PFS Bancorp, Inc. (PFSB) Net Margin (2022 - 2026)
PFS Bancorp (PFSB) reported Net Margin of 336.15% for Q2 2026, down 14.25 percentage points from 350.40% a year earlier but up 64.36 percentage points from the prior quarter.
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PFS Bancorp, Inc. (PFSB) Net Margin (2022 - 2026) Analysis & Trends
Over the twelve months ended Jun 30, 2026, PFS Bancorp's Net Margin came in at 342.66%, up 114.27 percentage points year-over-year; for FY2025, it came in at 347.40%, up 156.07 percentage points from FY2024.
- Net Margin has a three-year change of +137.55 percentage points (FY2022 to FY2025).
- By year, Net Margin came in at 191.33% in FY2024 (-39.33 pp), 230.66% in FY2023 (+20.82 pp) and 209.85% in FY2022.
- Five-year quarterly Net Margin spans a low of 94.96% in Q4 2024 and a high of 432.52% in Q4 2025.
- Year over year, Net Margin gained in five of the last eight quarters, with an average year-over-year change of +48.75 percentage points.
- The high point for year-over-year Net Margin in five years was Q4 2025 (a gain of 337.56 percentage points); the low point was Q4 2024 (a drop of 149.49 percentage points).
- Per Business Quant data, the three quarters before Q2 2026 came in at 271.79% (Q1 2026), 432.52% (Q4 2025) and 327.56% (Q3 2025).
Peer Set
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Historic Data
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Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 24.84% |
| Mar 31, 2026 | 19.24% |
| Dec 31, 2025 | 29.87% |
| Sep 30, 2025 | 24.67% |
| Jun 30, 2025 | 26.64% |
| Mar 31, 2025 | 19.52% |
| Dec 31, 2024 | 6.82% |
| Sep 30, 2024 | 17.18% |
| Jun 30, 2024 | 19.16% |
| Mar 31, 2024 | 19.44% |
| Dec 31, 2023 | 19.48% |
| Sep 30, 2023 | 22.32% |
| Jun 30, 2023 | 16.11% |
| Mar 31, 2023 | 17.05% |
| Dec 31, 2022 | 8.36% |
| Sep 30, 2022 | 20.77% |
| Jun 30, 2022 | 23.54% |
API Access
PFS Bancorp, Inc. Net Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=net-margin&ticker=PFSB&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "net-margin", "ticker": "PFSB", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=net-margin&ticker=PFSB&period=max&api_key=YOUR_API_KEY");
const data = await res.json();