PennyMac Financial Services (PFSI) Provisions (2022 - 2026)
PennyMac Financial Services (PFSI) posted quarterly Provisions of -$20.0 million for Q1 2026, down 377.1% year-over-year from $7.2 million in Q1 2025, and up 19.78% quarter-over-quarter from -$24.9 million in Q4 2025.
PennyMac Financial Services (PFSI) Provisions (2022 - 2026) Analysis & Trends
PennyMac Financial Services (PFSI) has reported Provisions for 5 consecutive years, with -$20.0 million the latest figure, recorded in Q1 2026.
- In Q1 2026, Provisions fell 377.1% year-over-year to -$20.0 million; the TTM figure through Mar 2026 stood at -$62.8 million (down 62.23% YoY), while the FY2025 annual figure was -$47.0 million, down 42.54% from the prior year.
- Provisions improved to -$20.0 million in Q1 2026 per PFSI's latest filing, from -$24.9 million in the prior quarter.
- Across five years, Provisions topped out at $3.1 million in Q1 2023 and bottomed at -$24.9 million in Q4 2025.
- Historically, Provisions has averaged -$7.9 million across 5 years, with a median of -$7.8 million in 2025.
- Annual changes were most pronounced in 2023 — Provisions jumped 211.46% — and 2024, when it plunged 475.22%.
- PennyMac Financial Services' Provisions stood at -$16.0 million in 2022, then surged by 32.2% to -$10.9 million in 2023, then plunged by 74.62% to -$19.0 million in 2024, then plunged by 31.06% to -$24.9 million in 2025, then rose by 19.78% to -$20.0 million in 2026.
- Business Quant data shows PFSI's Provisions at -$20.0 million in Q1 2026, -$24.9 million in Q4 2025, and -$10.1 million in Q3 2025.
Powered by 
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Provisions (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 39.89 Bn | 36.79 Bn | - | - |
| 2 | Federal National Mortgage Association Fannie Mae | 36.43 Bn | 36.43 Bn | - | 485.00 Mn |
| 3 | Federal Home Loan Mortgage | 18.24 Bn | 13.92 Bn | - | -880.00 Mn |
| 4 | PennyMac Financial Services | 3.95 Bn | 3.20 Bn | 480.08 Mn | -25.06 Mn |
| 5 | CNFinance Holdings | 1.54 Bn | 1.47 Bn | - | - |
| 6 | Walker & Dunlop | 1.34 Bn | 1.18 Bn | - | - |
| 7 | Velocity Financial | 711.47 Mn | -6.74 Bn | - | - |
| 8 | UWM Holdings | 482.66 Mn | -15.75 Mn | - | - |
| 9 | Onity | 303.97 Mn | 107.67 Mn | - | - |
| 10 | loanDepot | 201.58 Mn | -109.56 Mn | - | - |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | -25.06 Mn |
| Mar 31, 2026 | -19.96 Mn |
| Dec 31, 2025 | -24.89 Mn |
| Sep 30, 2025 | -10.13 Mn |
| Jun 30, 2025 | -7.79 Mn |
| Mar 31, 2025 | -4.18 Mn |
| Dec 31, 2024 | -18.99 Mn |
| Sep 30, 2024 | -9.58 Mn |
| Jun 30, 2024 | -5.93 Mn |
| Mar 31, 2024 | 1.54 Mn |
| Dec 31, 2023 | -10.87 Mn |
| Sep 30, 2023 | 2.55 Mn |
| Jun 30, 2023 | 1.97 Mn |
| Mar 31, 2023 | 3.08 Mn |
| Dec 31, 2022 | -16.04 Mn |
| Sep 30, 2022 | 820,000.00 |