PennyMac Financial Services (PFSI) Operating Margin (2017 - 2026)
PennyMac Financial Services (PFSI) posted quarterly Operating Margin of 15.34% for Q1 2026, down 665.0% year-over-year from 2.71% in Q1 2025, and up 100.23% quarter-over-quarter from 6689.75% in Q4 2025.
PennyMac Financial Services (PFSI) Operating Margin (2017 - 2026) Analysis & Trends
PennyMac Financial Services (PFSI) has reported Operating Margin for 9 consecutive years, with 15.34% the latest figure, recorded in Q1 2026.
- In Q1 2026, Operating Margin fell 665.0% year-over-year to 15.34%; the TTM figure through Mar 2026 stood at 40.22% (down 3763.0% YoY), while the FY2025 annual figure was 7564.9%, down 314401.0% from the prior year.
- Operating Margin climbed to 15.34% in Q1 2026 per PFSI's latest filing, from 6689.75% in the prior quarter.
- Across five years, Operating Margin topped out at 140.96% in Q4 2023 and bottomed at 13009.03% in Q2 2022.
- Historically, Operating Margin has averaged 3900.92% across 5 years, with a median of 15.34% in 2026.
- On a YoY basis, Operating Margin climbed as much as 2624659 bps in 2022 and fell as far as 1304531 bps in 2022.
- PennyMac Financial Services' Operating Margin stood at 86.02% in 2022, then surged by 64 bps to 140.96% in 2023, then sank by 6086 bps to 8437.75% in 2024, then gained by 21 bps to 6689.75% in 2025, then soared by 100 bps to 15.34% in 2026.
- Business Quant data shows PFSI's Operating Margin at 15.34% in Q1 2026, 6689.75% in Q4 2025, and 35.13% in Q3 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Operating Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 39.89 Bn | 36.79 Bn | - | - |
| 2 | Federal National Mortgage Association Fannie Mae | 36.43 Bn | 36.43 Bn | - | - |
| 3 | Federal Home Loan Mortgage | 18.24 Bn | 13.92 Bn | - | - |
| 4 | PennyMac Financial Services | 3.95 Bn | 3.20 Bn | 480.08 Mn | 2.95% |
| 5 | CNFinance Holdings | 1.54 Bn | 1.47 Bn | - | - |
| 6 | Walker & Dunlop | 1.34 Bn | 1.18 Bn | - | - |
| 7 | Velocity Financial | 711.47 Mn | -6.74 Bn | - | - |
| 8 | UWM Holdings | 482.66 Mn | -15.75 Mn | - | - |
| 9 | Onity | 303.97 Mn | 107.67 Mn | - | - |
| 10 | loanDepot | 201.58 Mn | -109.56 Mn | - | - |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 2.95% |
| Mar 31, 2026 | 15.34% |
| Dec 31, 2025 | -6,689.75% |
| Sep 30, 2025 | 35.13% |
| Jun 30, 2025 | -8,329.52% |
| Mar 31, 2025 | 21.99% |
| Dec 31, 2024 | -8,437.75% |
| Sep 30, 2024 | 21.57% |
| Jun 30, 2024 | 31.62% |
| Mar 31, 2024 | 13.16% |
| Dec 31, 2023 | 140.96% |
| Sep 30, 2023 | 30.52% |
| Jun 30, 2023 | -9,062.97% |
| Mar 31, 2023 | -12,107.56% |
| Dec 31, 2022 | 86.02% |
| Sep 30, 2022 | -9,107.62% |
| Jun 30, 2022 | -13,009.03% |
| Mar 31, 2022 | 32.26% |
| Dec 31, 2021 | 31.35% |
| Sep 30, 2021 | -35,354.22% |