Balance Sheet
Cash Flow Statement
Daily Values
Growth Metrics
Income Statement
Others
Ratios
Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

PennyMac Financial Services (PFSI) Gross Margin (2017 - 2026)

PennyMac Financial Services has reported Gross Margin over the past 8 years, most recently at 99.49% for Q4 2025.

  • Quarterly Gross Margin fell 121.0% to 99.49% in Q4 2025 from the year-ago period, while the trailing twelve-month figure was 98.52% through Dec 2025, down 470.0% year-over-year, with the annual reading at 97.75% for FY2025, 7951.0% up from the prior year.
  • Gross Margin was 99.49% for Q4 2025 at PennyMac Financial Services, up from 97.79% in the prior quarter.
  • Over five years, Gross Margin peaked at 100.71% in Q4 2024 and troughed at 391.39% in Q2 2022.
  • The 5-year median for Gross Margin is 98.06% (2023), against an average of 14.52%.
  • Year-over-year, Gross Margin crashed -49001bps in 2022 and then surged 48973bps in 2023.
  • A 5-year view of Gross Margin shows it stood at 100.67% in 2021, then decreased by -1bps to 99.81% in 2022, then decreased by 0bps to 99.7% in 2023, then rose by 1bps to 100.71% in 2024, then dropped by -1bps to 99.49% in 2025.
  • Per Business Quant, the three most recent readings for PFSI's Gross Margin are 99.49% (Q4 2025), 97.79% (Q3 2025), and 97.21% (Q2 2025).