Ponce Financial (PDLB) EBT Margin (2020 - 2026)
Ponce Financial's (PDLB) quarterly EBT Margin came in at 35.79% in Q2 2026, up 562.0% year-over-year from 5.41% in Q2 2025, and down 4.74% quarter-over-quarter from 37.57% in Q1 2026.
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Analysis
Ponce Financial (PDLB) EBT Margin (2020 - 2026) Analysis & Trends
Ponce Financial has disclosed EBT Margin across 7 years of filings, most recently posting 35.79% for Q2 2026.
- In Q2 2026, EBT Margin rose 562.0% year-over-year to 35.79%; the TTM figure through Jun 2026 stood at 37.61% (up 1262.0% YoY), while the FY2025 annual figure was 35.19%, up 1644.0% from the prior year.
- EBT Margin came in at 35.79% for Q2 2026 at Ponce Financial, down from 37.57% in the prior quarter.
- In the past five years, EBT Margin ranged from a high of 43.62% in Q4 2025 to a low of 81.08% in Q3 2022.
- Average EBT Margin over 5 years is 6.38%, with a median of 18.9% recorded in 2023.
- Year-over-year, EBT Margin sank 12449 bps in 2022 and surged 10056 bps in 2023.
- Over 5 years, EBT Margin stood at 71.01% in 2022, then surged by 107 bps to 5.19% in 2023, then jumped by 277 bps to 19.56% in 2024, then soared by 123 bps to 43.62% in 2025, then retreated by 18 bps to 35.79% in 2026.
- Per Business Quant data, the three most recent EBT Margin figures were 35.79% in Q2 2026, 37.57% in Q1 2026, and 43.62% in Q4 2025.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Banco Santander Chile | 424.88 Bn | 544.83 Bn | - | - |
| 2 | Truist Financial | 59.29 Bn | 59.29 Bn | - | 34.47% |
| 3 | Fifth Third Bancorp | 47.98 Bn | 24.26 Bn | - | 31.64% |
| 4 | M&T Bank | 32.82 Bn | 32.82 Bn | - | 41.98% |
| 5 | Huntington Bancshares | 32.08 Bn | 27.60 Bn | - | 31.58% |
| 6 | Citizens Financial | 28.34 Bn | 28.34 Bn | - | 33.07% |
| 7 | Regions Financial | 24.27 Bn | 24.34 Bn | - | 37.65% |
| 8 | Keycorp | 22.19 Bn | -25.51 Bn | - | 33.08% |
| 9 | First Citizens Bancshares | 21.93 Bn | 21.41 Bn | 29.00 Mn | 1,204.05% |
| 10 | Ponce Financial | 491.26 Mn | 351.25 Mn | - | 35.79% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 35.79% |
| Mar 31, 2026 | 37.57% |
| Dec 31, 2025 | 43.62% |
| Sep 30, 2025 | 32.75% |
| Jun 30, 2025 | 30.17% |
| Mar 31, 2025 | 32.46% |
| Dec 31, 2024 | 19.56% |
| Sep 30, 2024 | 15.22% |
| Jun 30, 2024 | 21.77% |
| Mar 31, 2024 | 18.31% |
| Dec 31, 2023 | 5.19% |
| Sep 30, 2023 | 19.48% |
| Jun 30, 2023 | -1.70% |
| Mar 31, 2023 | 5.14% |
| Dec 31, 2022 | -71.01% |
| Sep 30, 2022 | -81.08% |
| Jun 30, 2022 | 1.60% |
| Mar 31, 2022 | -49.93% |
| Dec 31, 2021 | 53.47% |
| Sep 30, 2021 | 18.05% |
API Access
Ponce Financial EBT Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=ebt-margin&ticker=PDLB&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "ebt-margin", "ticker": "PDLB", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=ebt-margin&ticker=PDLB&period=max&api_key=YOUR_API_KEY");
const data = await res.json();