PennyMac Financial Services (PFSI) EBIT Margin (2017 - 2026)
PennyMac Financial Services' (PFSI) quarterly EBIT Margin came in at 2.95% in Q2 2026, down 1146.0% year-over-year from 0.28% in Q2 2025, and down 80.79% quarter-over-quarter from 15.34% in Q1 2026.
Analysis
PennyMac Financial Services (PFSI) EBIT Margin (2017 - 2026) Analysis & Trends
PennyMac Financial Services (PFSI) has reported EBIT Margin for 10 consecutive years, with 2.95% the latest figure, recorded in Q2 2026.
- On a quarterly basis, EBIT Margin fell 1146.0% year-over-year to 2.95% in Q2 2026; TTM through Jun 2026 was 20.1%, a 91.0% decrease from a year earlier, with the FY2025 full-year figure at 24.69%, up 91.0% from the prior year.
- EBIT Margin was 2.95% for Q2 2026 at PennyMac Financial Services, down from 15.34% in the prior quarter.
- Over five years, EBIT Margin peaked at 37.35% in Q3 2022 and troughed at 16.14% in Q4 2023.
- A 5-year average of 20.64% and a median of 21.78% in 2024 frame the typical range for EBIT Margin.
- Across the five-year window, EBIT Margin slumped 3493 bps in 2023 and soared 4200 bps in 2024, its largest moves.
- Over 5 years, EBIT Margin stood at 18.79% in 2022, then plunged by 186 bps to 16.14% in 2023, then surged by 260 bps to 25.87% in 2024, then slipped by 11 bps to 23.07% in 2025, then tumbled by 87 bps to 2.95% in 2026.
- The last three EBIT Margin figures came in at 2.95% (Q2 2026), 15.34% (Q1 2026), and 23.07% (Q4 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBIT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Federal National Mortgage Association Fannie Mae | 79.20 Bn | 79.20 Bn | - | 507.88% |
| 2 | Rocket Companies | 37.40 Bn | 34.29 Bn | - | 23.53% |
| 3 | Figure Technology Solutions | 8.09 Bn | 6.55 Bn | 196.67 Mn | 34.46% |
| 4 | PennyMac Financial Services | 3.62 Bn | 2.87 Bn | 480.08 Mn | 2.95% |
| 5 | Federal Agricultural Mortgage | 2.44 Bn | 1.40 Bn | - | 331.19% |
| 6 | CNFinance Holdings | 1.37 Bn | 1.37 Bn | - | - |
| 7 | Walker & Dunlop | 1.34 Bn | 1.18 Bn | - | 6.15% |
| 8 | Velocity Financial | 703.53 Mn | -6.75 Bn | - | - |
| 9 | UWM Holdings | 453.97 Mn | -44.44 Mn | - | -35.36% |
| 10 | Onity | 294.97 Mn | 98.67 Mn | - | 31.11% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 2.95% |
| Mar 31, 2026 | 15.34% |
| Dec 31, 2025 | 23.07% |
| Sep 30, 2025 | 35.13% |
| Jun 30, 2025 | 14.40% |
| Mar 31, 2025 | 21.99% |
| Dec 31, 2024 | 25.87% |
| Sep 30, 2024 | 21.57% |
| Jun 30, 2024 | 31.62% |
| Mar 31, 2024 | 13.16% |
| Dec 31, 2023 | -16.14% |
| Sep 30, 2023 | 30.52% |
| Jun 30, 2023 | 20.01% |
| Mar 31, 2023 | 11.53% |
| Dec 31, 2022 | 18.79% |
| Sep 30, 2022 | 37.35% |
| Jun 30, 2022 | 32.16% |
| Mar 31, 2022 | 32.26% |
| Dec 31, 2021 | 31.35% |
| Sep 30, 2021 | 41.72% |