Ponce Financial (PDLB) Net Margin (2020 - 2026)
Ponce Financial (PDLB) posted Net Margin of 74.61% for Q1 2026, up 119.58% sequentially from 33.98% in Q4 2025, and down 4031.0% YoY from 1.9% in Q1 2025.
Ponce Financial (PDLB) Net Margin (2020 - 2026) Analysis & Trends
Ponce Financial has reported Net Margin for 7 years, with the latest figure at 74.61% in Q1 2026.
- Quarterly Net Margin fell 4031.0% year-over-year to 74.61% in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 40.95% (up 1826.0% YoY) and the FY2025 annual result came in at 26.41%, up 1272.0% from the prior year.
- Net Margin advanced to 74.61% in Q1 2026 per PDLB's latest filing, from 33.98% in the prior quarter.
- Over five years, Net Margin peaked at 186.48% in Q3 2024 and troughed at 148.1% in Q1 2024.
- A 5-year average of 12.64% and a median of 7.84% in 2024 frame the typical range for Net Margin.
- The widest YoY moves for Net Margin: up 26301 bps in 2025, down 16277 bps in 2025.
- Over 5 years, Net Margin stood at 99.39% in 2022, then soared by 103 bps to 2.8% in 2023, then surged by 180 bps to 7.84% in 2024, then surged by 333 bps to 33.98% in 2025, then surged by 120 bps to 74.61% in 2026.
- According to Business Quant data, Net Margin over the past three periods registered 74.61%, 33.98%, and 23.71% for Q1 2026, Q4 2025, and Q3 2025 respectively.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 120.66 Bn | 84.46 Bn | - | - |
| 2 | Pnc Financial Services | 97.86 Bn | 97.86 Bn | - | 28.41% |
| 3 | Us Bancorp | 96.39 Bn | 96.39 Bn | - | 27.30% |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 74.92 Bn | -144.17 Bn | - | 38.78% |
| 6 | Deutsche Bank Aktiengesellschaft | 72.22 Bn | -81.10 Bn | - | 25.60% |
| 7 | Nu Holdings | 70.34 Bn | 56.66 Bn | 2.35 Bn | 25.60% |
| 8 | Truist Financial | 61.75 Bn | 61.75 Bn | - | 28.85% |
| 9 | Fifth Third Bancorp | 49.88 Bn | 26.16 Bn | - | 23.30% |
| 10 | Ponce Financial | 470.75 Mn | 330.74 Mn | - | 26.00% |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 26.00% |
| Mar 31, 2026 | 74.61% |
| Dec 31, 2025 | 33.98% |
| Sep 30, 2025 | 23.71% |
| Jun 30, 2025 | 78.60% |
| Mar 31, 2025 | 114.92% |
| Dec 31, 2024 | 7.84% |
| Sep 30, 2024 | 186.48% |
| Jun 30, 2024 | 15.57% |
| Mar 31, 2024 | -148.10% |
| Dec 31, 2023 | 2.80% |
| Sep 30, 2023 | 29.67% |
| Jun 30, 2023 | -0.89% |
| Mar 31, 2023 | 1.94% |
| Dec 31, 2022 | -99.39% |
| Sep 30, 2022 | -76.81% |
| Jun 30, 2022 | 4.84% |
| Mar 31, 2022 | -34.87% |
| Dec 31, 2021 | 50.58% |
| Sep 30, 2021 | 14.37% |