PennyMac Financial Services PFSI
NYSE PFSI
$69.78 -1.13 (-1.59%)
As of: Sep 10, 2026 · 3:59 PM EDT

PennyMac Financial Services (PFSI) EBIT Margin (2017 - 2026)

PennyMac Financial Services' (PFSI) quarterly EBIT Margin came in at 2.95% in Q2 2026, down 1146.0% year-over-year from 0.28% in Q2 2025, and down 80.79% quarter-over-quarter from 15.34% in Q1 2026.

Analysis

PennyMac Financial Services (PFSI) EBIT Margin (2017 - 2026) Analysis & Trends

PennyMac Financial Services (PFSI) has reported EBIT Margin for 10 consecutive years, with 2.95% the latest figure, recorded in Q2 2026.

  • On a quarterly basis, EBIT Margin fell 1146.0% year-over-year to 2.95% in Q2 2026; TTM through Jun 2026 was 20.1%, a 91.0% decrease from a year earlier, with the FY2025 full-year figure at 24.69%, up 91.0% from the prior year.
  • EBIT Margin was 2.95% for Q2 2026 at PennyMac Financial Services, down from 15.34% in the prior quarter.
  • Over five years, EBIT Margin peaked at 37.35% in Q3 2022 and troughed at 16.14% in Q4 2023.
  • A 5-year average of 20.64% and a median of 21.78% in 2024 frame the typical range for EBIT Margin.
  • Across the five-year window, EBIT Margin slumped 3493 bps in 2023 and soared 4200 bps in 2024, its largest moves.
  • Over 5 years, EBIT Margin stood at 18.79% in 2022, then plunged by 186 bps to 16.14% in 2023, then surged by 260 bps to 25.87% in 2024, then slipped by 11 bps to 23.07% in 2025, then tumbled by 87 bps to 2.95% in 2026.
  • The last three EBIT Margin figures came in at 2.95% (Q2 2026), 15.34% (Q1 2026), and 23.07% (Q4 2025), per Business Quant data.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) EBIT Margin (Qtr)
1 Federal National Mortgage Association Fannie Mae 79.20 Bn 79.20 Bn - 507.88%
2 Rocket Companies 37.40 Bn 34.29 Bn - 23.53%
3 Figure Technology Solutions 8.09 Bn 6.55 Bn 196.67 Mn 34.46%
4 PennyMac Financial Services 3.62 Bn 2.87 Bn 480.08 Mn 2.95%
5 Federal Agricultural Mortgage 2.44 Bn 1.40 Bn - 331.19%
6 CNFinance Holdings 1.37 Bn 1.37 Bn - -
7 Walker & Dunlop 1.34 Bn 1.18 Bn - 6.15%
8 Velocity Financial 703.53 Mn -6.75 Bn - -
9 UWM Holdings 453.97 Mn -44.44 Mn - -35.36%
10 Onity 294.97 Mn 98.67 Mn - 31.11%
Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 2.95%
Mar 31, 2026 15.34%
Dec 31, 2025 23.07%
Sep 30, 2025 35.13%
Jun 30, 2025 14.40%
Mar 31, 2025 21.99%
Dec 31, 2024 25.87%
Sep 30, 2024 21.57%
Jun 30, 2024 31.62%
Mar 31, 2024 13.16%
Dec 31, 2023 -16.14%
Sep 30, 2023 30.52%
Jun 30, 2023 20.01%
Mar 31, 2023 11.53%
Dec 31, 2022 18.79%
Sep 30, 2022 37.35%
Jun 30, 2022 32.16%
Mar 31, 2022 32.26%
Dec 31, 2021 31.35%
Sep 30, 2021 41.72%