PFS Bancorp (PFSB) Retained Earnings (2022 - 2026)
PFS Bancorp (PFSB) posted Retained Earnings of -$1.7 million for Q1 2026, down 106.2% sequentially from $27.4 million in Q4 2025, and down 106.53% YoY from $26.0 million in Q1 2025.
PFS Bancorp (PFSB) Retained Earnings (2022 - 2026) Analysis & Trends
PFS Bancorp has reported Retained Earnings for 5 years, with the latest figure at -$1.7 million in Q1 2026.
- Quarterly Retained Earnings fell 106.53% year-over-year to -$1.7 million in Q1 2026, while the trailing twelve-month figure through Mar 2026 was -$1.7 million (down 106.53% YoY) and the FY2025 annual result came in at $27.4 million, up 75.43% from the prior year.
- Retained Earnings eased to -$1.7 million in Q1 2026 per PFSB's latest filing, from $27.4 million in the prior quarter.
- Over five years, Retained Earnings peaked at $27.4 million in Q4 2025 and troughed at -$4.6 million in Q3 2023.
- A 5-year average of $13.8 million and a median of $15.6 million in 2024 frame the typical range for Retained Earnings.
- The sharpest annual moves came in 2024 and 2025: Retained Earnings soared 654.21% in 2024, then plunged 106.66% in 2025.
- Over 5 years, Retained Earnings stood at $23.8 million in 2022, then tumbled by 34.51% to $15.6 million in 2023, then declined by 0.01% to $15.6 million in 2024, then soared by 75.43% to $27.4 million in 2025, then plunged by 106.2% to -$1.7 million in 2026.
- According to Business Quant data, Retained Earnings over the past three periods registered -$1.7 million, $27.4 million, and -$1.7 million for Q1 2026, Q4 2025, and Q3 2025 respectively.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Retained Earnings (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 120.66 Bn | 84.46 Bn | - | 25.64 Bn |
| 2 | Pnc Financial Services | 97.86 Bn | 97.86 Bn | - | 65.52 Bn |
| 3 | Us Bancorp | 96.39 Bn | 96.39 Bn | - | 83.24 Bn |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | 8.37 Bn |
| 5 | NatWest | 74.92 Bn | -144.17 Bn | - | - |
| 6 | Deutsche Bank Aktiengesellschaft | 72.22 Bn | -81.10 Bn | - | 43.89 Bn |
| 7 | Nu Holdings | 70.34 Bn | 56.66 Bn | 2.35 Bn | 8.50 Bn |
| 8 | Truist Financial | 61.75 Bn | 61.75 Bn | - | 31.62 Bn |
| 9 | Fifth Third Bancorp | 49.88 Bn | 26.16 Bn | - | 25.65 Bn |
| 10 | PFS Bancorp | 31.70 Mn | -19.45 Mn | 80,000.00 | 28.13 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 28.13 Mn |
| Mar 31, 2026 | -1.70 Mn |
| Dec 31, 2025 | 27.37 Mn |
| Sep 30, 2025 | -1.70 Mn |
| Jun 30, 2025 | 26.42 Mn |
| Mar 31, 2025 | 25.99 Mn |
| Dec 31, 2024 | 15.60 Mn |
| Sep 30, 2024 | 25.59 Mn |
| Jun 30, 2024 | 15.60 Mn |
| Mar 31, 2024 | 15.60 Mn |
| Dec 31, 2023 | 15.61 Mn |
| Sep 30, 2023 | -4.62 Mn |
| Jun 30, 2023 | -3.88 Mn |
| Dec 31, 2022 | 23.83 Mn |