PennyMac Financial Services (PFSI) FCF Margin (2017 - 2026)
PennyMac Financial Services' FCF Margin was 430.55% in Q2 2026, up 460.37 percentage points from -29.82% a year earlier and up 677.21 percentage points from the prior quarter.
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Analysis
PennyMac Financial Services (PFSI) FCF Margin (2017 - 2026) Analysis & Trends
On a trailing twelve-month basis, PennyMac Financial Services' FCF Margin was -81.41% through Jun 30, 2026, up 10.19 percentage points year-over-year; for FY2025, it came in at -81.30%, up 203.25 percentage points from FY2024.
- FCF Margin shows a five-year change of +86.27 percentage points (FY2020 to FY2025).
- In earlier years, FCF Margin was -284.55% in FY2024 (-171.57 pp), -112.98% in FY2023 (-416.45 pp), 303.47% in FY2022 (+222.79 pp) and 80.67% in FY2021 (+248.25 pp).
- The Q2 2026 figure marks the highest quarterly FCF Margin since Q2 2023.
- Compared with a year earlier, FCF Margin was higher in five of the last eight quarters, with an average year-over-year change of +51.14 percentage points.
- The best year-over-year quarter for FCF Margin over five years was Q1 2022 (a gain of 805.37 percentage points); the worst was Q1 2023 (a drop of 1751.04 percentage points).
- Per Business Quant data, PFSI's FCF Margin in the three quarters before Q2 2026 was -246.65% (Q1 2026), -352.68% (Q4 2025) and -110.52% (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 43.90 Bn | 29.58 Bn | - | -44.76% |
| 2 | Orix | 42.96 Bn | 43.46 Bn | - | - |
| 3 | Royalty Pharma | 33.48 Bn | 33.39 Bn | - | 108.06% |
| 4 | Federal National Mortgage Association Fannie Mae | 23.94 Bn | 23.94 Bn | - | 122.69% |
| 5 | Affirm Holdings | 23.37 Bn | 17.06 Bn | - | 19.67% |
| 6 | Synchrony Financial | 23.31 Bn | -44.66 Bn | - | 51.00% |
| 7 | Royal Gold | 20.23 Bn | 19.45 Bn | 390.45 Mn | 74.39% |
| 8 | Annaly Capital Management | 15.24 Bn | 6.34 Bn | - | - |
| 9 | Ares Capital | 13.90 Bn | 11.34 Bn | - | - |
| 10 | PennyMac Financial Services | 3.31 Bn | 357.90 Mn | - | 430.55% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 430.55% |
| Mar 31, 2026 | -246.65% |
| Dec 31, 2025 | -352.68% |
| Sep 30, 2025 | -110.52% |
| Jun 30, 2025 | -29.82% |
| Mar 31, 2025 | 247.29% |
| Dec 31, 2024 | -457.12% |
| Sep 30, 2024 | -95.63% |
| Jun 30, 2024 | -269.20% |
| Mar 31, 2024 | -294.07% |
| Dec 31, 2023 | 118.75% |
| Sep 30, 2023 | -243.86% |
| Jun 30, 2023 | 661.98% |
| Mar 31, 2023 | -1,078.07% |
| Dec 31, 2022 | 143.30% |
| Sep 30, 2022 | -123.71% |
| Jun 30, 2022 | 332.86% |
| Mar 31, 2022 | 672.97% |
| Dec 31, 2021 | -30.11% |
| Sep 30, 2021 | 182.75% |
API Access
PennyMac Financial Services FCF Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=fcf-margin&ticker=PFSI&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "fcf-margin", "ticker": "PFSI", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=fcf-margin&ticker=PFSI&period=max&api_key=YOUR_API_KEY");
const data = await res.json();