Ponce Financial (PDLB) EBT Margin (2020 - 2026)
Ponce Financial's (PDLB) quarterly EBT Margin came in at 37.57% in Q1 2026, up 511.0% year-on-year from 6.15% in Q1 2025, and down 13.86% quarter-over-quarter from 43.62% in Q4 2025.
Ponce Financial (PDLB) EBT Margin (2020 - 2026) Analysis & Trends
Ponce Financial has disclosed EBT Margin across 7 years of filings, most recently posting 37.57% for Q1 2026.
- EBT Margin for Q1 2026 came in at 37.57%, up 511.0% year-over-year; the trailing twelve-month figure through Mar 2026 was 36.4% (up 1370.0% YoY), and the FY2025 annual result was 35.19%, up 1644.0% from the prior year.
- EBT Margin came in at 37.57% for Q1 2026 at Ponce Financial, down from 43.62% in the prior quarter.
- In the past five years, EBT Margin ranged from a high of 43.62% in Q4 2025 to a low of 81.08% in Q3 2022.
- The 5-year median for EBT Margin is 18.31% (2024), against an average of 4.65%.
- Across the five-year window, EBT Margin slumped 12456 bps in 2022 and jumped 10056 bps in 2023, its largest moves.
- Ponce Financial's EBT Margin stood at 71.09% in 2022, then jumped by 107 bps to 5.19% in 2023, then soared by 277 bps to 19.6% in 2024, then jumped by 123 bps to 43.62% in 2025, then dropped by 14 bps to 37.57% in 2026.
- The last three EBT Margin figures came in at 37.57% (Q1 2026), 43.62% (Q4 2025), and 32.75% (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 97,269.32 Bn | 97,269.32 Bn | - | - |
| 2 | Bank Bradesco | 6,591.89 Bn | 6,575.95 Bn | - | - |
| 3 | Lloyds Banking | 384.13 Bn | 384.40 Bn | - | 39.06% |
| 4 | First Capital | 209.71 Bn | 209.56 Bn | - | 311.44% |
| 5 | Itau Unibanco Holding | 198.08 Bn | 198.08 Bn | - | - |
| 6 | Landmark Bancorp | 177.39 Bn | 177.36 Bn | - | 33.63% |
| 7 | NatWest | 168.65 Bn | -51.67 Bn | - | 46.65% |
| 8 | Shinhan Financial | 135.71 Bn | 103.28 Bn | - | 7,796,393.09% |
| 9 | Mizuho Financial | 112.02 Bn | 112.56 Bn | - | -157.25% |
| 10 | Ponce Financial | 445.28 Mn | 328.04 Mn | - | 37.57% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 37.57% |
| Dec 31, 2025 | 43.62% |
| Sep 30, 2025 | 32.75% |
| Jun 30, 2025 | 30.17% |
| Mar 31, 2025 | 32.46% |
| Dec 31, 2024 | 19.60% |
| Sep 30, 2024 | 15.22% |
| Jun 30, 2024 | 21.77% |
| Mar 31, 2024 | 18.31% |
| Dec 31, 2023 | 5.19% |
| Sep 30, 2023 | 19.48% |
| Jun 30, 2023 | -1.70% |
| Mar 31, 2023 | 5.14% |
| Dec 31, 2022 | -71.09% |
| Sep 30, 2022 | -81.08% |
| Jun 30, 2022 | 1.60% |
| Mar 31, 2022 | -49.93% |
| Dec 31, 2021 | 53.47% |
| Sep 30, 2021 | 18.05% |
| Jun 30, 2021 | 35.55% |