Ponce Financial Group, Inc. (PDLB) Net Margin (2020 - 2026)
Ponce Financial's Net Margin came in at 26.00% for Q2 2026, up 4.03 percentage points from 21.97% a year earlier but down 1.56 percentage points from the prior quarter.
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Ponce Financial Group, Inc. (PDLB) Net Margin (2020 - 2026) Analysis & Trends
Over the trailing twelve months to Jun 30, 2026, Ponce Financial reported Net Margin of 27.20%, up 9.87 percentage points year-over-year; for FY2025, it came in at 25.25%, up 12.90 percentage points from FY2024.
- Net Margin has increased in each of the last three years, with a five-year change of +18.27 percentage points (FY2020 to FY2025).
- Going back by year, Net Margin was 12.35% in FY2024 (+7.91 pp), 4.44% in FY2023 (+45.53 pp), -41.08% in FY2022 (-68.27 pp) and 27.19% in FY2021 (+20.21 pp).
- The five-year range for quarterly Net Margin is -76.81% (Q3 2022) to 41.67% (Q4 2021).
- Year-over-year, Net Margin has increased for seven consecutive quarters, with an average year-over-year change of +8.31 percentage points over the last eight quarters.
- The fastest year-over-year change in Net Margin over five years came in Q3 2023 (a gain of 88.49 percentage points), and the weakest in Q4 2022 (a drop of 97.10 percentage points).
- Business Quant data shows PDLB's Net Margin at 27.56% (Q1 2026), 31.37% (Q4 2025) and 23.29% (Q3 2025) in the three quarters before Q2 2026.
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Peer Comparison
Historic Data
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Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 26.00% |
| Mar 31, 2026 | 27.56% |
| Dec 31, 2025 | 31.37% |
| Sep 30, 2025 | 23.29% |
| Jun 30, 2025 | 21.97% |
| Mar 31, 2025 | 23.10% |
| Dec 31, 2024 | 11.61% |
| Sep 30, 2024 | 10.67% |
| Jun 30, 2024 | 15.46% |
| Mar 31, 2024 | 11.76% |
| Dec 31, 2023 | 2.80% |
| Sep 30, 2023 | 11.68% |
| Jun 30, 2023 | -0.49% |
| Mar 31, 2023 | 1.94% |
| Dec 31, 2022 | -55.50% |
| Sep 30, 2022 | -76.81% |
| Jun 30, 2022 | 4.36% |
| Mar 31, 2022 | -34.86% |
| Dec 31, 2021 | 41.67% |
| Sep 30, 2021 | 10.99% |
API Access
Ponce Financial Group, Inc. Net Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=net-margin&ticker=PDLB&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "net-margin", "ticker": "PDLB", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=net-margin&ticker=PDLB&period=max&api_key=YOUR_API_KEY");
const data = await res.json();