PennyMac Financial Services (PFSI) FCF Margin (2017 - 2026)
PennyMac Financial Services' (PFSI) quarterly FCF Margin came in at 428.66% in Q2 2026, up 46024.0% year-over-year from N/an in Q2 2025, and up 272.04% quarter-over-quarter from 249.16% in Q1 2026.
Analysis
PennyMac Financial Services (PFSI) FCF Margin (2017 - 2026) Analysis & Trends
PennyMac Financial Services (PFSI) has reported FCF Margin for 10 consecutive years, with 428.66% the latest figure, recorded in Q2 2026.
- On a quarterly basis, FCF Margin rose 46024.0% year-over-year to 428.66% in Q2 2026; TTM through Jun 2026 was 83.03%, a 1005.0% increase from a year earlier, with the FY2025 full-year figure at 82.64%, up 20308.0% from the prior year.
- FCF Margin was 428.66% for Q2 2026 at PennyMac Financial Services, up from 249.16% in the prior quarter.
- Over five years, FCF Margin peaked at 670.4% in Q1 2022 and troughed at 1081.51% in Q1 2023.
- A 5-year average of 40.62% and a median of 104.07% in 2024 frame the typical range for FCF Margin.
- Across the five-year window, FCF Margin soared 80358 bps in 2022 and tumbled 175191 bps in 2023, its largest moves.
- Over 5 years, FCF Margin stood at 140.14% in 2022, then declined by 17 bps to 116.91% in 2023, then tumbled by 492 bps to 458.64% in 2024, then gained by 23 bps to 353.91% in 2025, then surged by 221 bps to 428.66% in 2026.
- The last three FCF Margin figures came in at 428.66% (Q2 2026), 249.16% (Q1 2026), and 353.91% (Q4 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Federal National Mortgage Association Fannie Mae | 79.20 Bn | 79.20 Bn | - | 122.69% |
| 2 | Rocket Companies | 52.80 Bn | 49.70 Bn | - | -44.76% |
| 3 | Figure Technology Solutions | 8.04 Bn | 6.51 Bn | 196.67 Mn | -18.35% |
| 4 | PennyMac Financial Services | 3.81 Bn | 3.06 Bn | 480.08 Mn | 428.66% |
| 5 | Federal Agricultural Mortgage | 2.47 Bn | 1.43 Bn | - | 32.32% |
| 6 | UWM Holdings | 2.36 Bn | 2.71 Bn | - | 37.68% |
| 7 | CNFinance Holdings | 1.51 Bn | 1.51 Bn | - | - |
| 8 | Walker & Dunlop | 1.42 Bn | 1.27 Bn | - | 381.13% |
| 9 | Velocity Financial | 725.75 Mn | -6.72 Bn | - | - |
| 10 | loanDepot | 338.91 Mn | 159.79 Mn | - | 151.27% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 428.66% |
| Mar 31, 2026 | -249.16% |
| Dec 31, 2025 | -353.91% |
| Sep 30, 2025 | -111.48% |
| Jun 30, 2025 | -31.58% |
| Mar 31, 2025 | 245.72% |
| Dec 31, 2024 | -458.64% |
| Sep 30, 2024 | -96.65% |
| Jun 30, 2024 | -270.28% |
| Mar 31, 2024 | -295.04% |
| Dec 31, 2023 | 116.91% |
| Sep 30, 2023 | -245.90% |
| Jun 30, 2023 | 659.54% |
| Mar 31, 2023 | -1,081.51% |
| Dec 31, 2022 | 140.14% |
| Sep 30, 2022 | -127.66% |
| Jun 30, 2022 | 329.28% |
| Mar 31, 2022 | 670.40% |
| Dec 31, 2021 | -32.25% |
| Sep 30, 2021 | 181.51% |