Ponce Financial (PDLB) EBT Margin (2020 - 2026)
Ponce Financial (PDLB) reported EBT Margin of 101.71% for Q1 2026, down 5982.0% on a YoY basis from 1.73% in Q1 2025, and up 115.2% sequentially from 47.26% in Q4 2025.
Ponce Financial (PDLB) EBT Margin (2020 - 2026) Analysis & Trends
Ponce Financial (PDLB) has 7 years of EBT Margin data on file, last reported at 101.71% in Q1 2026.
- For the quarter ending Q1 2026, EBT Margin fell 5982.0% year-over-year to 101.71%; the trailing twelve-month figure through Mar 2026 stood at 56.64% (up 1814.0% YoY), and the FY2025 full-year result was 36.81%, up 1602.0% from the prior year.
- EBT Margin improved to 101.71% in Q1 2026, from 47.26% in the prior quarter.
- In the past five years, EBT Margin ranged from a high of 266.12% in Q3 2024 to a low of 230.67% in Q1 2024.
- A 5-year average of 24.29% and a median of 17.44% in 2024 frame the typical range for EBT Margin.
- Across the five-year window, EBT Margin plunged 23581 bps in 2024 and soared 39220 bps in 2025, its largest moves.
- Tracing PDLB's EBT Margin over 5 years: stood at 36.85% in 2022, then surged by 104 bps to 1.33% in 2023, then soared by 1208 bps to 17.44% in 2024, then surged by 171 bps to 47.26% in 2025, then surged by 115 bps to 101.71% in 2026.
- Business Quant data shows PDLB's EBT Margin at 101.71% in Q1 2026, 47.26% in Q4 2025, and 33.34% in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | KB Financial | 43,124.21 Bn | 43,125.44 Bn | -775,612.08 | 558,628.45% |
| 2 | Shinhan Financial | 33,971.34 Bn | 33,973.00 Bn | - | 7.80% |
| 3 | Bank Of Chile | 4,105.33 Bn | 4,105.33 Bn | 167,623.00 | 167.25% |
| 4 | NatWest | 768.74 Bn | 572.78 Bn | 1.79 Bn | 46.65% |
| 5 | Mizuho Financial | 385.64 Bn | 389.59 Bn | - | 0.13% |
| 6 | Lloyds Banking | 358.14 Bn | 358.14 Bn | - | 39.06% |
| 7 | First Capital | 200.03 Bn | 199.69 Bn | - | 311.44% |
| 8 | Landmark Bancorp | 187.97 Bn | 187.94 Bn | - | 36.05% |
| 9 | Pnc Financial Services | 100.96 Bn | 101.01 Bn | - | 35.47% |
| 10 | Ponce Financial | 480.95 Mn | 363.70 Mn | - | 101.71% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 101.71% |
| Dec 31, 2025 | 47.26% |
| Sep 30, 2025 | 33.34% |
| Jun 30, 2025 | 107.96% |
| Mar 31, 2025 | 161.53% |
| Dec 31, 2024 | 17.44% |
| Sep 30, 2024 | 266.12% |
| Jun 30, 2024 | 21.93% |
| Mar 31, 2024 | -230.67% |
| Dec 31, 2023 | 1.33% |
| Sep 30, 2023 | 49.47% |
| Jun 30, 2023 | -3.08% |
| Mar 31, 2023 | 5.14% |
| Dec 31, 2022 | -36.85% |
| Sep 30, 2022 | -81.08% |
| Jun 30, 2022 | 1.35% |
| Mar 31, 2022 | -49.94% |
| Dec 31, 2021 | 53.22% |
| Sep 30, 2021 | 23.60% |
| Jun 30, 2021 | 35.55% |