PFS Bancorp (PFSB) Gross Margin (2022 - 2026)
PFS Bancorp (PFSB) posted Gross Margin of 76.11% for Q1 2026, down 32.12% sequentially from 112.12% in Q4 2025, and up 57611.0% YoY from N/an in Q1 2025.
PFS Bancorp (PFSB) Gross Margin (2022 - 2026) Analysis & Trends
PFS Bancorp has reported Gross Margin for 5 years, with the latest figure at 76.11% in Q1 2026.
- Quarterly Gross Margin rose 57611.0% year-over-year to 76.11% in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 97.13% (up 3385.0% YoY) and the FY2025 annual result came in at 84.38%, down 22.0% from the prior year.
- Gross Margin retreated to 76.11% in Q1 2026 per PFSB's latest filing, from 112.12% in the prior quarter.
- Over five years, Gross Margin peaked at 112.12% in Q4 2025 and troughed at 1350.0% in Q2 2025.
- A 5-year average of 87.42% and a median of 71.23% in 2024 frame the typical range for Gross Margin.
- The sharpest annual moves came in 2025 and 2026: Gross Margin slumped 143411 bps in 2025, then surged 57611 bps in 2026.
- Over 5 years, Gross Margin stood at 80.0% in 2022, then surged by 31 bps to 104.69% in 2023, then dropped by 19 bps to 84.4% in 2024, then jumped by 33 bps to 112.12% in 2025, then slumped by 32 bps to 76.11% in 2026.
- According to Business Quant data, Gross Margin over the past three periods registered 76.11%, 112.12%, and 87.18% for Q1 2026, Q4 2025, and Q3 2025 respectively.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Gross Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 120.66 Bn | 84.46 Bn | - | - |
| 2 | Pnc Financial Services | 97.94 Bn | 97.94 Bn | - | - |
| 3 | Us Bancorp | 96.39 Bn | 96.39 Bn | - | - |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 74.94 Bn | -144.15 Bn | - | - |
| 6 | Deutsche Bank Aktiengesellschaft | 72.20 Bn | -81.12 Bn | - | - |
| 7 | Nu Holdings | 70.51 Bn | 56.83 Bn | 2.35 Bn | 42.56% |
| 8 | Truist Financial | 61.77 Bn | 61.77 Bn | - | - |
| 9 | Fifth Third Bancorp | 49.93 Bn | 26.21 Bn | - | - |
| 10 | PFS Bancorp | 31.70 Mn | -19.45 Mn | 80,000.00 | 65.57% |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 65.57% |
| Mar 31, 2026 | 76.11% |
| Dec 31, 2025 | 112.12% |
| Sep 30, 2025 | 87.18% |
| Jun 30, 2025 | -1,350.00% |
| Mar 31, 2025 | -500.00% |
| Dec 31, 2024 | 84.40% |
| Sep 30, 2024 | -362.50% |
| Jun 30, 2024 | 84.11% |
| Mar 31, 2024 | 66.36% |
| Dec 31, 2023 | 104.69% |
| Sep 30, 2023 | 65.74% |
| Jun 30, 2023 | 83.67% |
| Mar 31, 2023 | 61.70% |
| Dec 31, 2022 | 80.00% |
| Sep 30, 2022 | 64.89% |
| Jun 30, 2022 | -157.14% |