Ponce Financial (PDLB) Net Margin (2020 - 2026)
Ponce Financial (PDLB) reported Net Margin of 74.61% for Q1 2026, down 4031.0% on a YoY basis from 1.9% in Q1 2025, and up 119.47% sequentially from 33.99% in Q4 2025.
Ponce Financial (PDLB) Net Margin (2020 - 2026) Analysis & Trends
Ponce Financial (PDLB) has 7 years of Net Margin data on file, last reported at 74.61% in Q1 2026.
- For the quarter ending Q1 2026, Net Margin fell 4031.0% year-over-year to 74.61%; the trailing twelve-month figure through Mar 2026 stood at 40.96% (up 1466.0% YoY), and the FY2025 full-year result was 26.41%, up 1272.0% from the prior year.
- Net Margin advanced to 74.61% in Q1 2026, from 33.99% in the prior quarter.
- In the past five years, Net Margin ranged from a high of 186.48% in Q3 2024 to a low of 148.1% in Q1 2024.
- A 5-year average of 16.75% and a median of 10.36% in 2024 frame the typical range for Net Margin.
- Peak annual rise in Net Margin reached 26301 bps in 2025, while the deepest fall reached 16277 bps in 2025.
- Tracing PDLB's Net Margin over 5 years: stood at 28.77% in 2022, then surged by 103 bps to 0.72% in 2023, then jumped by 1339 bps to 10.36% in 2024, then jumped by 228 bps to 33.99% in 2025, then surged by 119 bps to 74.61% in 2026.
- Business Quant data shows PDLB's Net Margin at 74.61% in Q1 2026, 33.99% in Q4 2025, and 23.71% in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | KB Financial | 43,124.21 Bn | 43,125.44 Bn | -775,612.08 | 401,783.65% |
| 2 | Shinhan Financial | 33,971.34 Bn | 33,973.00 Bn | - | 8,284,010.29% |
| 3 | Bank Of Chile | 4,105.33 Bn | 4,105.33 Bn | 167,623.00 | 0.00% |
| 4 | NatWest | 768.74 Bn | 572.78 Bn | 1.79 Bn | 32.86% |
| 5 | Mizuho Financial | 385.64 Bn | 389.59 Bn | - | 0.38% |
| 6 | Lloyds Banking | 358.14 Bn | 358.14 Bn | - | 27.26% |
| 7 | First Capital | 200.03 Bn | 199.69 Bn | - | 251.63% |
| 8 | Landmark Bancorp | 187.97 Bn | 187.94 Bn | - | 28.90% |
| 9 | Pnc Financial Services | 100.96 Bn | 101.01 Bn | - | 27.35% |
| 10 | Ponce Financial | 480.95 Mn | 363.70 Mn | - | 74.61% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 74.61% |
| Dec 31, 2025 | 33.99% |
| Sep 30, 2025 | 23.71% |
| Jun 30, 2025 | 78.60% |
| Mar 31, 2025 | 114.92% |
| Dec 31, 2024 | 10.36% |
| Sep 30, 2024 | 186.48% |
| Jun 30, 2024 | 15.57% |
| Mar 31, 2024 | -148.10% |
| Dec 31, 2023 | 0.72% |
| Sep 30, 2023 | 29.67% |
| Jun 30, 2023 | -0.89% |
| Mar 31, 2023 | 1.94% |
| Dec 31, 2022 | -28.77% |
| Sep 30, 2022 | -76.81% |
| Jun 30, 2022 | 3.67% |
| Mar 31, 2022 | -34.87% |
| Dec 31, 2021 | 41.47% |
| Sep 30, 2021 | 14.37% |
| Jun 30, 2021 | 26.87% |