped by 32.2% to -$10.9 million in 2023, then plunged by 74.62% to -$19.0 million in 2024, then plunged by 31.06% to -$24.9 million in 2025, then advanced by 19.78% to -$20.0 million in 2026.
  • Per Business Quant data, the three most recent Provisions figures were -$20.0 million in Q1 2026, -$24.9 million in Q4 2025, and -$10.1 million in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Provisions (Qtr)
1 Rocket Companies 38.33 Bn 35.64 Bn - -
2 Federal National Mortgage Association Fannie Mae 35.67 Bn 35.67 Bn - 277.00 Mn
3 Federal Home Loan Mortgage 18.11 Bn 13.64 Bn - -320.00 Mn
4 PennyMac Financial Services 4.41 Bn 3.76 Bn 523.89 Mn -19.96 Mn
5 CNFinance Holdings 3.28 Bn 3.20 Bn - -
6 Walker & Dunlop 1.64 Bn 1.44 Bn - -
7 Velocity Financial 681.36 Mn -6.51 Bn - -
8 UWM Holdings 540.43 Mn 116.43 Mn - -
9 Better Home & Finance Holding 362.34 Mn 298.07 Mn - 584,000.00
10 Onity 340.51 Mn 215.81 Mn - -

Historic Data

Download Data
DateValue
Mar 31, 2026 -19.96 Mn
Dec 31, 2025 -24.89 Mn
Sep 30, 2025 -10.13 Mn
Jun 30, 2025 -7.79 Mn
Mar 31, 2025 -4.18 Mn
Dec 31, 2024 -18.99 Mn
Sep 30, 2024 -9.58 Mn
Jun 30, 2024 -5.93 Mn
Mar 31, 2024 1.54 Mn
Dec 31, 2023 -10.87 Mn
Sep 30, 2023 2.55 Mn
Jun 30, 2023 1.97 Mn
Mar 31, 2023 3.08 Mn
Dec 31, 2022 -16.04 Mn
Sep 30, 2022 820,000.00