PFS Bancorp PFSB
OTC PFSB
$20.70 +0.15 (+0.73%)
At close: Aug 20, 2026 · 4:00 PM EDT

PFS Bancorp (PFSB) Operating Margin (2022 - 2026)

PFS Bancorp (PFSB) posted Operating Margin of 1024.78% for Q1 2026, down 543.68% sequentially from 159.21% in Q4 2025, and up 5122522.0% YoY from N/an in Q1 2025.

PFS Bancorp (PFSB) Operating Margin (2022 - 2026) Analysis & Trends

PFS Bancorp has reported Operating Margin for 5 years, with the latest figure at 1024.78% in Q1 2026.

  • Quarterly Operating Margin rose 5122522.0% year-over-year to 1024.78% in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 591.98% (up 138943.0% YoY) and the FY2025 annual result came in at 885.94%, up 9728.0% from the prior year.
  • Operating Margin eased to 1024.78% in Q1 2026 per PFSB's latest filing, from 159.21% in the prior quarter.
  • Over five years, Operating Margin peaked at 495.31% in Q4 2023 and troughed at 53100.0% in Q2 2025.
  • A 5-year average of 8757.89% and a median of 982.35% in 2023 frame the typical range for Operating Margin.
  • The sharpest annual moves came in 2025 and 2026: Operating Margin tumbled 5219065 bps in 2025, then surged 5122522 bps in 2026.
  • Over 5 years, Operating Margin stood at 1015.0% in 2022, then jumped by 149 bps to 495.31% in 2023, then slumped by 358 bps to 1279.82% in 2024, then soared by 88 bps to 159.21% in 2025, then plunged by 544 bps to 1024.78% in 2026.
  • According to Business Quant data, Operating Margin over the past three periods registered 1024.78%, 159.21%, and 863.25% for Q1 2026, Q4 2025, and Q3 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Operating Margin (Qtr)
1 Hdfc Bank 120.76 Bn 84.56 Bn - -
2 Pnc Financial Services 97.67 Bn 97.67 Bn - -
3 Us Bancorp 96.04 Bn 96.04 Bn - -
4 Lloyds Banking 93.61 Bn 93.91 Bn - -
5 NatWest 74.86 Bn -144.23 Bn - -
6 Deutsche Bank Aktiengesellschaft 72.07 Bn -81.25 Bn - -
7 Nu Holdings 70.84 Bn 57.15 Bn 2.35 Bn 53.44%
8 Truist Financial 61.64 Bn 61.64 Bn - -
9 Fifth Third Bancorp 49.75 Bn 26.03 Bn - -
10 PFS Bancorp 31.70 Mn -19.45 Mn 80,000.00 -946.72%

Historic Data

Download Data
DateValue
Jun 30, 2026 -946.72%
Mar 31, 2026 -1,024.78%
Dec 31, 2025 -159.21%
Sep 30, 2025 -863.25%
Jun 30, 2025 -53,100.00%
Mar 31, 2025 -52,250.00%
Dec 31, 2024 -1,279.82%
Sep 30, 2024 -13,312.50%
Jun 30, 2024 -909.35%
Mar 31, 2024 -924.30%
Dec 31, 2023 495.31%
Sep 30, 2023 -770.37%
Jun 30, 2023 -979.59%
Mar 31, 2023 -985.11%
Dec 31, 2022 -1,015.00%
Sep 30, 2022 -834.04%
Jun 30, 2022 -12,214.29%