Ponce Financial Group, Inc. (PDLB) EBT Margin (2020 - 2026)
Ponce Financial's EBT Margin was 35.79% in Q2 2026, up 5.62 percentage points from 30.17% a year earlier but down 1.78 percentage points from the prior quarter.
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Ponce Financial Group, Inc. (PDLB) EBT Margin (2020 - 2026) Analysis & Trends
On a trailing twelve-month basis, Ponce Financial's EBT Margin was 37.61% through Jun 30, 2026, up 12.62 percentage points year-over-year; for FY2025, it came in at 35.19%, up 16.44 percentage points from FY2024.
- EBT Margin has now increased for three consecutive years, with a five-year change of +25.71 percentage points (FY2020 to FY2025).
- In earlier years, EBT Margin was 18.74% in FY2024 (+10.99 pp), 7.75% in FY2023 (+58.21 pp), -50.46% in FY2022 (-86.43 pp) and 35.97% in FY2021 (+26.49 pp).
- Quarterly EBT Margin has moved between -81.08% (Q3 2022) and 53.47% (Q4 2021) over five years.
- Compared with a year earlier, EBT Margin has increased for seven straight quarters, with an average year-over-year change of +10.62 percentage points over the last eight quarters.
- The best year-over-year quarter for EBT Margin over five years was Q3 2023 (a gain of 100.56 percentage points); the worst was Q4 2022 (a drop of 124.49 percentage points).
- Per Business Quant data, PDLB's EBT Margin in the three quarters before Q2 2026 was 37.57% (Q1 2026), 43.62% (Q4 2025) and 32.75% (Q3 2025).
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Peer Comparison
Historic Data
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Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 35.79% |
| Mar 31, 2026 | 37.57% |
| Dec 31, 2025 | 43.62% |
| Sep 30, 2025 | 32.75% |
| Jun 30, 2025 | 30.17% |
| Mar 31, 2025 | 32.46% |
| Dec 31, 2024 | 19.56% |
| Sep 30, 2024 | 15.22% |
| Jun 30, 2024 | 21.77% |
| Mar 31, 2024 | 18.31% |
| Dec 31, 2023 | 5.19% |
| Sep 30, 2023 | 19.48% |
| Jun 30, 2023 | -1.70% |
| Mar 31, 2023 | 5.14% |
| Dec 31, 2022 | -71.09% |
| Sep 30, 2022 | -81.08% |
| Jun 30, 2022 | 1.60% |
| Mar 31, 2022 | -49.93% |
| Dec 31, 2021 | 53.47% |
| Sep 30, 2021 | 18.05% |
API Access
Ponce Financial Group, Inc. EBT Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=ebt-margin&ticker=PDLB&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "ebt-margin", "ticker": "PDLB", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=ebt-margin&ticker=PDLB&period=max&api_key=YOUR_API_KEY");
const data = await res.json();