PennyMac Financial Services (PFSI) FCF Margin (2017 - 2026)

PennyMac Financial Services' (PFSI) quarterly FCF Margin came in at 246.65% in Q1 2026, down 49395.0% year-on-year from N/an in Q1 2025, and up 99.21% on a QoQ basis from 31234.47% in Q4 2025.

PennyMac Financial Services (PFSI) FCF Margin (2017 - 2026) Analysis & Trends

PennyMac Financial Services (PFSI) has 10 years of FCF Margin data on file, last reported at 246.65% in Q1 2026.

  • On a quarterly basis, FCF Margin fell 49395.0% year-over-year to 246.65% in Q1 2026; TTM through Mar 2026 was 344.5%, a 13865.0% decrease from a year earlier, with the FY2025 full-year figure at 8410.92%, up 846784.0% from the prior year.
  • FCF Margin for Q1 2026 stood at 246.65%, up from 31234.47% in the prior quarter.
  • Over the last five years, FCF Margin for PFSI reached as high as 75195.85% in Q2 2023 and fell as low as 148750.07% in Q1 2023.
  • Historically, FCF Margin has averaged 6713.6% across 5 years, with a median of 245.9% in 2023.
  • Across the five-year window, FCF Margin tumbled 14942047 bps in 2023 and surged 14845600 bps in 2024, its largest moves.
  • Year by year, FCF Margin stood at 24.68% in 2022, then tumbled by 280 bps to 44.48% in 2023, then slumped by 118245 bps to 52645.37% in 2024, then soared by 41 bps to 31234.47% in 2025, then soared by 99 bps to 246.65% in 2026.
  • Per Business Quant data, the three most recent FCF Margin figures were 246.65% in Q1 2026, 31234.47% in Q4 2025, and 111.48% in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) FCF Margin (Qtr)
1 Rocket Companies 38.33 Bn 35.64 Bn - 61.68%
2 Federal National Mortgage Association Fannie Mae 35.67 Bn 35.67 Bn - 299.49%
3 Federal Home Loan Mortgage 18.11 Bn 13.64 Bn - 63.07%
4 PennyMac Financial Services 4.41 Bn 3.76 Bn 523.89 Mn -246.65%
5 CNFinance Holdings 3.28 Bn 3.20 Bn - -
6 Walker & Dunlop 1.64 Bn 1.44 Bn - -380.25%
7 Velocity Financial 681.36 Mn -6.51 Bn - -12.13%
8 UWM Holdings 540.43 Mn 116.43 Mn - -249.49%
9 Better Home & Finance Holding 362.34 Mn 298.07 Mn - -268.49%
10 Onity 340.51 Mn 215.81 Mn - -8,324.61%

Historic Data

Download Data
DateValue
Mar 31, 2026 -246.65%
Dec 31, 2025 -31,234.47%
Sep 30, 2025 -111.48%
Jun 30, 2025 -3,110.30%
Mar 31, 2025 247.29%
Dec 31, 2024 -52,645.37%
Sep 30, 2024 -96.65%
Jun 30, 2024 -270.28%
Mar 31, 2024 -294.07%
Dec 31, 2023 -44.48%
Sep 30, 2023 -245.90%
Jun 30, 2023 75,195.85%
Mar 31, 2023 -148,750.07%
Dec 31, 2022 24.68%
Sep 30, 2022 -18,179.73%
Jun 30, 2022 64,960.07%
Mar 31, 2022 670.40%
Dec 31, 2021 -32.25%
Sep 30, 2021 110,425.60%
Jun 30, 2021 345.98%