Ponce Financial (PDLB) EBT Margin (2020 - 2026)
Ponce Financial (PDLB) posted EBT Margin of 101.71% for Q1 2026, up 115.31% sequentially from 47.24% in Q4 2025, and down 5982.0% YoY from 1.73% in Q1 2025.
Ponce Financial (PDLB) EBT Margin (2020 - 2026) Analysis & Trends
Ponce Financial has reported EBT Margin for 7 years, with the latest figure at 101.71% in Q1 2026.
- Quarterly EBT Margin fell 5982.0% year-over-year to 101.71% in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 56.63% (up 2341.0% YoY) and the FY2025 annual result came in at 36.81%, up 1602.0% from the prior year.
- EBT Margin improved to 101.71% in Q1 2026 per PDLB's latest filing, from 47.24% in the prior quarter.
- Over five years, EBT Margin peaked at 266.12% in Q3 2024 and troughed at 230.67% in Q1 2024.
- A 5-year average of 18.97% and a median of 13.21% in 2024 frame the typical range for EBT Margin.
- The sharpest annual moves came in 2024 and 2025: EBT Margin slumped 23581 bps in 2024, then surged 39220 bps in 2025.
- Over 5 years, EBT Margin stood at 127.31% in 2022, then jumped by 104 bps to 5.19% in 2023, then soared by 154 bps to 13.21% in 2024, then surged by 258 bps to 47.24% in 2025, then soared by 115 bps to 101.71% in 2026.
- According to Business Quant data, EBT Margin over the past three periods registered 101.71%, 47.24%, and 33.34% for Q1 2026, Q4 2025, and Q3 2025 respectively.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 120.66 Bn | 84.46 Bn | - | - |
| 2 | Pnc Financial Services | 97.86 Bn | 97.86 Bn | - | 37.61% |
| 3 | Us Bancorp | 96.39 Bn | 96.39 Bn | - | 35.39% |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 74.92 Bn | -144.17 Bn | - | 55.27% |
| 6 | Deutsche Bank Aktiengesellschaft | 72.22 Bn | -81.10 Bn | - | 36.74% |
| 7 | Nu Holdings | 70.34 Bn | 56.66 Bn | 2.35 Bn | 22.42% |
| 8 | Truist Financial | 61.75 Bn | 61.75 Bn | - | 34.47% |
| 9 | Fifth Third Bancorp | 49.88 Bn | 26.16 Bn | - | 31.64% |
| 10 | Ponce Financial | 470.75 Mn | 330.74 Mn | - | 35.79% |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 35.79% |
| Mar 31, 2026 | 101.71% |
| Dec 31, 2025 | 47.24% |
| Sep 30, 2025 | 33.34% |
| Jun 30, 2025 | 107.96% |
| Mar 31, 2025 | 161.53% |
| Dec 31, 2024 | 13.21% |
| Sep 30, 2024 | 266.12% |
| Jun 30, 2024 | 21.93% |
| Mar 31, 2024 | -230.67% |
| Dec 31, 2023 | 5.19% |
| Sep 30, 2023 | 49.47% |
| Jun 30, 2023 | -3.08% |
| Mar 31, 2023 | 5.14% |
| Dec 31, 2022 | -127.31% |
| Sep 30, 2022 | -81.08% |
| Jun 30, 2022 | 1.78% |
| Mar 31, 2022 | -49.94% |
| Dec 31, 2021 | 64.92% |
| Sep 30, 2021 | 23.60% |