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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

PennyMac Financial Services (PFSI) Gross Margin (2017 - 2025)

PennyMac Financial Services (PFSI) has disclosed Gross Margin for 8 consecutive years, with 97.79% as the latest value for Q3 2025.

  • On a quarterly basis, Gross Margin fell 98.0% to 97.79% in Q3 2025 year-over-year; TTM through Sep 2025 was 97.12%, a 133.0% decrease, with the full-year FY2024 number at 18.23%, down 8051.0% from a year prior.
  • Gross Margin was 97.79% for Q3 2025 at PennyMac Financial Services, up from 97.21% in the prior quarter.
  • In the past five years, Gross Margin ranged from a high of 101.87% in Q2 2023 to a low of 676.0% in Q1 2022.
  • A 5-year average of 15.28% and a median of 97.81% in 2025 define the central range for Gross Margin.
  • Peak YoY movement for Gross Margin: crashed -49001bps in 2022, then soared 77493bps in 2023.
  • PennyMac Financial Services' Gross Margin stood at 97.61% in 2021, then rose by 1bps to 98.9% in 2022, then dropped by 0bps to 98.85% in 2023, then tumbled by -191bps to 90.23% in 2024, then surged by 208bps to 97.79% in 2025.
  • Per Business Quant, the three most recent readings for PFSI's Gross Margin are 97.79% (Q3 2025), 97.21% (Q2 2025), and 97.81% (Q1 2025).