PennyMac Financial Services (PFSI) EBIT Margin (2017 - 2026)

PennyMac Financial Services (PFSI) reported EBIT Margin of 15.34% for Q1 2026, down 665.0% year-over-year from 2.71% in Q1 2025, and down 80.74% quarter-over-quarter from 79.64% in Q4 2025.

PennyMac Financial Services (PFSI) EBIT Margin (2017 - 2026) Analysis & Trends

PennyMac Financial Services (PFSI) has 10 years of EBIT Margin data on file, last reported at 15.34% in Q1 2026.

  • EBIT Margin for Q1 2026 came in at 15.34%, down 665.0% year-over-year; the trailing twelve-month figure through Mar 2026 was 44.94% (up 9396.0% YoY), and the FY2025 annual result was 5.66%, down 30778.0% from the prior year.
  • EBIT Margin slipped to 15.34% in Q1 2026 per PFSI's latest filing, from 79.64% in the prior quarter.
  • Over five years, EBIT Margin peaked at 86.02% in Q4 2022 and troughed at 12107.56% in Q1 2023.
  • A 5-year average of 2764.78% and a median of 20.01% in 2023 frame the typical range for EBIT Margin.
  • The sharpest annual moves came in 2022 and 2023: EBIT Margin jumped 1916559 bps in 2022, then slumped 1213982 bps in 2023.
  • A 5-year view of EBIT Margin shows it stood at 86.02% in 2022, then fell by 19 bps to 69.84% in 2023, then sank by 12182 bps to 8437.75% in 2024, then soared by 101 bps to 79.64% in 2025, then sank by 81 bps to 15.34% in 2026.
  • Business Quant data shows PFSI's EBIT Margin at 15.34% in Q1 2026, 79.64% in Q4 2025, and 8867.67% in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) EBIT Margin (Qtr)
1 Rocket Companies 37.42 Bn 34.73 Bn - 25.47%
2 PennyMac Financial Services 4.27 Bn 3.77 Bn 523.89 Mn 15.34%
3 Walker & Dunlop 1.77 Bn 1.59 Bn - 13.56%
4 UWM Holdings 728.84 Mn 1.55 Bn - 35.31%
5 Velocity Financial 676.73 Mn 592.27 Mn - -
6 CNFinance Holdings 606.48 Mn 557.67 Mn - -
7 Better Home & Finance Holding 411.40 Mn 341.12 Mn - -95.13%
8 Onity 314.31 Mn 314.31 Mn - 474.35%
9 loanDepot 211.55 Mn -2.94 Mn - -4.21%
10 Greystone Housing Impact Investors 119.59 Mn 119.59 Mn - 6.08%

Historic Data

Download Data
DateValue
Mar 31, 2026 15.34%
Dec 31, 2025 79.64%
Sep 30, 2025 -8,867.67%
Jun 30, 2025 14.40%
Mar 31, 2025 21.99%
Dec 31, 2024 -8,437.75%
Sep 30, 2024 21.57%
Jun 30, 2024 -1,665.42%
Mar 31, 2024 -7,238.90%
Dec 31, 2023 69.84%
Sep 30, 2023 30.52%
Jun 30, 2023 20.01%
Mar 31, 2023 -12,107.56%
Dec 31, 2022 86.02%
Sep 30, 2022 -9,107.62%
Jun 30, 2022 32.16%
Mar 31, 2022 32.26%
Dec 31, 2021 31.35%
Sep 30, 2021 41.72%
Jun 30, 2021 -19,133.43%