Peoples Bancorp Of North Carolina (PEBK) Interest Coverage Ratio (2010 - 2026)

Peoples Bancorp Of North Carolina's (PEBK) quarterly Interest Coverage Ratio came in at 1.15 in Q1 2026, up 262.03% year-on-year from 0.32 in Q1 2025, and up 121.36% on a QoQ basis from 0.52 in Q4 2025.

Peoples Bancorp Of North Carolina (PEBK) Interest Coverage Ratio (2010 - 2026) Analysis & Trends

Peoples Bancorp Of North Carolina (PEBK) has 17 years of Interest Coverage Ratio data on file, last reported at 1.15 in Q1 2026.

  • On a quarterly basis, Interest Coverage Ratio rose 262.03% year-over-year to 1.15 in Q1 2026; TTM through Mar 2026 was 1.7, a 35.8% increase from a year earlier, with the FY2025 full-year figure at 1.73, up 62.97% from the prior year.
  • Interest Coverage Ratio for Q1 2026 stood at 1.15, up from 0.52 in the prior quarter.
  • Over the last five years, Interest Coverage Ratio for PEBK reached as high as 16.86 in Q3 2022 and fell as low as 0.26 in Q2 2024.
  • Historically, Interest Coverage Ratio has averaged 3.83 across 5 years, with a median of 2.04 in 2024.
  • Across the five-year window, Interest Coverage Ratio tumbled 92.84% in 2024 and jumped 262.03% in 2026, its largest moves.
  • Year by year, Interest Coverage Ratio stood at 12.77 in 2022, then slumped by 82.35% to 2.25 in 2023, then slumped by 76.48% to 0.53 in 2024, then retreated by 1.87% to 0.52 in 2025, then jumped by 121.36% to 1.15 in 2026.
  • Per Business Quant data, the three most recent Interest Coverage Ratio figures were 1.15 in Q1 2026, 0.52 in Q4 2025, and 0.39 in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Interest Cover (Qtr)
1 KB Financial 43,124.21 Bn 43,125.44 Bn -775,612.08 7,084.59
2 Shinhan Financial 33,971.34 Bn 33,973.00 Bn - -0.53
3 Bank Of Chile 4,105.33 Bn 4,105.33 Bn 167,623.00 -22.98
4 NatWest 768.74 Bn 572.78 Bn 1.79 Bn -
5 Mizuho Financial 385.64 Bn 389.59 Bn - 1.66
6 Lloyds Banking 358.14 Bn 358.14 Bn - -
7 First Capital 200.03 Bn 199.69 Bn - 1.27
8 Landmark Bancorp 187.97 Bn 187.94 Bn - 2.19
9 Pnc Financial Services 100.96 Bn 101.01 Bn - 1.86
10 Peoples Bancorp Of North Carolina 231.95 Mn 170.69 Mn - 1.15

Historic Data

Download Data
DateValue
Mar 31, 2026 1.15
Dec 31, 2025 0.52
Sep 30, 2025 0.39
Jun 30, 2025 0.35
Mar 31, 2025 0.32
Dec 31, 2024 0.53
Sep 30, 2024 0.33
Jun 30, 2024 0.26
Mar 31, 2024 2.04
Dec 31, 2023 2.25
Sep 30, 2023 2.69
Jun 30, 2023 3.60
Mar 31, 2023 6.30
Dec 31, 2022 12.77
Sep 30, 2022 16.86
Jun 30, 2022 7.25
Mar 31, 2022 7.49
Dec 31, 2021 6.44
Sep 30, 2021 5.89
Jun 30, 2021 7.90