PennyMac Financial Services (PFSI) Operating Margin (2017 - 2026)

PennyMac Financial Services (PFSI) has reported Operating Margin for 9 consecutive years, with 2.95% the latest figure, recorded in Q2 2026.

• On a quarterly basis, Operating Margin fell 1146.0% year-over-year to 2.95% in Q2 2026; TTM through Jun 2026 was 20.1%, a 91.0% decrease from a year earlier, with the FY2025 full-year figure at 24.69%, up 91.0% from the prior year.
• Operating Margin was 2.95% for Q2 2026 at PennyMac Financial Services, down from 15.34% in the prior quarter.
• Over five years, Operating Margin peaked at 37.35% in Q3 2022 and troughed at 16.14% in Q4 2023.
• A 5-year average of 20.64% and a median of 21.78% in 2024 frame the typical range for Operating Margin.
• Across the five-year window, Operating Margin slumped 3493 bps in 2023 and soared 4200 bps in 2024, its largest moves.
• Over 5 years, Operating Margin stood at 18.79% in 2022, then plunged by 186 bps to 16.14% in 2023, then surged by 260 bps to 25.87% in 2024, then slipped by 11 bps to 23.07% in 2025, then tumbled by 87 bps to 2.95% in 2026.
• The last three Operating Margin figures came in at 2.95% (Q2 2026), 15.34% (Q1 2026), and 23.07% (Q4 2025), per Business Quant data.