PennyMac Financial Services (PFSI) Provisions (2022 - 2026)
PennyMac Financial Services' (PFSI) quarterly Provisions came in at -$25.1 million in Q2 2026, down 221.85% year-over-year from $20.6 million in Q2 2025, and down 25.53% quarter-over-quarter from -$20.0 million in Q1 2026.
Analysis
PennyMac Financial Services (PFSI) Provisions (2022 - 2026) Analysis & Trends
PennyMac Financial Services (PFSI) has reported Provisions for 5 consecutive years, with -$25.1 million the latest figure, recorded in Q2 2026.
- On a quarterly basis, Provisions fell 221.85% year-over-year to -$25.1 million in Q2 2026; TTM through Jun 2026 was -$80.0 million, a 97.42% decrease from a year earlier, with the FY2025 full-year figure at -$47.0 million, down 42.54% from the prior year.
- Provisions was -$25.1 million for Q2 2026 at PennyMac Financial Services, down from -$20.0 million in the prior quarter.
- Over five years, Provisions peaked at $3.1 million in Q1 2023 and troughed at -$25.1 million in Q2 2026.
- A 5-year average of -$9.0 million and a median of -$8.7 million in 2024 frame the typical range for Provisions.
- Across the five-year window, Provisions soared 211.46% in 2023 and sank 475.22% in 2024, its largest moves.
- Over 5 years, Provisions stood at -$16.0 million in 2022, then soared by 32.2% to -$10.9 million in 2023, then plunged by 74.62% to -$19.0 million in 2024, then plunged by 31.06% to -$24.9 million in 2025, then slipped by 0.7% to -$25.1 million in 2026.
- The last three Provisions figures came in at -$25.1 million (Q2 2026), -$20.0 million (Q1 2026), and -$24.9 million (Q4 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Provisions (Qtr) |
|---|---|---|---|---|---|
| 1 | Federal National Mortgage Association Fannie Mae | 83.31 Bn | 83.31 Bn | - | 485.00 Mn |
| 2 | Rocket Companies | 38.09 Bn | 34.99 Bn | - | - |
| 3 | Figure Technology Solutions | 8.45 Bn | 6.92 Bn | 196.67 Mn | - |
| 4 | PennyMac Financial Services | 3.68 Bn | 2.93 Bn | 480.08 Mn | -25.06 Mn |
| 5 | Federal Agricultural Mortgage | 2.45 Bn | 1.41 Bn | - | 7.04 Mn |
| 6 | CNFinance Holdings | 1.41 Bn | 1.41 Bn | - | - |
| 7 | Walker & Dunlop | 1.38 Bn | 1.21 Bn | - | - |
| 8 | Velocity Financial | 703.72 Mn | -6.75 Bn | - | - |
| 9 | UWM Holdings | 467.47 Mn | -30.93 Mn | - | - |
| 10 | Onity | 290.33 Mn | 94.03 Mn | - | - |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | -25.06 Mn |
| Mar 31, 2026 | -19.96 Mn |
| Dec 31, 2025 | -24.89 Mn |
| Sep 30, 2025 | -10.13 Mn |
| Jun 30, 2025 | -7.79 Mn |
| Mar 31, 2025 | -4.18 Mn |
| Dec 31, 2024 | -18.99 Mn |
| Sep 30, 2024 | -9.58 Mn |
| Jun 30, 2024 | -5.93 Mn |
| Mar 31, 2024 | 1.54 Mn |
| Dec 31, 2023 | -10.87 Mn |
| Sep 30, 2023 | 2.55 Mn |
| Jun 30, 2023 | 1.97 Mn |
| Mar 31, 2023 | 3.08 Mn |
| Dec 31, 2022 | -16.04 Mn |
| Sep 30, 2022 | 820,000.00 |