Ponce Financial (PDLB) EBT Margin (2020 - 2026)

Ponce Financial's (PDLB) quarterly EBT Margin came in at 37.57% in Q1 2026, up 511.0% year-on-year from 6.15% in Q1 2025, and down 13.86% quarter-over-quarter from 43.62% in Q4 2025.

Ponce Financial (PDLB) EBT Margin (2020 - 2026) Analysis & Trends

Ponce Financial has disclosed EBT Margin across 7 years of filings, most recently posting 37.57% for Q1 2026.

  • EBT Margin for Q1 2026 came in at 37.57%, up 511.0% year-over-year; the trailing twelve-month figure through Mar 2026 was 36.4% (up 1370.0% YoY), and the FY2025 annual result was 35.19%, up 1644.0% from the prior year.
  • EBT Margin came in at 37.57% for Q1 2026 at Ponce Financial, down from 43.62% in the prior quarter.
  • In the past five years, EBT Margin ranged from a high of 43.62% in Q4 2025 to a low of 81.08% in Q3 2022.
  • The 5-year median for EBT Margin is 18.31% (2024), against an average of 4.65%.
  • Across the five-year window, EBT Margin slumped 12456 bps in 2022 and jumped 10056 bps in 2023, its largest moves.
  • Ponce Financial's EBT Margin stood at 71.09% in 2022, then jumped by 107 bps to 5.19% in 2023, then soared by 277 bps to 19.6% in 2024, then jumped by 123 bps to 43.62% in 2025, then dropped by 14 bps to 37.57% in 2026.
  • The last three EBT Margin figures came in at 37.57% (Q1 2026), 43.62% (Q4 2025), and 32.75% (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) EBT Margin (Qtr)
1 Bank Of Chile 97,269.32 Bn 97,269.32 Bn - -
2 Bank Bradesco 6,591.89 Bn 6,575.95 Bn - -
3 Lloyds Banking 384.13 Bn 384.40 Bn - 39.06%
4 First Capital 209.71 Bn 209.56 Bn - 311.44%
5 Itau Unibanco Holding 198.08 Bn 198.08 Bn - -
6 Landmark Bancorp 177.39 Bn 177.36 Bn - 33.63%
7 NatWest 168.65 Bn -51.67 Bn - 46.65%
8 Shinhan Financial 135.71 Bn 103.28 Bn - 7,796,393.09%
9 Mizuho Financial 112.02 Bn 112.56 Bn - -157.25%
10 Ponce Financial 445.28 Mn 328.04 Mn - 37.57%

Historic Data

Download Data
DateValue
Mar 31, 2026 37.57%
Dec 31, 2025 43.62%
Sep 30, 2025 32.75%
Jun 30, 2025 30.17%
Mar 31, 2025 32.46%
Dec 31, 2024 19.60%
Sep 30, 2024 15.22%
Jun 30, 2024 21.77%
Mar 31, 2024 18.31%
Dec 31, 2023 5.19%
Sep 30, 2023 19.48%
Jun 30, 2023 -1.70%
Mar 31, 2023 5.14%
Dec 31, 2022 -71.09%
Sep 30, 2022 -81.08%
Jun 30, 2022 1.60%
Mar 31, 2022 -49.93%
Dec 31, 2021 53.47%
Sep 30, 2021 18.05%
Jun 30, 2021 35.55%