PennyMac Financial Services (PFSI) EV to FCF (2017 - 2026)
PennyMac Financial Services' (PFSI) quarterly EV to FCF came in at 1.77 in Q2 2026, up 105.5% year-over-year from 0.86 in Q2 2025, and up 162.07% quarter-over-quarter from 2.86 in Q1 2026.
Analysis
PennyMac Financial Services (PFSI) EV to FCF (2017 - 2026) Analysis & Trends
PennyMac Financial Services (PFSI) has reported EV to FCF for 10 consecutive years, with 1.77 the latest figure, recorded in Q2 2026.
- On a quarterly basis, EV to FCF rose 105.5% year-over-year to 1.77 in Q2 2026; TTM through Jun 2026 was 2.06, a 25.69% increase from a year earlier, with the FY2025 full-year figure at 3.64, down 260.99% from the prior year.
- EV to FCF was 1.77 for Q2 2026 at PennyMac Financial Services, up from 2.86 in the prior quarter.
- Over five years, EV to FCF peaked at 7.94 in Q4 2023 and troughed at 32.21 in Q2 2025.
- A 5-year average of 2.96 and a median of 1.52 in 2022 frame the typical range for EV to FCF.
- Across the five-year window, EV to FCF slumped 775.81% in 2024 and soared 208.21% in 2025, its largest moves.
- Over 5 years, EV to FCF stood at 3.04 in 2022, then surged by 161.22% to 7.94 in 2023, then sank by 126.8% to 2.13 in 2024, then plunged by 51.82% to 3.23 in 2025, then surged by 154.85% to 1.77 in 2026.
- The last three EV to FCF figures came in at 1.77 (Q2 2026), 2.86 (Q1 2026), and 3.23 (Q4 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) |
|---|---|---|---|---|
| 1 | Federal National Mortgage Association Fannie Mae | 83.31 Bn | 83.31 Bn | - |
| 2 | Rocket Companies | 38.09 Bn | 34.99 Bn | - |
| 3 | Figure Technology Solutions | 8.45 Bn | 6.92 Bn | 196.67 Mn |
| 4 | PennyMac Financial Services | 3.68 Bn | 2.93 Bn | 480.08 Mn |
| 5 | Federal Agricultural Mortgage | 2.45 Bn | 1.41 Bn | - |
| 6 | CNFinance Holdings | 1.41 Bn | 1.41 Bn | - |
| 7 | Walker & Dunlop | 1.38 Bn | 1.21 Bn | - |
| 8 | Velocity Financial | 703.72 Mn | -6.75 Bn | - |
| 9 | UWM Holdings | 467.47 Mn | -30.93 Mn | - |
| 10 | Onity | 290.33 Mn | 94.03 Mn | - |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 1.77 |
| Mar 31, 2026 | -2.86 |
| Dec 31, 2025 | -3.23 |
| Sep 30, 2025 | -7.94 |
| Jun 30, 2025 | -32.21 |
| Mar 31, 2025 | 4.27 |
| Dec 31, 2024 | -2.13 |
| Sep 30, 2024 | -12.63 |
| Jun 30, 2024 | -3.68 |
| Mar 31, 2024 | -3.94 |
| Dec 31, 2023 | 7.94 |
| Sep 30, 2023 | -2.18 |
| Jun 30, 2023 | 0.89 |
| Mar 31, 2023 | -0.45 |
| Dec 31, 2022 | 3.04 |
| Sep 30, 2022 | -0.91 |
| Jun 30, 2022 | 0.52 |
| Mar 31, 2022 | 0.53 |
| Dec 31, 2021 | -15.32 |
| Sep 30, 2021 | 2.19 |