Ponce Financial (PDLB) Net Margin (2020 - 2026)
Ponce Financial recorded quarterly Net Margin of 27.56% in Q1 2026, down 12.15% quarter-over-quarter from 31.37% in Q4 2025, and up 446.0% year-over-year from 5.05% in Q1 2025.
Ponce Financial's Net Margin history runs 7 years deep, the most recent figure standing at 27.56% for Q1 2026.
- In Q1 2026, Net Margin rose 446.0% year-over-year to 27.56%; the TTM figure through Mar 2026 stood at 26.32% (up 1081.0% YoY), while the FY2025 annual figure was 25.25%, up 1290.0% from the prior year.
- Net Margin came in at 27.56% for Q1 2026 at Ponce Financial, down from 31.37% in the prior quarter.
- In the past five years, Net Margin ranged from a high of 31.37% in Q4 2025 to a low of 76.81% in Q3 2022.
- A 5-year average of 1.76% and a median of 11.64% in 2024 frame the typical range for Net Margin.
- Across the five-year window, Net Margin plunged 9716 bps in 2022 and surged 8849 bps in 2023, its largest moves.
- Ponce Financial's Net Margin stood at 55.5% in 2022, then jumped by 105 bps to 2.8% in 2023, then surged by 315 bps to 11.64% in 2024, then surged by 170 bps to 31.37% in 2025, then declined by 12 bps to 27.56% in 2026.
- According to Business Quant data, Net Margin over the past three periods registered 27.56%, 31.37%, and 23.29% for Q1 2026, Q4 2025, and Q3 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 92,149.88 Bn | 92,149.88 Bn | - | - |
| 2 | Bank Bradesco | 6,846.93 Bn | 6,830.99 Bn | - | - |
| 3 | Lloyds Banking | 435.03 Bn | 435.03 Bn | - | - |
| 4 | First Capital | 206.20 Bn | 206.05 Bn | - | 251.45% |
| 5 | NatWest | 175.53 Bn | 175.53 Bn | - | - |
| 6 | Landmark Bancorp | 172.89 Bn | 172.85 Bn | - | 26.97% |
| 7 | Deutsche Bank Aktiengesellschaft | 161.63 Bn | -151,939.28 Bn | - | -0.97% |
| 8 | KB Financial | 145.10 Bn | 137.23 Bn | - | - |
| 9 | Pnc Financial Services | 89.55 Bn | 89.60 Bn | - | 27.35% |
| 10 | Ponce Financial | 434.02 Mn | 316.77 Mn | - | 27.56% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 27.56% |
| Dec 31, 2025 | 31.37% |
| Sep 30, 2025 | 23.29% |
| Jun 30, 2025 | 21.97% |
| Mar 31, 2025 | 23.10% |
| Dec 31, 2024 | 11.64% |
| Sep 30, 2024 | 10.67% |
| Jun 30, 2024 | 15.46% |
| Mar 31, 2024 | 11.76% |
| Dec 31, 2023 | 2.80% |
| Sep 30, 2023 | 11.68% |
| Jun 30, 2023 | -0.49% |
| Mar 31, 2023 | 1.94% |
| Dec 31, 2022 | -55.50% |
| Sep 30, 2022 | -76.81% |
| Jun 30, 2022 | 4.36% |
| Mar 31, 2022 | -34.86% |
| Dec 31, 2021 | 41.67% |
| Sep 30, 2021 | 10.99% |
| Jun 30, 2021 | 26.87% |
| Mar 31, 2021 | 14.61% |
| Dec 31, 2020 | 37.06% |
| Sep 30, 2020 | 60.45% |
| Jun 30, 2020 | -188.45% |
| Mar 31, 2020 | 231.49% |