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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

PennyMac Financial Services (PFSI) Gross Margin (2017 - 2025)

PennyMac Financial Services (PFSI) has disclosed Gross Margin for 8 consecutive years, with 99.49% as the latest value for Q4 2025.

  • Quarterly Gross Margin fell 121.0% to 99.49% in Q4 2025 from the year-ago period, while the trailing twelve-month figure was 98.52% through Dec 2025, down 470.0% year-over-year, with the annual reading at 97.75% for FY2025, 7951.0% up from the prior year.
  • Gross Margin for Q4 2025 was 99.49% at PennyMac Financial Services, up from 97.79% in the prior quarter.
  • The five-year high for Gross Margin was 100.71% in Q4 2024, with the low at 391.39% in Q2 2022.
  • Average Gross Margin over 5 years is 14.52%, with a median of 98.06% recorded in 2023.
  • The sharpest move saw Gross Margin plummeted -49001bps in 2022, then soared 48973bps in 2023.
  • Over 5 years, Gross Margin stood at 100.67% in 2021, then dropped by -1bps to 99.81% in 2022, then dropped by 0bps to 99.7% in 2023, then increased by 1bps to 100.71% in 2024, then fell by -1bps to 99.49% in 2025.
  • According to Business Quant data, Gross Margin over the past three periods came in at 99.49%, 97.79%, and 97.21% for Q4 2025, Q3 2025, and Q2 2025 respectively.