Peoples Bancorp Of North Carolina (PEBK) Times Interest Earned (2011 - 2026)
Peoples Bancorp Of North Carolina's Times Interest Earned was 1.98 in Q1 2026, up 2.3% from 1.93 a year earlier but down 18.3% from the prior quarter.
Peoples Bancorp Of North Carolina (PEBK) Times Interest Earned (2011 - 2026) Analysis & Trends
On a trailing twelve-month basis, Peoples Bancorp Of North Carolina's Times Interest Earned was 2.06 through Mar 31, 2026, up 12.5% year-over-year; for FY2025, it came in at 2.05, up 14.9% from FY2024.
- In earlier years, Times Interest Earned was 1.79 in FY2024 (-17.4%), 2.16 in FY2023 (-69.6%), 7.11 in FY2022 (+2.9%) and 6.91 in FY2021 (+49.8%).
- Quarterly Times Interest Earned has moved between 1.70 (Q4 2024) and 9.22 (Q3 2022) over five years.
- Compared with a year earlier, Times Interest Earned was higher in four of the last eight quarters, with growth averaging 2.6%.
- The best year-over-year quarter for Times Interest Earned over five years was Q4 2021 (growth of 87.4%); the worst was Q3 2023 (a decline of 77.6%).
- Per Business Quant data, PEBK's Times Interest Earned in the three quarters before Q1 2026 was 2.42 (Q4 2025), 1.76 (Q3 2025) and 2.09 (Q2 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Times Interest Earned (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 879.54 Bn | 909.01 Bn | - | 2.10 |
| 2 | Banco Santander Chile | 418.48 Bn | 538.42 Bn | - | -2.12 |
| 3 | Bank Of America | 381.92 Bn | -1,994.15 Bn | - | 1.65 |
| 4 | Hsbc Holdings | 341.10 Bn | 341.15 Bn | - | - |
| 5 | Morgan Stanley | 295.71 Bn | -213.38 Bn | - | 1.56 |
| 6 | Royal Bank Of Canada | 275.38 Bn | 126.13 Bn | - | 1.43 |
| 7 | Mitsubishi Ufj Financial | 273.79 Bn | -1,314.70 Bn | 10.89 Bn | 0.56 |
| 8 | Goldman Sachs | 262.78 Bn | -3,294.34 Bn | - | 1.47 |
| 9 | Wells Fargo & Company | 242.61 Bn | 244.75 Bn | - | 1.73 |
| 10 | Peoples Bancorp Of North Carolina | 234.08 Mn | 234.08 Mn | - | - |
Historic Data
| Date | Value |
|---|---|
| Mar 31, 2026 | 1.98 |
| Dec 31, 2025 | 2.42 |
| Sep 30, 2025 | 1.76 |
| Jun 30, 2025 | 2.09 |
| Mar 31, 2025 | 1.93 |
| Dec 31, 2024 | 1.70 |
| Sep 30, 2024 | 1.77 |
| Jun 30, 2024 | 1.94 |
| Mar 31, 2024 | 1.73 |
| Dec 31, 2023 | 1.75 |
| Sep 30, 2023 | 2.07 |
| Jun 30, 2023 | 2.61 |
| Mar 31, 2023 | 2.63 |
| Dec 31, 2022 | 5.38 |
| Sep 30, 2022 | 9.22 |
| Jun 30, 2022 | 7.25 |
| Mar 31, 2022 | 7.49 |
| Dec 31, 2021 | 6.44 |
| Sep 30, 2021 | 5.89 |
| Jun 30, 2021 | 7.90 |
Peoples Bancorp Of North Carolina Times Interest Earned API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=times-interest-earned&ticker=PEBK&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "times-interest-earned", "ticker": "PEBK", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=times-interest-earned&ticker=PEBK&period=max&api_key=YOUR_API_KEY");
const data = await res.json();