PFS Bancorp, Inc. (PFSB) FCF Margin (2022 - 2026)
PFS Bancorp (PFSB) recorded FCF Margin of -80.00% in Q2 2026, down 3048.80 percentage points from 2968.80% a year earlier and down 681.71 percentage points from the prior quarter.
PFS Bancorp, Inc. (PFSB) FCF Margin (2022 - 2026) Analysis & Trends
On a TTM basis, PFS Bancorp's FCF Margin came in at 358.35% as of Jun 30, 2026, up 99.03 percentage points year-over-year; for FY2025, it came in at 439.71%, up 197.21 percentage points from FY2024.
- Annual FCF Margin has a three-year change of -83.78 percentage points (FY2022 to FY2025).
- Across earlier years, FCF Margin came in at 242.49% in FY2024 (-190.69 pp), 433.18% in FY2023 (-90.30 pp) and 523.48% in FY2022.
- The Q2 2026 figure is the lowest quarterly FCF Margin since Q1 2025.
- On a year-over-year basis, FCF Margin rose in five of the last eight quarters, with an average year-over-year change of -81.87 percentage points.
- Peak year-over-year performance for FCF Margin in the last five years was a gain of 3221.52 percentage points in Q1 2026, against a drop of 3048.80 percentage points in Q2 2026 at the low end.
- Per Business Quant, the preceding three quarters came in at 601.71% (Q1 2026), 504.07% (Q4 2025) and 441.73% (Q3 2025).
Peer Comparison
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | -5.91% |
| Mar 31, 2026 | 42.59% |
| Dec 31, 2025 | 34.81% |
| Sep 30, 2025 | 33.27% |
| Jun 30, 2025 | 225.73% |
| Mar 31, 2025 | -190.21% |
| Dec 31, 2024 | -5.07% |
| Sep 30, 2024 | 26.54% |
| Jun 30, 2024 | 30.91% |
| Mar 31, 2024 | 29.23% |
| Dec 31, 2023 | 109.40% |
| Sep 30, 2023 | 1.04% |
| Jun 30, 2023 | 20.35% |
| Mar 31, 2023 | 0.72% |
| Dec 31, 2022 | 49.26% |
| Sep 30, 2022 | 47.47% |
PFS Bancorp, Inc. FCF Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=fcf-margin&ticker=PFSB&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "fcf-margin", "ticker": "PFSB", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=fcf-margin&ticker=PFSB&period=max&api_key=YOUR_API_KEY");
const data = await res.json();