PennyMac Financial Services (PFSI) Operating Income (2017 - 2026)
PennyMac Financial Services (PFSI) reported Operating Income of $83.6 million for Q1 2026, down 11.78% year-over-year from $94.8 million in Q1 2025, and down 94.84% quarter-over-quarter from $1.6 billion in Q4 2025.
PennyMac Financial Services (PFSI) Operating Income (2017 - 2026) Analysis & Trends
PennyMac Financial Services (PFSI) has 9 years of Operating Income data on file, last reported at $83.6 million in Q1 2026.
- Operating Income for Q1 2026 came in at $83.6 million, down 11.78% year-over-year; the trailing twelve-month figure through Mar 2026 was $1.4 billion (up 421.73% YoY), and the FY2025 annual result was $115.8 million, up 37.5% from the prior year.
- Operating Income slipped to $83.6 million in Q1 2026 per PFSI's latest filing, from $1.6 billion in the prior quarter.
- Over five years, Operating Income peaked at $1.7 billion in Q4 2022 and troughed at -$406.0 million in Q3 2025.
- A 5-year average of $197.3 million and a median of $83.6 million in 2026 frame the typical range for Operating Income.
- The sharpest annual moves came in 2022 and 2025: Operating Income jumped 681.69% in 2022, then plunged 556.97% in 2025.
- A 5-year view of Operating Income shows it stood at $1.7 billion in 2022, then slumped by 42.76% to $973.3 million in 2023, then plunged by 135.39% to -$344.4 million in 2024, then soared by 569.94% to $1.6 billion in 2025, then slumped by 94.84% to $83.6 million in 2026.
- Business Quant data shows PFSI's Operating Income at $83.6 million in Q1 2026, $1.6 billion in Q4 2025, and -$406.0 million in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Op. Inc (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 37.42 Bn | 34.73 Bn | - | - |
| 2 | PennyMac Financial Services | 4.27 Bn | 3.77 Bn | 523.89 Mn | 83.60 Mn |
| 3 | Walker & Dunlop | 1.77 Bn | 1.59 Bn | - | - |
| 4 | UWM Holdings | 728.84 Mn | 1.55 Bn | - | - |
| 5 | Velocity Financial | 676.73 Mn | 592.27 Mn | - | - |
| 6 | CNFinance Holdings | 606.48 Mn | 557.67 Mn | - | - |
| 7 | Better Home & Finance Holding | 411.40 Mn | 341.12 Mn | - | - |
| 8 | Onity | 314.31 Mn | 314.31 Mn | - | - |
| 9 | loanDepot | 211.55 Mn | -2.94 Mn | - | - |
| 10 | Greystone Housing Impact Investors | 119.59 Mn | 119.59 Mn | - | - |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 83.60 Mn |
| Dec 31, 2025 | 1.62 Bn |
| Sep 30, 2025 | -405.96 Mn |
| Jun 30, 2025 | 64.05 Mn |
| Mar 31, 2025 | 94.76 Mn |
| Dec 31, 2024 | -344.43 Mn |
| Sep 30, 2024 | 88.84 Mn |
| Jun 30, 2024 | -261.99 Mn |
| Mar 31, 2024 | -261.83 Mn |
| Dec 31, 2023 | 973.30 Mn |
| Sep 30, 2023 | 122.17 Mn |
| Jun 30, 2023 | 67.34 Mn |
| Mar 31, 2023 | -265.76 Mn |
| Dec 31, 2022 | 1.70 Bn |
| Sep 30, 2022 | -295.18 Mn |
| Jun 30, 2022 | 164.52 Mn |
| Mar 31, 2022 | 212.12 Mn |
| Dec 31, 2021 | 217.54 Mn |
| Sep 30, 2021 | 328.19 Mn |
| Jun 30, 2021 | -470.49 Mn |