Peoples Bancorp Of North Carolina (PEBK) Interest Coverage Ratio (2010 - 2026)
Peoples Bancorp Of North Carolina (PEBK) posted quarterly Interest Coverage Ratio of 1.15 for Q1 2026, up 262.03% year-over-year from 0.32 in Q1 2025, and up 121.36% quarter-over-quarter from 0.52 in Q4 2025.
Peoples Bancorp Of North Carolina (PEBK) Interest Coverage Ratio (2010 - 2026) Analysis & Trends
Peoples Bancorp Of North Carolina (PEBK) has reported Interest Coverage Ratio for 17 consecutive years, with 1.15 the latest figure, recorded in Q1 2026.
- In Q1 2026, Interest Coverage Ratio rose 262.03% year-over-year to 1.15; the TTM figure through Mar 2026 stood at 1.7 (up 35.8% YoY), while the FY2025 annual figure was 1.73, up 62.97% from the prior year.
- Interest Coverage Ratio grew to 1.15 in Q1 2026 per PEBK's latest filing, from 0.52 in the prior quarter.
- Across five years, Interest Coverage Ratio topped out at 16.86 in Q3 2022 and bottomed at 0.26 in Q2 2024.
- Historically, Interest Coverage Ratio has averaged 3.96 across 5 years, with a median of 2.25 in 2023.
- Annual changes were most pronounced in 2024 — Interest Coverage Ratio sank 92.84% — and 2026, when it soared 262.03%.
- Peoples Bancorp Of North Carolina's Interest Coverage Ratio stood at 12.77 in 2022, then slumped by 82.35% to 2.25 in 2023, then advanced by 18.87% to 2.68 in 2024, then tumbled by 80.58% to 0.52 in 2025, then surged by 121.36% to 1.15 in 2026.
- Business Quant data shows PEBK's Interest Coverage Ratio at 1.15 in Q1 2026, 0.52 in Q4 2025, and 0.39 in Q3 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 120.66 Bn | 84.46 Bn | - | - |
| 2 | Pnc Financial Services | 97.86 Bn | 97.86 Bn | - | 2.00 |
| 3 | Us Bancorp | 96.39 Bn | 96.39 Bn | - | 1.84 |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 74.92 Bn | -144.17 Bn | - | 0.27 |
| 6 | Deutsche Bank Aktiengesellschaft | 72.22 Bn | -81.10 Bn | - | 1.49 |
| 7 | Nu Holdings | 70.34 Bn | 56.66 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 61.75 Bn | 61.75 Bn | - | 1.77 |
| 9 | Fifth Third Bancorp | 49.88 Bn | 26.16 Bn | - | 1.90 |
| 10 | Peoples Bancorp Of North Carolina | 237.03 Mn | 237.03 Mn | - | - |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 1.15 |
| Dec 31, 2025 | 0.52 |
| Sep 30, 2025 | 0.39 |
| Jun 30, 2025 | 0.35 |
| Mar 31, 2025 | 0.32 |
| Dec 31, 2024 | 2.68 |
| Sep 30, 2024 | 0.33 |
| Jun 30, 2024 | 0.26 |
| Mar 31, 2024 | 2.04 |
| Dec 31, 2023 | 2.25 |
| Sep 30, 2023 | 2.69 |
| Jun 30, 2023 | 3.60 |
| Mar 31, 2023 | 6.30 |
| Dec 31, 2022 | 12.77 |
| Sep 30, 2022 | 16.86 |
| Jun 30, 2022 | 7.25 |
| Mar 31, 2022 | 7.49 |
| Dec 31, 2021 | 6.44 |
| Sep 30, 2021 | 5.89 |
| Jun 30, 2021 | 7.90 |