Ponce Financial (PDLB) Net Margin (2020 - 2026)

Ponce Financial has disclosed Net Margin across 7 years of filings, most recently posting 27.56% for Q1 2026.

• Net Margin for Q1 2026 came in at 27.56%, up 446.0% year-over-year; the trailing twelve-month figure through Mar 2026 was 26.32% (up 1081.0% YoY), and the FY2025 annual result was 25.25%, up 1290.0% from the prior year.
• Net Margin came in at 27.56% for Q1 2026 at Ponce Financial, down from 31.37% in the prior quarter.
• In the past five years, Net Margin ranged from a high of 31.37% in Q4 2025 to a low of 76.81% in Q3 2022.
• The 5-year median for Net Margin is 11.64% (2024), against an average of 1.76%.
• Across the five-year window, Net Margin sank 9716 bps in 2022 and jumped 8849 bps in 2023, its largest moves.
• Ponce Financial's Net Margin stood at 55.5% in 2022, then soared by 105 bps to 2.8% in 2023, then jumped by 315 bps to 11.64% in 2024, then jumped by 170 bps to 31.37% in 2025, then dropped by 12 bps to 27.56% in 2026.
• The last three Net Margin figures came in at 27.56% (Q1 2026), 31.37% (Q4 2025), and 23.29% (Q3 2025), per Business Quant data.