PennyMac Financial Services (PFSI) Provisions (2022 - 2026)
PennyMac Financial Services' (PFSI) quarterly Provisions came in at -$20.0 million in Q1 2026, down 377.1% year-on-year from $7.2 million in Q1 2025, and up 19.78% on a QoQ basis from -$24.9 million in Q4 2025.
PennyMac Financial Services (PFSI) Provisions (2022 - 2026) Analysis & Trends
PennyMac Financial Services (PFSI) has 5 years of Provisions data on file, last reported at -$20.0 million in Q1 2026.
- On a quarterly basis, Provisions fell 377.1% year-over-year to -$20.0 million in Q1 2026; TTM through Mar 2026 was -$62.8 million, a 62.23% decrease from a year earlier, with the FY2025 full-year figure at -$47.0 million, down 42.54% from the prior year.
- Provisions for Q1 2026 stood at -$20.0 million, up from -$24.9 million in the prior quarter.
- Over the last five years, Provisions for PFSI reached as high as $3.1 million in Q1 2023 and fell as low as -$24.9 million in Q4 2025.
- Historically, Provisions has averaged -$7.9 million across 5 years, with a median of -$7.8 million in 2025.
- Across the five-year window, Provisions surged 211.46% in 2023 and slumped 475.22% in 2024, its largest moves.
- Year by year, Provisions stood at -$16.0 million in 2022, then jumped by 32.2% to -$10.9 million in 2023, then plunged by 74.62% to -$19.0 million in 2024, then plunged by 31.06% to -$24.9 million in 2025, then advanced by 19.78% to -$20.0 million in 2026.
- Per Business Quant data, the three most recent Provisions figures were -$20.0 million in Q1 2026, -$24.9 million in Q4 2025, and -$10.1 million in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Provisions (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 38.33 Bn | 35.64 Bn | - | - |
| 2 | Federal National Mortgage Association Fannie Mae | 35.67 Bn | 35.67 Bn | - | 277.00 Mn |
| 3 | Federal Home Loan Mortgage | 18.11 Bn | 13.64 Bn | - | -320.00 Mn |
| 4 | PennyMac Financial Services | 4.41 Bn | 3.76 Bn | 523.89 Mn | -19.96 Mn |
| 5 | CNFinance Holdings | 3.28 Bn | 3.20 Bn | - | - |
| 6 | Walker & Dunlop | 1.64 Bn | 1.44 Bn | - | - |
| 7 | Velocity Financial | 681.36 Mn | -6.51 Bn | - | - |
| 8 | UWM Holdings | 540.43 Mn | 116.43 Mn | - | - |
| 9 | Better Home & Finance Holding | 362.34 Mn | 298.07 Mn | - | 584,000.00 |
| 10 | Onity | 340.51 Mn | 215.81 Mn | - | - |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | -19.96 Mn |
| Dec 31, 2025 | -24.89 Mn |
| Sep 30, 2025 | -10.13 Mn |
| Jun 30, 2025 | -7.79 Mn |
| Mar 31, 2025 | -4.18 Mn |
| Dec 31, 2024 | -18.99 Mn |
| Sep 30, 2024 | -9.58 Mn |
| Jun 30, 2024 | -5.93 Mn |
| Mar 31, 2024 | 1.54 Mn |
| Dec 31, 2023 | -10.87 Mn |
| Sep 30, 2023 | 2.55 Mn |
| Jun 30, 2023 | 1.97 Mn |
| Mar 31, 2023 | 3.08 Mn |
| Dec 31, 2022 | -16.04 Mn |
| Sep 30, 2022 | 820,000.00 |