Ponce Financial (PDLB) Net Margin (2020 - 2026)

Ponce Financial (PDLB) reported Net Margin of 74.61% for Q1 2026, down 4031.0% on a YoY basis from 1.9% in Q1 2025, and up 119.47% sequentially from 33.99% in Q4 2025.

Ponce Financial (PDLB) Net Margin (2020 - 2026) Analysis & Trends

Ponce Financial (PDLB) has 7 years of Net Margin data on file, last reported at 74.61% in Q1 2026.

  • For the quarter ending Q1 2026, Net Margin fell 4031.0% year-over-year to 74.61%; the trailing twelve-month figure through Mar 2026 stood at 40.96% (up 1466.0% YoY), and the FY2025 full-year result was 26.41%, up 1272.0% from the prior year.
  • Net Margin advanced to 74.61% in Q1 2026, from 33.99% in the prior quarter.
  • In the past five years, Net Margin ranged from a high of 186.48% in Q3 2024 to a low of 148.1% in Q1 2024.
  • A 5-year average of 16.75% and a median of 10.36% in 2024 frame the typical range for Net Margin.
  • Peak annual rise in Net Margin reached 26301 bps in 2025, while the deepest fall reached 16277 bps in 2025.
  • Tracing PDLB's Net Margin over 5 years: stood at 28.77% in 2022, then surged by 103 bps to 0.72% in 2023, then jumped by 1339 bps to 10.36% in 2024, then jumped by 228 bps to 33.99% in 2025, then surged by 119 bps to 74.61% in 2026.
  • Business Quant data shows PDLB's Net Margin at 74.61% in Q1 2026, 33.99% in Q4 2025, and 23.71% in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Net Margin (Qtr)
1 KB Financial 43,124.21 Bn 43,125.44 Bn -775,612.08 401,783.65%
2 Shinhan Financial 33,971.34 Bn 33,973.00 Bn - 8,284,010.29%
3 Bank Of Chile 4,105.33 Bn 4,105.33 Bn 167,623.00 0.00%
4 NatWest 768.74 Bn 572.78 Bn 1.79 Bn 32.86%
5 Mizuho Financial 385.64 Bn 389.59 Bn - 0.38%
6 Lloyds Banking 358.14 Bn 358.14 Bn - 27.26%
7 First Capital 200.03 Bn 199.69 Bn - 251.63%
8 Landmark Bancorp 187.97 Bn 187.94 Bn - 28.90%
9 Pnc Financial Services 100.96 Bn 101.01 Bn - 27.35%
10 Ponce Financial 480.95 Mn 363.70 Mn - 74.61%

Historic Data

Download Data
DateValue
Mar 31, 2026 74.61%
Dec 31, 2025 33.99%
Sep 30, 2025 23.71%
Jun 30, 2025 78.60%
Mar 31, 2025 114.92%
Dec 31, 2024 10.36%
Sep 30, 2024 186.48%
Jun 30, 2024 15.57%
Mar 31, 2024 -148.10%
Dec 31, 2023 0.72%
Sep 30, 2023 29.67%
Jun 30, 2023 -0.89%
Mar 31, 2023 1.94%
Dec 31, 2022 -28.77%
Sep 30, 2022 -76.81%
Jun 30, 2022 3.67%
Mar 31, 2022 -34.87%
Dec 31, 2021 41.47%
Sep 30, 2021 14.37%
Jun 30, 2021 26.87%