Peoples Bancorp Of North Carolina (PEBK) Interest Coverage Ratio (2011 - 2026)

Peoples Bancorp Of North Carolina (PEBK) has 16 years of Interest Coverage Ratio data on file, last reported at 1.98 in Q1 2026.

• Interest Coverage Ratio for Q1 2026 came in at 1.98, down 14.5% year-over-year; the trailing twelve-month figure through Mar 2026 was 0.12 (down 38.01% YoY), and the FY2025 annual result was 0.22, up 33.72% from the prior year.
• Interest Coverage Ratio climbed to 1.98 in Q1 2026 per PEBK's latest filing, from 6.2 in the prior quarter.
• Over five years, Interest Coverage Ratio peaked at 16.86 in Q3 2022 and troughed at 6.33 in Q4 2023.
• A 5-year average of 3.15 and a median of 2.38 in 2025 frame the typical range for Interest Coverage Ratio.
• The sharpest annual moves came in 2022 and 2023: Interest Coverage Ratio surged 186.07% in 2022, then sank 149.57% in 2023.
• A 5-year view of Interest Coverage Ratio shows it stood at 12.77 in 2022, then plunged by 149.57% to 6.33 in 2023, then increased by 13.84% to 5.45 in 2024, then fell by 13.67% to 6.2 in 2025, then jumped by 131.91% to 1.98 in 2026.
• Business Quant data shows PEBK's Interest Coverage Ratio at 1.98 in Q1 2026, 6.2 in Q4 2025, and 2.41 in Q3 2025.