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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

PennyMac Financial Services (PFSI) Operating Margin (2017 - 2025)

PennyMac Financial Services (PFSI) has disclosed Operating Margin for 8 consecutive years, with 35.13% as the latest value for Q3 2025.

  • On a quarterly basis, Operating Margin rose 1356.0% to 35.13% in Q3 2025 year-over-year; TTM through Sep 2025 was 2.43%, a 1113.0% increase, with the full-year FY2025 number at 1064.61%, up 75117.0% from a year prior.
  • Operating Margin was 35.13% for Q3 2025 at PennyMac Financial Services, up from 14.4% in the prior quarter.
  • In the past five years, Operating Margin ranged from a high of 190.42% in Q2 2023 to a low of 25275.67% in Q1 2021.
  • A 5-year average of 4095.51% and a median of 21.57% in 2024 define the central range for Operating Margin.
  • Peak YoY movement for Operating Margin: plummeted -1304531bps in 2022, then skyrocketed 1533885bps in 2023.
  • PennyMac Financial Services' Operating Margin stood at 31.35% in 2021, then surged by 183bps to 88.65% in 2022, then plummeted by -118bps to 16.14% in 2023, then tumbled by -52185bps to 8437.75% in 2024, then surged by 100bps to 35.13% in 2025.
  • Per Business Quant, the three most recent readings for PFSI's Operating Margin are 35.13% (Q3 2025), 14.4% (Q2 2025), and 21.99% (Q1 2025).