PennyMac Financial Services (PFSI) Operating Income (2017 - 2026)

PennyMac Financial Services (PFSI) reported Operating Income of $83.6 million for Q1 2026, down 11.78% year-over-year from $94.8 million in Q1 2025, and down 94.84% quarter-over-quarter from $1.6 billion in Q4 2025.

PennyMac Financial Services (PFSI) Operating Income (2017 - 2026) Analysis & Trends

PennyMac Financial Services (PFSI) has 9 years of Operating Income data on file, last reported at $83.6 million in Q1 2026.

  • Operating Income for Q1 2026 came in at $83.6 million, down 11.78% year-over-year; the trailing twelve-month figure through Mar 2026 was $1.4 billion (up 421.73% YoY), and the FY2025 annual result was $115.8 million, up 37.5% from the prior year.
  • Operating Income slipped to $83.6 million in Q1 2026 per PFSI's latest filing, from $1.6 billion in the prior quarter.
  • Over five years, Operating Income peaked at $1.7 billion in Q4 2022 and troughed at -$406.0 million in Q3 2025.
  • A 5-year average of $197.3 million and a median of $83.6 million in 2026 frame the typical range for Operating Income.
  • The sharpest annual moves came in 2022 and 2025: Operating Income jumped 681.69% in 2022, then plunged 556.97% in 2025.
  • A 5-year view of Operating Income shows it stood at $1.7 billion in 2022, then slumped by 42.76% to $973.3 million in 2023, then plunged by 135.39% to -$344.4 million in 2024, then soared by 569.94% to $1.6 billion in 2025, then slumped by 94.84% to $83.6 million in 2026.
  • Business Quant data shows PFSI's Operating Income at $83.6 million in Q1 2026, $1.6 billion in Q4 2025, and -$406.0 million in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Op. Inc (Qtr)
1 Rocket Companies 34.85 Bn 32.16 Bn - -
2 PennyMac Financial Services 4.14 Bn 3.65 Bn 523.89 Mn 83.60 Mn
3 Walker & Dunlop 1.73 Bn 1.55 Bn - -
4 UWM Holdings 743.45 Mn 1.57 Bn - -
5 Velocity Financial 668.42 Mn 583.96 Mn - -
6 CNFinance Holdings 591.78 Mn 542.97 Mn - -
7 Better Home & Finance Holding 419.52 Mn 349.24 Mn - -
8 Onity 306.24 Mn 306.24 Mn - -
9 loanDepot 209.70 Mn -4.79 Mn - -
10 Greystone Housing Impact Investors 120.06 Mn 120.06 Mn - -

Historic Data

Download Data
DateValue
Mar 31, 2026 83.60 Mn
Dec 31, 2025 1.62 Bn
Sep 30, 2025 -405.96 Mn
Jun 30, 2025 64.05 Mn
Mar 31, 2025 94.76 Mn
Dec 31, 2024 -344.43 Mn
Sep 30, 2024 88.84 Mn
Jun 30, 2024 -261.99 Mn
Mar 31, 2024 -261.83 Mn
Dec 31, 2023 973.30 Mn
Sep 30, 2023 122.17 Mn
Jun 30, 2023 67.34 Mn
Mar 31, 2023 -265.76 Mn
Dec 31, 2022 1.70 Bn
Sep 30, 2022 -295.18 Mn
Jun 30, 2022 164.52 Mn
Mar 31, 2022 212.12 Mn
Dec 31, 2021 217.54 Mn
Sep 30, 2021 328.19 Mn
Jun 30, 2021 -470.49 Mn